{"id":73932,"date":"2024-07-15T15:31:37","date_gmt":"2024-07-15T15:31:37","guid":{"rendered":"https:\/\/www.transfergo.com\/nationwide-international-transfers"},"modified":"2025-01-06T14:20:04","modified_gmt":"2025-01-06T14:20:04","slug":"nationwide-international-transfers","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/gb\/nationwide-international-transfers","title":{"rendered":"Nationwide international transfers: Fees, exchange rates and transfer times in 2025"},"content":{"rendered":"\n<p>Nationwide, a well-established bank, offers a variety of methods for sending money abroad, primarily through its online banking services and in-person branch visits.\u00a0<\/p>\n\n\n\n<p>While Nationwide is known for its convenience and reliability in domestic banking, when it comes to international transfers, it\u2019s important to consider the associated fees, exchange rates and transfer times.&nbsp;<\/p>\n\n\n\n<p>This guide provides detailed insights into sending money internationally with Nationwide, contrasting these services with digital alternatives like <a href=\"https:\/\/www.transfergo.com\/gb\/\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo<\/a>, which may offer faster and more cost-effective solutions.<\/p>\n\n\n\n<p>This is how TransferGo compares to Nationwide:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Nationwide International Transfers<\/strong><\/td><td><strong>TransferGo International Transfers<\/strong><\/td><\/tr><tr><td>Exchange rates<\/td><td>2% to 4% of total transfer amount [source: <a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><td>0.5% to 1.5% of total transfer amount<\/td><\/tr><tr><td>Transfer Fees<\/td><td>Euro: \u00a30<br>All other international payments (SWIFT): \u00a320<\/td><td><br>Same day delivery: \u00a31.99 &#8211; \u00a32.99<br>Next day delivery: \u00a32.99<br>30 minute delivery: \u00a32.99\u00a0<\/td><\/tr><tr><td>Additional fees<\/td><td>Receiving banks may apply conversion charges when making payments in pound sterling<\/td><td>Transparent fees (included in the recipient amount)<\/td><\/tr><tr><td>Transfer limit<\/td><td>No transfer limit<\/td><td><em>Subject to receiver country and delivery method<\/em><\/td><\/tr><tr><td>Transfer times (UK and Europe)<\/td><td>Payments in Euros: End of next working day<br>Payments in other currencies: Up to four days<\/td><td rowspan=\"2\">Four delivery options:<br>30 minutes<br>End of the same day\u00a0<br>Next working day, until noon<br>One working day<\/td><\/tr><tr><td>Transfer times (Outside Europe)<\/td><td>Up to four days<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/\" data-type=\"link\" data-id=\"https:\/\/www.transfergo.com\/gb\/\" target=\"_blank\" rel=\"noreferrer noopener\">Find out more about TransferGo\u2019s international money transfers<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2><\/h2><nav><ul><li class=\"\"><a href=\"#how-nationwide-charges-for-international-transfers\">How Nationwide charges for international transfers\u00a0<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#how-long-does-it-take-to-make-an-international-transfer-with-nationwide\">How long does it take to make an international transfer with Nationwide?<\/a><\/li><li class=\"\"><a href=\"#how-to-make-an-international-transfer-with-nationwide-step-by-step\">How to make an international transfer with Nationwide step-by-step<\/a><\/li><li class=\"\"><a href=\"#what-information-is-required-for-an-international-money-transfer-with-nationwide\">What information is required for an international money transfer with Nationwide?<\/a><\/li><li class=\"\"><a href=\"#how-do-nationwide-international-transfers-compare-to-other-banks\">How do Nationwide international transfers compare to other banks?\u00a0<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#nationwide-customer-satisfaction\">Nationwide customer satisfaction<\/a><ul><li class=\"\"><a href=\"#nationwide-contacts\">Nationwide contacts<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#sources\">Sources<\/a><\/li><li class=\"\"><a href=\"#fa-qs\">FAQs<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-nationwide-charges-for-international-transfers\"><strong>How Nationwide charges for international transfers<\/strong><strong>&nbsp;<\/strong><\/h2>\n\n\n\n<p>When sending money abroad with Nationwide, you\u2019ll be charged both transfer fees and exchange rates:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Nationwide charges<\/strong><\/td><td><strong>TransferGo charges<\/strong><\/td><\/tr><tr><td>Exchange rates<\/td><td>2% to 4% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><td>0.5% to 1.5% of total transfer amount<\/td><\/tr><tr><td>Transfer fees<\/td><td>Euro: \u00a30<br>All other international payments (SWIFT): \u00a320<\/td><td><br>Same day delivery: \u00a31.99 &#8211; \u00a32.99<br>Next day delivery: \u00a32.99<br>30 minute delivery: \u00a32.99\u00a0<\/td><\/tr><tr><td>Additional fees<\/td><td>Receiving banks may apply conversion charges when making payments in pound sterling<\/td><td>Transparent fees (included in the recipient amount)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/07\/iStock-1137750132-1024x683.jpg\" alt=\"\" class=\"wp-image-73883\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"nationwide-international-transfer-exchange-rates\"><strong>Nationwide international transfer exchange rates<\/strong><\/h3>\n\n\n\n<p>Exchange rates significantly influence the cost of international money transfers.&nbsp;<\/p>\n\n\n\n<p>Traditional banks like Nationwide often incorporate a markup in their exchange rates, which acts as an additional, though not always transparent, fee.&nbsp;<\/p>\n\n\n\n<p>Nationwide\u2019s process involves converting money from pound sterling to foreign currency using a standard outbound exchange rate, updated throughout the day, which includes a <a href=\"https:\/\/www.nationwide.co.uk\/help\/payments\/swift-sepa-international-payments\/#how-much-do-international-payments-cost\" target=\"_blank\" rel=\"noreferrer noopener\">currency conversion markup of 2.2%<\/a>.\u00a0<\/p>\n\n\n\n<p>This markup may be shared with third parties involved in the conversion, and if you opt to send your payment in pound sterling, the receiving bank may also apply its own rates and fees.&nbsp;<\/p>\n\n\n\n<p>For a clearer perspective on the typical costs associated with Nationwide international transfers, analysis by <a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a> suggests exchange fees typically range from 2% to 4% of the total transfer amount.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-does-this-compare-to-transfer-go\"><strong>How does this compare to TransferGo?<\/strong>&nbsp;<\/h3>\n\n\n\n<p>TransferGo applies a minimal FX markup on the mid-market rate, varying from 0.5% to 1.5% depending on the transfer destination.&nbsp;<\/p>\n\n\n\n<p>These rates are highly competitive, earning TransferGo a<a href=\"https:\/\/www.monito.com\/en\/send-money-with\/transfergo\" target=\"_blank\" rel=\"noreferrer noopener\"> 8.9\/10 Exchange Rate Score on Monito<\/a>.\u00a0<\/p>\n\n\n\n<p>Simply put, TransferGo allows the recipient to receive more money compared to Nationwide\u2019s exchange rates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"nationwide-international-transfer-fees\">Nationwide international transfer fees<\/h3>\n\n\n\n<p>Nationwide charges a \u00a320 fee for SWIFT payments. This fee is deducted directly from your account along with the transfer amount.\u00a0For instance, sending \u00a3100 would require you to have at least \u00a3120 in your account.\u00a0<\/p>\n\n\n\n<p>This fee structure is notably higher than some other providers, particularly when combined with the exchange rate markup discussed earlier.&nbsp;<\/p>\n\n\n\n<p>In contrast, <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noopener\">Tr<\/a><a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">a<\/a><a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noopener\">nsferGo <\/a> offers transparent pricing with fees clearly outlined based on the chosen delivery speed, ranging from \u00a30.99 for three-day delivery to \u00a32.99 for a 30 minute delivery, ensuring all costs are upfront.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"nationwide-international-transfer-additional-fees\">Nationwide international transfer additional fees<\/h3>\n\n\n\n<p>Apart from transfer fees and exchange rate margins, there may be additional costs associated with Nationwide international transfers.\u00a0These could include charges from intermediary banks or the recipient&#8217;s bank. As stated on <a href=\"https:\/\/www.nationwide.co.uk\/help\/payments\/swift-sepa-international-payments\/#what-details-are-needed-to-make-an-international-payment\" target=\"_blank\" rel=\"noreferrer noopener\">the Nationwide website<\/a>:<\/p>\n\n\n\n<p>\u201cIf you choose to send your payment in pound sterling the receiving foreign bank will convert the currency. They will use their own exchange rate and may apply their own charges to the transaction.\u201d&nbsp;<\/p>\n\n\n\n<p>Unfortunately, it&#8217;s difficult to determine these costs in advance, potentially resulting in the recipient receiving less than expected.\u00a0<\/p>\n\n\n\n<p>However, with <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noopener\">TransferGo<\/a>, you can guarantee no additional fees, ensuring that the recipient receives the full amount specified in your transfer order without any deductions.<\/p>\n\n\n\n<p>While Nationwide provides a convenient platform for international transfers, it&#8217;s essential to consider the potential impact of exchange rates and transfer fees.&nbsp;<\/p>\n\n\n\n<p>TransferGo offers a transparent and cost-effective alternative, providing favourable exchange rates and inclusive fees for hassle-free transfers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-long-does-it-take-to-make-an-international-transfer-with-nationwide\"><strong>How long does it take to make an international transfer with Nationwide?<\/strong><\/h2>\n\n\n\n<p>When sending money abroad with Nationwide, the transfer times can vary significantly based on the currency and destination:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Destination<\/strong><\/td><td><strong>Nationwide&nbsp; transfer times<\/strong><\/td><td><strong>TransferGo transfer times<\/strong><\/td><\/tr><tr><td>Between UK and Europe<\/td><td>Payments in Euros: End of next working day<br>Payments in other currencies: Up to four days<\/td><td rowspan=\"2\">Four delivery options: <br>In 30 minutes<br>End of the same day\u00a0<br>The next working day, until noon<br>One working day<\/td><\/tr><tr><td>Outside Europe<\/td><td>More than four days<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>As you can see, <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo <\/a> offers faster transfer times than Nationwide, ensuring your money reaches your recipient swiftly.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"768\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/07\/iStock-1284873930-1024x768.jpg\" alt=\"\" class=\"wp-image-73894\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-make-an-international-transfer-with-nationwide-step-by-step\"><strong>How to make an international transfer with Nationwide step-by-step<\/strong><\/h2>\n\n\n\n<p>Sending money internationally via Nationwide involves a couple of steps that differ slightly based on the method used:<\/p>\n\n\n\n<p><strong>Using Internet banking:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Login:<\/strong> Access your online banking account.<\/li>\n\n\n\n<li><strong>Navigate:<\/strong> Go to the &#8216;Move Money&#8217; tab.<\/li>\n\n\n\n<li><strong>Select:<\/strong> Choose &#8216;Other Payments&#8217;.<\/li>\n\n\n\n<li><strong>Proceed:<\/strong> Follow the prompts to input the recipient\u2019s details, the amount in GBP and the currency required.<\/li>\n\n\n\n<li><strong>Confirm:<\/strong> Review all details for accuracy before confirmation. The exchange rate provided at this time must be confirmed quickly as it changes frequently.<\/li>\n<\/ul>\n\n\n\n<p><strong>Using a branch:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Preparation:<\/strong> Ensure you have your Nationwide current account card, a valid photo ID (passport or driver\u2019s licence) and proof of address (recent bank statement, utility bill, or council tax bill).<\/li>\n\n\n\n<li><strong>Visit:<\/strong> Go to your local branch where a representative will assist you through the process. Remember, this can take some time, so plan accordingly.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-information-is-required-for-an-international-money-transfer-with-nationwide\"><strong>What information is required for an international money transfer with Nationwide?<\/strong><\/h2>\n\n\n\n<p>To make an international transfer with Nationwide, you\u2019ll need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Recipient&#8217;s details:<\/strong> Their first and last name or company name, complete address including city, country and postal code.<\/li>\n\n\n\n<li><strong>Bank details:<\/strong> The recipient&#8217;s bank account number or IBAN, and the BIC if the payment is not in Euros to the SEPA zone.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>These details ensure that the transfer is processed correctly and reaches the intended recipient without any issues.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-do-nationwide-international-transfers-compare-to-other-banks\"><strong>How do Nationwide international transfers compare to other banks?&nbsp;<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"exchange-rates\"><strong>Exchange rates<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Exchange rates<\/strong><\/td><\/tr><tr><td>Nationwide<\/td><td>2% to 4% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/barclays-international-transfers\">Barclays<\/a><\/td><td>3% to 4% of total transfer amount [source: <a href=\"https:\/\/www.topmoneycompare.com\/guides\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>Halifax<\/td><td>0 \u2013 \u00a325,000: 3.55%<br>\u00a325,000.01 \u2013 \u00a375,000: 2.40%\u00a0<br>\u00a375,000.01 \u2013 \u00a3250,000: 2.00%\u00a0<br>\u00a3250,000.01 and above: 1.50% [<a href=\"https:\/\/www.halifax.co.uk\/aboutonline\/payments-and-transfers\/international-payments\/send-money-guide.html#:~:text=If%2520the%2520current%2520GBP%252FEUR,our%2520current%2520margin%2520of%25203.55%2525.\" target=\"_blank\" rel=\"noreferrer noopener\">Halifax Exchange Margin Calculator<\/a>]<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>1.5% to 3% of total transfer amount [source: <a href=\"https:\/\/www.topmoneycompare.com\/guides\/hsbc-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>Lloyds<\/td><td>0 \u2013 \u00a325,000: 2.60%<br>\u00a325,001 and above: Variable [<a href=\"https:\/\/www.lloydsbank.com\/business\/fx-margins.html\" target=\"_blank\" rel=\"noreferrer noopener\">Lloyds FX Margin<\/a>]<\/td><\/tr><tr><td>NatWest<\/td><td>3% to 5% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/natwest-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>Santander<\/td><td>2% to 4% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>TransferGo<\/td><td>0.5% to 1.5% of total transfer amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-fees\"><strong>Transfer fees<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer fees<\/strong><\/td><\/tr><tr><td>Nationwide<\/td><td>Euro: \u00a30<br>All other international payments (SWIFT): \u00a320<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">Barclays<\/a><\/td><td>Online: Free<br>Branch or telephone: \u00a325<\/td><\/tr><tr><td>Halifax<\/td><td>Sender fees<br>Euro: Free<br>Other currencies: \u00a39.50<br>Recipient fees<br>USA, Canada and Europe: \u00a312<br>Rest of the world: \u00a320<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>EEA transfers: Free<br>Outside EEA transfers (Non-HSBC accounts): \u00a35<\/td><\/tr><tr><td>Lloyds<\/td><td>Lloyds to Lloyds: Free<br>Online: \u00a39.50<br>Branch or telephone: \u00a39.50<\/td><\/tr><tr><td>NatWest<\/td><td>Online: Free<br>SWIFT: \u00a315<br>By phone\/in-branch\/post: <br>Euro (standard): \u00a30 <br>Non-Euro (standard): \u00a322<br>Euro (urgent): \u00a323<br>Non-Euro (urgent): \u00a330<\/td><\/tr><tr><td>Santander<\/td><td>Electronic transfer: \u00a325<br>Electronic Euro transfer (non-urgent: SEPA): Free<\/td><\/tr><tr><td>TransferGo<\/td><td>Same day delivery: \u00a31.99 \u2013 \u00a32.99<br>Next day delivery: \u00a32.99<br>30 minutes delivery: \u00a32.99<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-limit\"><strong>Transfer limit<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer limit<\/strong><\/td><\/tr><tr><td>Nationwide<\/td><td>No transfer limit<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">Barclays<\/a><\/td><td>Varies based on <a href=\"https:\/\/www.barclays.co.uk\/help\/payments\/payment-information\/mobile-payment-limits\/\" target=\"_blank\" rel=\"noreferrer noopener\">bank account type<\/a><\/td><\/tr><tr><td>Halifax<\/td><td>\u00a3100,000 per day online<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>\u00a350,000 per day<\/td><\/tr><tr><td>Lloyds<\/td><td>\u00a3100,000 online<\/td><\/tr><tr><td>NatWest<\/td><td>\u00a310,000 per day online<\/td><\/tr><tr><td>Santander<\/td><td>\u00a3100,000 per day<\/td><\/tr><tr><td>TransferGo<\/td><td>Subject to receiver country and delivery method<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-times-uk-to-europe\"><strong>Transfer times \u2013 UK to Europe<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer time (UK-EU)<\/strong><\/td><\/tr><tr><td>Nationwide<\/td><td>Payments in Euros: End of next working day<br>Payments in other currencies: Up to four days<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">Barclays<\/a><\/td><td>One to two working days<\/td><\/tr><tr><td>Halifax<\/td><td>Payments in Euros: Next working day\u00a0<br>Payments in other currencies: Up to four working days<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>One to two working days<\/td><\/tr><tr><td>Lloyds<\/td><td>One to two working days<\/td><\/tr><tr><td>NatWest<\/td><td>Standard: Two to four working days<br>Urgent: One to two working days<br>SEPA transfers: Same day<\/td><\/tr><tr><td>Santander<\/td><td>Up to one working day<\/td><\/tr><tr><td>TransferGo<\/td><td>Four delivery options:<br>30 minutes<br>End of the same day<br>Next working day, until noon<br>One working day<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-times-uk-eu-to-rest-of-world\"><strong>Transfer times \u2013 UK\/EU to rest of world<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer time (Outside Europe)<\/strong><\/td><\/tr><tr><td>Nationwide<\/td><td>More than four days<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/barclays-international-transfers\">Barclays<\/a><\/td><td>Three to four working day<\/td><\/tr><tr><td>Halifax<\/td><td>North America, Canada, Australia, South Africa, New Zealand and the Middle East: Up to four working days\u00a0<br>All other countries: Up to 14 working days\u00a0<\/td><\/tr><tr><td><a href=\"https:\/\/www.transfergo.com\/gb\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>Up to five working days<\/td><\/tr><tr><td>Lloyds<\/td><td>Up to three working days<\/td><\/tr><tr><td>NatWest<\/td><td>Standard: One to two working days<br>Urgent: One to two working days<br>SEPA transfers: Same day<\/td><\/tr><tr><td>Santander<\/td><td>Up to four working days<\/td><\/tr><tr><td>TransferGo<\/td><td>Four delivery options:<br>30 minutes<br>End of the same day<br>Next working day, until noon<br>One working day<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/07\/iStock-2077960062-1024x683.jpg\" alt=\"\" class=\"wp-image-73905\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"nationwide-customer-satisfaction\"><strong>Nationwide customer satisfaction<\/strong><\/h2>\n\n\n\n<p>Customer feedback reflects mixed experiences with Nationwide\u2019s international transfer services.&nbsp;<\/p>\n\n\n\n<p>With a <a href=\"https:\/\/www.trustpilot.com\/review\/www.nationwide.co.uk?page=3\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot score of 1.8 out of 5<\/a>, the rating falls into the &#8216;Poor&#8217; category, according to 5,900 Nationwide customers.\u00a0<\/p>\n\n\n\n<p>This may or may not be indicative of the frustrations customers experience due to higher fees, slower transfer times, or complications in the transfer process.<\/p>\n\n\n\n<p>In contrast, TransferGo, renowned for its efficiency and customer-centric approach, boasts a high <a href=\"https:\/\/www.trustpilot.com\/review\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot rating of 4.7 out of 5<\/a> from over 34,000 reviews.\u00a0 This excellent rating underscores the positive user experiences and satisfaction, highlighting the effectiveness and transparency of TransferGo services.<\/p>\n\n\n\n<p>While these ratings provide valuable insights, it&#8217;s important that you personally research and consider your specific needs when choosing your financial service provider.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"nationwide-contacts\"><strong>Nationwide contacts<\/strong><\/h3>\n\n\n\n<p>For further assistance or queries regarding international transfers, Nationwide offers several contact options:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online:<\/strong> Visit their <a href=\"https:\/\/www.nationwide.co.uk\/contact-us\/\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Us page<\/a>.<\/li>\n\n\n\n<li><strong>Phone:<\/strong> Call customer service at 00 44 1793 656789.<\/li>\n\n\n\n<li><strong>In-person:<\/strong> Visit a local branch for face-to-face help.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>If you need support during your transfer process, <a href=\"https:\/\/www.transfergo.com\/gb\/\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo<\/a> provides a dedicated customer service team available 24\/7.\u00a0<\/p>\n\n\n\n<p>Assistance is available via phone, email, or chat in nine different languages, ensuring you receive help in your preferred language and at your convenience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sources\"><strong>Sources<\/strong><\/h2>\n\n\n\n<p>Nationwide international transfers info:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.nationwide.co.uk\/help\/payments\/swift-sepa-international-payments\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nationwide, How to send and receive international payments<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.nationwide.co.uk\/-\/assets\/nationwidecouk\/documents\/help\/payments\/p1078-overseas-payments.pdf?rev=ea1c9e507fe04045910ab42405d6fc1d\" target=\"_blank\" rel=\"noreferrer noopener\">Nationwide, Overseas and foreign currency payments<\/a><\/li>\n<\/ul>\n\n\n\n<p>Exchange cost estimates:<br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | Nationwide<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | Barclays<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/hsbc-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | HSBC<\/a>\u00a0<\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/natwest-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | NatWest<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | Santander<\/a><\/li>\n<\/ul>\n\n\n\n<p>Customer satisfaction:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.trustpilot.com\/review\/www.nationwide.co.uk?page=3\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot | Nationwide\u00a0<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.trustpilot.com\/review\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot | TransferGo<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-can-you-send-money-abroad-with-nationwide\">How can you send money abroad with Nationwide?<\/h3>\n\n\n\n<p>You can send money abroad with Nationwide using their Internet banking service or by visiting a branch. Nationwide currently does not support international payments through its banking app.&nbsp;<\/p>\n\n\n\n<p>When using Internet Banking, you need to log in, navigate to the &#8216;Move Money&#8217; tab, select &#8216;Other Payments&#8217;, and then follow the on-screen prompts to enter the recipient&#8217;s details and the amount you wish to send.&nbsp;<\/p>\n\n\n\n<p>If visiting a branch, make sure to bring your Nationwide current account card, a valid photo ID and proof of address, along with the recipient&#8217;s banking details.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-do-nationwide-international-transfer-fees-compare-to-those-of-transfer-go\">How do Nationwide international transfer fees compare to those of TransferGo?<\/h3>\n\n\n\n<p>Nationwide charges a \u00a320 flat fee for international SWIFT payments, which is quite high compared to TransferGo&#8217;s fee structure, where charges range from \u00a31.99 to \u00a32.99 depending on the speed of delivery.&nbsp;<\/p>\n\n\n\n<p>However, the more significant issue with Nationwide, as with many traditional banks, is the high exchange rate markup.&nbsp;<\/p>\n\n\n\n<p>Nationwide&#8217;s international transfer exchange rates are estimated to be between 2% and 4% of the total transfer amount, according to TopMoneyCompare. This markup often represents a hidden cost that can substantially increase the overall expense of sending money abroad.&nbsp;<\/p>\n\n\n\n<p>In contrast, TransferGo maintains a much lower FX markup, ranging only between 0.5% and 1.5%, making it a more cost-effective option for international money transfers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-is-the-estimated-range-for-nationwide-international-transfer-exchange-rates\">What is the estimated range for Nationwide international transfer exchange rates?<\/h3>\n\n\n\n<p>The estimated range for Nationwide\u2019s international transfer exchange rates typically varies between 2% to 4% of the total transfer amount, according to TopMoneyCompare. These rates include a markup, which is a common practice among traditional banks and can significantly impact the cost of sending money internationally.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-long-does-it-take-for-international-transfers-to-be-processed-by-nationwide\">How long does it take for international transfers to be processed by Nationwide?<\/h3>\n\n\n\n<p>The processing times for international transfers with Nationwide vary depending on the destination and currency:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Within the UK and Europe:<\/strong> Euro payments are usually processed by the end of the next working day. Payments in other currencies can take up to four days.<\/li>\n\n\n\n<li><strong>Outside Europe:<\/strong> Transfers may take more than four days, depending on the specific banking processes in the recipient\u2019s country.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-are-the-customer-satisfaction-ratings-for-nationwide\">What are the customer satisfaction ratings for Nationwide?<\/h3>\n\n\n\n<p>Nationwide has a TrustPilot score of 1.8 out of 5, categorised as &#8216;Poor&#8217;. This rating reflects customer dissatisfaction, which could be attributed to the higher fees, slower transfer times, or the complexities involved in the transfer process, compared to more streamlined services like TransferGo, which boast a much higher satisfaction rate.<\/p>\n\n\n\n<p>______________<\/p>\n\n\n\n<p>Looking to send money at high speeds and low fees?&nbsp;<a href=\"https:\/\/app.transfergo.com\/en\/user\/welcome\/?tgo_source=(direct)&amp;tgo_medium=(none)&amp;tgo_campaign=null&amp;tgo_content=https:\/\/www.transfergo.com\/blog&amp;tgo_term=null&amp;gclid=Cj0KCQjw7JOpBhCfARIsAL3bobfjLqGx4QpUlVdWaugZ4NTKjgfj53RVhaCVNUth_1dK3uwMk4bs2L8aArYLEALw_wcB&amp;last-enquiry=%7B%22amountFrom%22%3A%22300.00%22,%22amountTo%22%3A%22345.34%22,%22selectedDeliveryOption%22%3A%22now%22,%22enquiry%22%3A%7B%22calculationBase%22%3A%22sendAmount%22,%22transferRoute%22%3A%7B%22fromCountry%22%3A%22GB%22,%22toCountry%22%3A%22FR%22,%22fromCurrency%22%3A%22GBP%22,%22toCurrency%22%3A%22EUR%22%7D%7D,%22calculating%22%3Anull,%22version%22%3A%22master-57e5879%22%7D&amp;tgo_source=(direct)&amp;tgo_medium=(none)&amp;tgo_campaign=null&amp;tgo_content=https:\/\/www.transfergo.com\/?p=73869&amp;preview=true&amp;_thumbnail_id=73872&amp;tgo_term=null&amp;gclid=CjwKCAiA_tuuBhAUEiwAvxkgTsaemfDnLz5YnKxnGEhdFr3B6D5hE3alrLaKJJg_LE4jAXMiv7pZNRoCvOgQAvD_BwE&amp;last-enquiry=%7B%22amountFrom%22%3A%22300.00%22,%22amountTo%22%3A%22355.36%22,%22selectedDeliveryOption%22%3A%22now%22,%22enquiry%22%3A%7B%22calculationBase%22%3A%22sendAmount%22,%22transferRoute%22%3A%7B%22fromCountry%22%3A%22GB%22,%22toCountry%22%3A%22FR%22,%22fromCurrency%22%3A%22GBP%22,%22toCurrency%22%3A%22EUR%22%7D%7D,%22calculating%22%3Anull,%22version%22%3A%22pr-187-8bdd5b2%22%7D\">Sign up to TransferGo<\/a>&nbsp;today for easy online&nbsp;money transfers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nationwide, a well-established bank, offers a variety of methods for sending money abroad, primarily through its online banking services and in-person branch visits.\u00a0 While Nationwide is known for its convenience and reliability in domestic banking, when it comes to international transfers, it\u2019s important to consider the associated fees, exchange rates and transfer times.&nbsp; This guide [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":73873,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1492,1490],"tags":[],"business_case_studies_tags":[],"class_list":["post-73932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-transfers","category-personal-finance"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/gb\/nationwide-international-transfers","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Nationwide international transfers: Fees, exchange rates and transfer times in 2025","url":"http:\/\/www.transfergo.com\/gb\/nationwide-international-transfers","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/gb\/nationwide-international-transfers"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/07\/0709_EN_Nationwide_Blogs.png?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/07\/0709_EN_Nationwide_Blogs.png"},"articleSection":"Money transfers","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2024-07-15T15:31:37Z","datePublished":"2024-07-15T15:31:37Z","dateModified":"2025-01-06T14:20:04Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Nationwide international transfers: Fees, exchange rates and transfer times in 2025\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/gb\\\/nationwide-international-transfers\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/gb\\\/nationwide-international-transfers\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/0709_EN_Nationwide_Blogs.png?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/0709_EN_Nationwide_Blogs.png\"},\"articleSection\":\"Money transfers\",\"author\":[{\"@type\":\"Person\",\"name\":\"TransferGo Team\"}],\"creator\":[\"TransferGo Team\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2024-07-15T15:31:37Z\",\"datePublished\":\"2024-07-15T15:31:37Z\",\"dateModified\":\"2025-01-06T14:20:04Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/07\/0709_EN_Nationwide_Blogs.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts\/73932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/comments?post=73932"}],"version-history":[{"count":1,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts\/73932\/revisions"}],"predecessor-version":[{"id":101747,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/posts\/73932\/revisions\/101747"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/media\/73873"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/media?parent=73932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/categories?post=73932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/tags?post=73932"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/gb\/wp-json\/wp\/v2\/business_case_studies_tags?post=73932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}