{"id":24912,"date":"2021-09-02T07:51:50","date_gmt":"2021-09-02T07:51:50","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/everything-need-know-council-tax-uk\/"},"modified":"2024-10-29T20:45:24","modified_gmt":"2024-10-29T20:45:24","slug":"everything-need-know-council-tax-uk","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/gb\/everything-need-know-council-tax-uk","title":{"rendered":"Everything you need to know about council tax in the UK"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">If you\u2019ve recently moved to the UK (or you\u2019re planning on it), you might be wondering about council tax. How much is it? What does it pay for? How can you get a reduction? And what happens if you don&#8217;t pay your bill?<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Well, our brief guide to council tax in the UK is here to help.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is council tax?<\/strong><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Council tax is an annual bill that\u2019s collected from your local council. Every April, you\u2019ll receive an annual bill with the choice to pay the amount in full or over instalments. If you choose the latter, you\u2019ll usually pay council tax in 10 instalments across the year. For two months of the year, you don&#8217;t have to pay.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Each property in England and Scotland has a council tax band, ranging from A (the cheapest) to H. Meanwhile, Wales has nine bands, ranging from 1 (the highest) to 9. Which band your property falls in depends on a number of things, including where you live and the size of your property.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">If you\u2019re living in a property in the UK, it\u2019s your responsibility to pay council tax. This is the case whether you\u2019re the owner and occupier, or a tenant in a privately rented or council accommodation.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">There are some properties and people that are exempt from paying council tax. And some individuals are eligible for a 25% or 50% discount depending on who else lives on the property. If you live alone, you won&#8217;t have to pay the full amount. We\u2019ll explain more about this later in this article.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What does council tax pay for?<\/strong><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">Council tax contributes to 25% of all government spending. The rest of the money comes from business rates. It is the responsibility of your local council to distribute the money as they see fit.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Most of the council tax fund is spent on local and community services. This includes things like police, fire services, street cleaning, street lighting, parks maintenance, elderly and vulnerable support and local leisure facilities. Council tax also pays for rubbish collection and disposal, local administration and record-keeping, libraries and education services.&nbsp;<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.transfergo.com\/gb\/\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/blogimages\/en\/2021\/02\/Banner_1_1x-1-1024x164.jpg\" alt=\"\" class=\"wp-image-6374\"\/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How much is council tax?<\/strong><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">The amount of council tax you owe depends on the value of your home and where you live. If you live in England, you can find your local authority and work out how much you have to pay <a href=\"https:\/\/www.gov.uk\/pay-council-tax\" target=\"_blank\" rel=\"noopener\">here<\/a>. <\/span><span style=\"font-weight: 400;\"> Living in Scotland? Your information can be found <a href=\"https:\/\/www.cosla.gov.uk\/councils\" target=\"_blank\" rel=\"noopener\">here<\/a>. <\/span><span style=\"font-weight: 400;\">And if you\u2019re residing in Wales, this link <a href=\"https:\/\/gov.wales\/find-your-local-authority\" target=\"_blank\" rel=\"noopener\">here<\/a> has all the information.<\/span><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Once you\u2019ve clicked on the relevant link above, you\u2019ll be able to find out more information about your local council tax. You may also be able to contact your local council to ask.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How do you get a council tax reduction?&nbsp;<\/strong><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">If the thought of council tax expenses on top of all other bills is leaving you a little stressed, don&#8217;t worry. You may be able to get a reduction. This applies if you\u2019re:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400;\">On low income<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">A student or living with students<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">The only adult living on the property<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Someone with a disability<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Mentally impaired, or living with somebody who is<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">A care leaver living in Scotland and in certain counties in England and Wales<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Living in a care home or hospital<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">In prison<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">A member of the armed forces (circumstances depending)<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">For more information on whether you\u2019re entitled to a reduction, click <a href=\"https:\/\/www.gov.uk\/council-tax\/who-has-to-pay\" target=\"_blank\" rel=\"noopener\">here<\/a>. Even if you don&#8217;t think you will be, it&#8217;s worth checking.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What happens if you miss a council tax payment?<\/strong><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">It&#8217;s not a good idea to miss a council tax payment. If you fall behind on your bills, the council may ask you to pay the full year\u2019s payment upfront. This could be costly. As an example, instead of paying \u00a3167 a month, you\u2019d need to pay \u00a31,1671 in one go.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">To avoid this, you should contact your council as soon as you think you might miss a payment. This way, they might be able to offer a compromise. They may let you make a late monthly payment or increase your future monthly payments to make up for it.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">And if your income is low, they may even be able to offer a reduction. It all depends on your council and circumstances.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">If you don\u2019t pay your bill, you&#8217;ll receive your first reminder two weeks after your missed payment. If you pay within seven days, you won&#8217;t need to do anything else and your debt will clear. Phew.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">And what happens if you still don&#8217;t pay your council tax bill?<\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">If you don\u2019t pay within seven days of receiving your notice, or it\u2019s the third time you&#8217;re late with your payments that tax year, you\u2019ll receive a \u2018final notice\u2019 requesting that you pay the remaining annual balance within seven days. If you still refuse to pay, the council will report you to the courts in order to collect your debt. They may also contact your employer to arrange council tax payments to be deducted from your payslip and you could lose any benefits you\u2019re entitled to. Not good.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">As a next resort, bailiffs may be sent to your front door. You may even have to cover the bailiff fees. This could set you back hundreds of pounds. And the final punishment for not paying your council tax in England? A prison sentence. Wow.<\/span><\/p>\n\n\n\n<p>Your best bet? Pay your bills on time. And if you think you won\u2019t be able to afford a payment, contact your local council as soon as possible. They&#8217;ll often be able to help or offer a compromise.<\/p>\n\n\n\n<p><span style=\"font-weight: 400;\">Otherwise, t<\/span><span style=\"font-weight: 400;\">he hassle, stress and extra debt just aren\u2019t worth it!<\/span><\/p>\n\n\n\n<p>______________<\/p>\n\n\n\n<p>Now you know about council tax, it&#8217;s time to get acquainted with our super-fast money transfers. Sign up&nbsp;now for easy online&nbsp;money transfers&nbsp;with TransferGo.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/www.transfergo.com\/gb\/\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/blogimages\/en\/2021\/02\/Banner_1_1x-1-1024x164.jpg\" alt=\"\" class=\"wp-image-6374\"\/><\/a><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve recently moved to the UK (or you\u2019re planning on it), you might be wondering about council tax. How much is it? What does it pay for? How can you get a reduction? And what happens if you don&#8217;t pay your bill? Well, our brief guide to council tax in the UK is here [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":24913,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1502,1503,1493],"tags":[],"business_case_studies_tags":[],"class_list":["post-24912","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-living-abroad","category-living-abroad-tips","category-personal-finance-tips"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/gb\/everything-need-know-council-tax-uk","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Everything you need to know about council tax in the UK","url":"http:\/\/www.transfergo.com\/gb\/everything-need-know-council-tax-uk","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/gb\/everything-need-know-council-tax-uk"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/210614_Blog_How-to-get-a-mortgage-in-the-UK-1-1.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/210614_Blog_How-to-get-a-mortgage-in-the-UK-1-1.jpg"},"articleSection":"Living abroad tips","author":[{"@type":"Person","name":"Jennifer Tate"}],"creator":["Jennifer Tate"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2021-09-02T07:51:50Z","datePublished":"2021-09-02T07:51:50Z","dateModified":"2024-10-29T20:45:24Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Everything you need to know about council tax in the UK\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/gb\\\/everything-need-know-council-tax-uk\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/gb\\\/everything-need-know-council-tax-uk\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/210614_Blog_How-to-get-a-mortgage-in-the-UK-1-1.jpg?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/210614_Blog_How-to-get-a-mortgage-in-the-UK-1-1.jpg\"},\"articleSection\":\"Living abroad tips\",\"author\":[{\"@type\":\"Person\",\"name\":\"Jennifer Tate\"}],\"creator\":[\"Jennifer Tate\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2021-09-02T07:51:50Z\",\"datePublished\":\"2021-09-02T07:51:50Z\",\"dateModified\":\"2024-10-29T20:45:24Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/210614_Blog_How-to-get-a-mortgage-in-the-UK-1-1.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts\/24912","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/comments?post=24912"}],"version-history":[{"count":0,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts\/24912\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/media\/24913"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/media?parent=24912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/categories?post=24912"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/tags?post=24912"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/business_case_studies_tags?post=24912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}