{"id":4621,"date":"2020-08-24T11:47:39","date_gmt":"2020-08-24T11:47:39","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/lietuva-ir-fintech-sekmes-istorija"},"modified":"2024-11-08T15:49:02","modified_gmt":"2024-11-08T15:49:02","slug":"lietuva-ir-fintech-sekmes-istorija","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/lt\/lietuva-ir-fintech-sekmes-istorija","title":{"rendered":"Lietuva ir FinTech: s\u0117km\u0117s istorija"},"content":{"rendered":"\n<p><strong>Lietuvos <em>FinTech<\/em> sektorius i\u0161gyvena tikr\u0105 aukso am\u017ei\u0173. Lietuvos banko ir vald\u017eios palaikymo d\u0117ka, m\u016bs\u0173 \u0161al\u012f pasaulis vertina kaip vien\u0105 palankiausi\u0173 vystyti finansines technologijas, o Europoje jau esame laikomi \u0161ios srities centru. \u012edomu tai, kad, aktyviau nei vietiniai gyventojai, m\u016bs\u0173 \u0161alies teikiamas galimybes pla\u010diai i\u0161naudoja investuotojai ir k\u016br\u0117jai i\u0161 u\u017esienio \u0161ali\u0173. Kod\u0117l tapome tokia populiaria vieta ir kaip i\u0161laikyti \u0161\u012f status\u0105 \u0161iandien ir ap\u017evelgsime.<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Kas tas <em>FinTech<\/em>?<\/strong><\/h4>\n\n\n\n<p>Nors \u0161i\u0105 fraz\u0119 girdime da\u017enai, turb\u016bt nepakenkt\u0173 kiek labiau \u012fsigilinti \u012f jos reik\u0161m\u0119. <em>FinTech<\/em>, arba finans\u0173 technologijos, \u2013&nbsp;gan\u0117tinai nauja sritis, kurios tikslas yra nauj\u0173 technologij\u0173 pagalba pagerinti ir maksimaliai automatizuoti finansini\u0173 paslaug\u0173 teikim\u0105. \u0160ios srities esm\u0117 yra supaprastinti \u012fvairi\u0173 finansini\u0173 operacij\u0173 ir proces\u0173 vykdym\u0105 tiek \u012fmon\u0117ms, tiek fiziniams asmenims. Tam pasitelkiama unikali programin\u0117 \u012franga bei algoritmai.<\/p>\n\n\n\n<p>Nors anks\u010diau \u0161is terminas buvo naudojamas apib\u016bdinti sistemoms, kurias naudojo \u012fvairios finansin\u0117s institucijos, dabartin\u0117 jo reik\u0161m\u0117 kiek pakito. \u0160iuo metu, kalb\u0117dami apie finans\u0173 technologijas, kalbame apie sprendimus, kurie pasiekia pla\u010di\u0105 visuomen\u0117s dal\u012f ir yra orientuoti \u012f vartotoj\u0105.<\/p>\n\n\n\n<p>\u0160iai sri\u010diai priklauso ir kriptovaliutos, prie\u0161 kelet\u0105 met\u0173 garsiai skamb\u0117jusios \u012fvairiausiose antra\u0161t\u0117se. Nors bruzdesys kiek nurimo, \u0161i sritis niekur nedingo, ta\u010diau toli gra\u017eu nesudaro esmin\u0117s <em>FinTech<\/em> rinkos dalies vertinant pinigine verte i\u0161rai\u0161ka.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Lietuvos situacija<\/strong><\/h4>\n\n\n\n<p>Lietuva neretai vadinama IT \u0161alimi \u2013 \u010dia kuriasi daug \u0161ios srities \u012fmoni\u0173, yra gausu specialist\u0173 ir ekspert\u0173, tad nekyla problem\u0173 ie\u0161kant darbo j\u0117gos. Ta\u010diau kaip atsid\u016br\u0117me b\u016btent finans\u0173 technologij\u0173 s\u0105ra\u0161o vir\u0161\u016bn\u0117je? Tai toli gra\u017eu nenutiko atsitiktinai. Vis\u0173 pirma, vald\u017eios institucijos pri\u0117m\u0117 sprendim\u0105 sudaryti geriausias s\u0105lygas vystyti finansines technologijas Lietuvoje. Dar svarbiau yra tai, kad, pri\u0117mus \u0161\u012f sprendim\u0105, buvo imtasi aktyvaus jo \u012fgyvendinimo.<\/p>\n\n\n\n<p>Prie to smarkiai prisid\u0117jo Lietuvos bankas, kuris suk\u016br\u0117 skaidri\u0105 ir racionali\u0105 reguliavimo aplink\u0105, padedan\u010di\u0105 kurtis \u012fmon\u0117ms bei startuoliams. Sukurtos specialios programos, kuri\u0173 pagrindinis tikslas \u2013&nbsp;pad\u0117ti naujiems juridiniams vienetams \u012fsikurti greitai ir paprastai, suteikiant vis\u0105 reikaling\u0105 informacij\u0105. M\u016bs\u0173 \u0161alyje taip pat s\u0105lyginai paprasta gauti mok\u0117jim\u0173 institucijoms reikaling\u0105 licencij\u0105 \u2013 oficialiais duomenimis, tai \u012fvyksta 2-3 grei\u010diau nei kitose ES \u0161alyse, be to, mes vieninteliai si\u016blome speciali\u0105 licencij\u0105, skirt\u0105 finansin\u0117ms institucijoms, norin\u010dioms mesti i\u0161\u0161\u016bk\u012f tradiciniams bankams.<\/p>\n\n\n\n<p>Nema\u017eiau svarbus aspektas, ypa\u010d u\u017esienio \u0161ali\u0173 investuotojams, yra ir tai, kad dauguma \u017emoni\u0173 puikiai kalba angl\u0173 kalba, ja galima pateikti ir \u012fvairius dokumentus. Besikurian\u010dios \u012fmon\u0117s \u010dia taip turi prieig\u0105 prie pasaulio mok\u0117jim\u0173 infrastrukt\u016bros. Gal\u0173 gale, Lietuvoje vystyti finansines technologijas papras\u010diausiai apsimoka \u2013&nbsp;<em>Financial Times<\/em> Vilni\u0173 \u012fvardijo kaip antr\u0105 pasaulyje miest\u0105 vystyti finansines technologijas pagal ekonomin\u012f efektyvum\u0105.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Kas bus toliau?<\/strong><\/h4>\n\n\n\n<p><strong>&nbsp;<\/strong><\/p>\n\n\n\n<p>Vien\u0105 kart\u0105 atsid\u016brus reitingo vir\u0161\u016bn\u0117je u\u017emigti ant laur\u0173 b\u016bt\u0173 ma\u017e\u0173 ma\u017eiausiai kvaila. Siekiant ten i\u0161likti, reikia daug tiksling\u0173 ir koordinuot\u0173 pastang\u0173. \u010cia svarbus ne individualumas, o suderinta \u012fvairiausi\u0173 institucij\u0173 veikla. Nuo priva\u010di\u0173 \u012fstaig\u0173 iki vald\u017eios institucij\u0173, b\u016btina dirbti drauge siekiant bendro tikslo. Taip pat svarbu u\u017etikrinti, kad kuriamas pokytis paliest\u0173 kuo platesn\u0119 visuomen\u0117s dal\u012f. Taip garantuosime, kad pasiektas tikslas svarbus ir did\u017eioji \u0161alies gyventoj\u0173 dalis t\u0105 supranta bei jau\u010dia. O tada jau galime konkuruoti ir pasauliniu mastu.<\/p>\n\n\n\n<p>Kitas svarbus aspektas yra komunikacija. Nors kaip tauta esame itin kukl\u016bs, mums nepaprastai svarbu i\u0161mokti garsiai kalb\u0117ti apie savo pasiekimus, dr\u0105siai (nors ir pamatuotai) girtis bei did\u017eiuotis. \u010cia labai svarb\u0173 vaidmen\u012f atlieka ne tik vald\u017eios institucijos, skirian\u010dios did\u017eiules l\u0117\u0161as Lietuvos \u012fvaizd\u017eio formavimui pasaulyje, bet ir kiekvienas m\u016bs\u0173. Dalindamiesi pozityviais savo \u0161alies pasiekimais su bi\u010diuliais ar kolegomis i\u0161 kit\u0173 \u0161ali\u0173, Lietuvos \u012fvaizd\u012f gerinsime ne tik instituciniu, bet ir visuomen\u0117s lygiu.<\/p>\n\n\n\n<p>____________________________<\/p>\n\n\n\n<p><em>Si\u0173skite meil\u0119 ir pinigus su TransferGo. M\u0117gaukit\u0117s greitais, saugiais ir paprastais pervedimais. Pakvieskite savo draugus prisijungti prie TransferGo ir u\u017esidirbkite \u00a320.&nbsp;<a href=\"https:\/\/www.transfergo.com\/lt\/\">Prisijunkite<\/a>&nbsp;jau \u0161iandien! ?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lietuvos FinTech sektorius i\u0161gyvena tikr\u0105 aukso am\u017ei\u0173. Lietuvos banko ir vald\u017eios palaikymo d\u0117ka, m\u016bs\u0173 \u0161al\u012f pasaulis vertina kaip vien\u0105 palankiausi\u0173 vystyti finansines technologijas, o Europoje jau esame laikomi \u0161ios srities centru. \u012edomu tai, kad, aktyviau nei vietiniai gyventojai, m\u016bs\u0173 \u0161alies teikiamas galimybes pla\u010diai i\u0161naudoja investuotojai ir k\u016br\u0117jai i\u0161 u\u017esienio \u0161ali\u0173. Kod\u0117l tapome tokia populiaria vieta [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4622,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1459,1458],"tags":[],"business_case_studies_tags":[],"class_list":["post-4621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-imones-naujienos","category-naujienos"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/lt\/lietuva-ir-fintech-sekmes-istorija","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Lietuva ir FinTech: s\u0117km\u0117s istorija","url":"http:\/\/www.transfergo.com\/lt\/lietuva-ir-fintech-sekmes-istorija","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/lt\/lietuva-ir-fintech-sekmes-istorija"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/trader.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/trader.jpg"},"articleSection":"\u012emon\u0117s naujienos","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2020-08-24T11:47:39Z","datePublished":"2020-08-24T11:47:39Z","dateModified":"2024-11-08T15:49:02Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Lietuva ir FinTech: s\\u0117km\\u0117s istorija\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/lt\\\/lietuva-ir-fintech-sekmes-istorija\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/lt\\\/lietuva-ir-fintech-sekmes-istorija\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/trader.jpg?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/trader.jpg\"},\"articleSection\":\"\\u012emon\\u0117s naujienos\",\"author\":[{\"@type\":\"Person\",\"name\":\"TransferGo Team\"}],\"creator\":[\"TransferGo Team\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2020-08-24T11:47:39Z\",\"datePublished\":\"2020-08-24T11:47:39Z\",\"dateModified\":\"2024-11-08T15:49:02Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/trader.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/posts\/4621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/comments?post=4621"}],"version-history":[{"count":0,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/posts\/4621\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/media\/4622"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/media?parent=4621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/categories?post=4621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/tags?post=4621"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=4621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}