If you’re looking for ways to save money as a result of the cost of living crisis and other factors, read on.
Here are some quick and easy tips to save money.
There are so many reasons to stop smoking. Aside from being tremendously bad for your health, it’s also pretty harsh on your bank balance. The NHS Inform smoking savings calculator helps you work out how much you’re spending on cigarettes each week, month and year. It also calculates how much your cigarette habit could set you back over 10 years. Seeing this figure should come as shock—even if you’re smoking as little as one cigarette a day.
Limit your time on social media
These days, social media platforms like Instagram are a marketing trap. The volume of advertisements and sponsored posts can really put pressure on you to buy this and that. Try to reduce your screen time to limit your exposure to these posts. Or click the ‘Hide ad’ option, which is available on Facebook and Instagram to remove these posts from your feed.
Borrow don’t buy
Now that the world has opened up again, your social calendar is likely to be a lot busier. If you have a lot of events like weddings and parties planned, avoid the temptation to buy new clothing. Instead, see if you can borrow your friend’s dress or your brother’s tie.
The same goes for household gadgets and tools. If you need to pressure water your patio or cut your grass, ask around for a jet washer or lawnmower. Perhaps you could return the favour one day.
Do things yourself
While paying people to do your garden or clean your windows is a good way to help the economy, it can be so much more expensive. Next time something needs doing in the house, consider doing it yourself. The amount you save can be considerable.
Ditch the disposables
Reducing your plastic is not only good for the environment but it can really save you money over time. Ditch things like face wipes and kitchen towels and use reusable towels instead.
And if you have a baby, consider the option of cloth nappies instead of disposables. Your initial outlay will be more expensive but you can really save money over time. Remember, disposable products were created for convenience—not to save you money.
Of course, we do realise that these tips won’t solve issues like the cost of living crisis overnight. These are testing times for a lot of households and we’ll do all we can to help.