Everything you need to know
Finland Currency
Travelling to or living in Finland? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in Finland
Open a UK bank account with us and get a GoCard for smarter spending in Finland. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in Finland?
The official currency of Finland is the euro
Before the euro, Finland used the Finnish markka (FIM).
EUR, €
Banknotes
€5
€10
€20
€50
€100
€200
€500
Coins
1
2
5
10
20
50 cents
€1
€2
Popular Euro pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in Finland
Finland is a low-cash economy. Cards, contactless payments, and mobile wallets (Apple Pay, Google Pay) are accepted everywhere—even for small purchases like bus tickets or coffee. Cash is rarely needed. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.
Tips for exchanging money in Finland
ATMs available: but cash withdrawals are uncommon.
Cards and mobile wallets are king.
Avoid exchange kiosks: poor value.
Budget tip: Finland is one of the least cash-dependent eurozone countries.
With TransferGo, you can send euros to Finland or use your GoCard for seamless, cashless spending.
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For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.
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Frequently asked questions
What is the official currency used in Finland?
The euro (EUR, €).
What is the official currency used in Finland?
Symbol: € | Code: EUR
Can I use my home currency in Finland?
No, only euros are accepted.
How can I use my GoCard in Finland?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in Finland?
Card and mobile wallets Like Apple Pay and Google Pay.
Are credit or debit cards widely accepted in Finland?
Yes, everywhere.
Are there ATMs available in Finland, and are there withdrawal limits?
Yes, but rarely needed.
Can I use a GoCard in Finland?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.