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Here’s how much it costs to send money to the Philippines
We charge a flat transfer fee for all transfers to the Philippines: just 0.99 (GBP or EUR) for a next-day transfer, and 1.99 for an instant transfer.
The receiver gets the exact amount that our app tells you they’ll get. No hidden fees, no nasty surprises.
Download TransferGo app:
How does your money arrive in the Philippines?
Bank accounts
We make local transfers directly from our Philippines account to your receiver’s bank account, skipping expensive international fees.
Debit/credit card
Or we can put the money straight onto your receiver’s credit card or debit card.
Mobile wallets
We can also top up your receiver’s mobile wallet with USD or PHP—we just need their phone number.
It’s as easy as 1, 2, 3
Choose how much you want to send, and when
Send EUR and GBP to PHP and USD in the Philippines
Add the receiver’s details.
All you need is your receiver’s full name and account details
Choose your payment method—and make the transfer!
Pay in by bank transfer or by card, and your transfer is on its way!
Rest assured
Here’s why you can trust us with sending your money to the Philippines
Our end-to-end encryption protects your money and your data. Should a transfer ever fail, your money gets returned straight back to you.
Regulation is our friend: it keeps our 7 million customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.
And if you ever do need help, we’re not some faceless app—our English-speaking Customer Support team answers calls and emails quickly and helpfully.
Don’t take our word for it…
Here’s what our users say about sending money home to the Philippines…
The cheapest
way to make
real-time money
transfers
Pay family, friends and bills back home—
whichever way you suits you best.
How to get started…
What information do I need to make money transfers to the Philippines?
ID verification
The first time you send money, you need to prove you’re a resident in the country you’re sending from.
Receiver’s details
Make sure you’re ready with you receiver’s full name, and their e-Wallet, card or bank details,
Your payment method
You need to your card or bank details ready for your first transfer.
How long does it take to send money to the Philippines?
You can make instant transfers, which usually arrive in 2-3 minutes—or choose our ‘Standard’ option to get your money there the next day.
Send money on the go—
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Best ways to send money to the Philippines
Bank transfer
Bank transfers are a popular option for funding your international money transfer. They take a little longer than debit or credit card transfers but they’re insanely cheap.
Debit card
Paying with a debit card makes your money transfer super-fast. However, compared to a bank transfer, it can be more expensive as they’re charged at a higher (but still low) fee.
Credit card
You can also pay for your international money transfers with a credit card. TransferGo accepts both Visa and Mastercard to make transfers super simple.
PISP
Some money transfers are enabled by a third-party financial entity called Payment Initiation Service Provider, or PISP, which facilitates direct bank transfers for seamless online transactions.
SWIFT
When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka Swift), a global messaging network that secures and executes cross-border transactions.
Apple Pay
If Apple Pay is enabled on your phone, you can use your mobile wallet to send money to certain countries. It’s quick and easy but check with your bank first in case they charge you extra fees.
Google Pay
Prefer to use Google Pay? If you have your mobile wallet set up, you can send money to certain countries using Google Pay. All you need is your receiver’s mobile number.
Frequently asked questions (FAQs)
What’s the best way to transfer money to the Philippines?
Real time money transfers with a mobile app are the fastest, easiest way to send money to the Philippines (or any destination country around the world). Most of them are free to download, and are up to 90% cheaper than banks. Some money transfer service apps, like TransferGo, have outstanding Customer Service in several languages for when users need support.
How do I send money from Europe to the Philippines?
If you’re sending from a credit/debit card, you just use the TransferGo app to send money to a card or bank account in the Philippines. Choose the currency you’re sending from and to, your receiver’s full name and card details, and then your own details.
If you’re making a bank transfer, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank details they send you. Once you’ve done that, let TransferGo know in the app, and they’ll send the money to your receiver in the Philippines.
How to send money to the Philippines electronically?
All you need is an app on your phone to make electronic transfers to the Philippines. TransferGo will send money from your phone or web browser straight to cards, account numbers and mobile wallets in the Philippines—instantly, or on the next day, you decide. You also have different payment options available: you can pay with a card, or from your bank account.
What is the best app to send money to the Philippines?
With a rating of ‘Excellent’ from over 30,000 reviews on Trustpilot, the TransferGo app is highly recommended by users around the world. You can download it for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery.
What is the cheapest way to send money to the Philippines?
TransferGo’s ‘standard’ delivery method, which gets your money to the Philippines in one working day, costs just 0.99 (EUR or GBP, depending on where you’re sending it from). It costs just 1.99 to send it instantly to a card or mobile wallet, however much you’re sending. Either way, the total cost is not a percentage fee of the total, and as low as possible.
TransferGo’s payment services also save you money on the currency exchange, with good rates sending GBP and EUR to dollar and Philippine Peso accounts back home.
Can I send money to the Philippines through a bank?
Yes, you can, but it’s cheaper to use TransferGo—even if you’re sending from your bank account. Why? Because with TransferGo, your money doesn’t actually cross borders. You make a bank deposit to our account in the United Kingdom, and TransferGo pays your receiver from a TransferGo account in the Philippines. This can save up to 90% on traditional bank transfer fees.
With TransferGo you can also send money from one card straight to another in the Philippines, and it’s almost instant. The functionality is extremely intuitive and allows you to complete transfers in under a minute.
What are the advantages of sending money to the Philippines with TransferGo?
TransferGo’s international money transfers are low cost, and can be performed in a few simple steps without the hassle of visiting a bank. Compared with other digital money transfer apps, TransferGo is cheaper and always has favourable currency exchange rates. They also have fast, friendly Customer Support in English and 9 other languages, which provides guidance and peace of mind when you need it.
Is it safe to send money to the Philippines online?
Online money transfers are safe, as long as:
1) You use a safe and protected money transfer providers like TransferGo. Established money transfer companies are regulated by EU and UK laws, and use the highest possible security to keep your money safe. If transfers ever do get cancelled, they’ll return your money to you immediately.
2) You only send money to people you know and trust. Once your money has been sent to someone, no one can get it back. So beware of fraudsters and be sure of who you’re sending money to.
How can I know which money transfer companies to trust?
Look for well established brands that have proper websites, terms and conditions, and tens of thousands of Trustpilot reviews. For example, TransferGo has over 30,000 verified reviews and a total score of 4.8 out of 5 on Trustpilot, which lets you know that the company is legitimate. TransferGo is also regulated by the Financial Conduct Authority (or FCA) You can also check to see if they partner with established brands, like Visa and Mastercard, Maya, GCash and so on.
How long will my money transfer take to arrive in the Philippines?
The delivery time depends on which delivery method you choose. If you choose ‘Instant’, the money will arrive in under 30 minutes—usually, the transfer time is 2 or 3 minutes max. If you choose ‘Standard’, the money will arrive within one working day.
How will my recipient get the money in the Philippines?
You can send money to your recipient’s bank account, credit cards, debit cards and mobile wallets. You just need to enter the appropriate details when you make the transfer.