{"id":5043,"date":"2021-06-11T07:58:32","date_gmt":"2021-06-11T07:58:32","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/infliacija-ir-pinigu-nuvertejimas-kaip-apsaugoti-santaupas"},"modified":"2024-11-08T15:44:27","modified_gmt":"2024-11-08T15:44:27","slug":"infliacija-ir-pinigu-nuvertejimas","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/lt\/infliacija-ir-pinigu-nuvertejimas","title":{"rendered":"Infliacija ir pinig\u0173 nuvert\u0117jimas: kaip apsaugoti santaupas?"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\"><span style=\"font-weight: 400\">\u017dod\u012f \u201einfliacija\u201c girdime nuolat, ta\u010diau ar visi \u017einome, k\u0105 tai rei\u0161kia? Paprastai tariant \u2013 infliacija yra procentais i\u0161rei\u0161kiamas rodiklis, kuris parodo, kaip \u0161alyje kyla kainos. \u017di\u016brint i\u0161 kitos pus\u0117s, galime sakyti, kad \u0161is rodiklis taip pat parodo pinig\u0173 nuvert\u0117jim\u0105. Infliacija skai\u010diuojama vertinant bendr\u0105j\u012f kain\u0173 kilimo indeks\u0105, o ne atsi\u017evelgiant \u012f atskir\u0173 produkt\u0173 ar j\u0173 grupi\u0173 kain\u0173 poky\u010dius. Ko gero, dauguma prisimena, kad prie\u0161, sakykime, 10 met\u0173, u\u017e 100 eur\u0173 buvo galima \u012fsigyti daugiau preki\u0173 ar paslaug\u0173 nei \u0161iuo metu. Toks pokytis \u2013&nbsp;arba pinig\u0173 nuvert\u0117jimas \u2013&nbsp;yra infliacijos padarinys.<\/span><\/h4>\n\n\n\n<h3 class=\"wp-block-heading\">Ar infliacija gali b\u016bti teigiamas rei\u0161kinys?<\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Infliacija toli gra\u017eu ne visada yra blogas rei\u0161kinys, kuris gali paveikti j\u016bs\u0173 santaupas. Normaliu jis laikomas tada, kai metinis rodiklis siekia 2-3 %. Tai rei\u0161kia tolyg\u0173, pakankamai spart\u0173, ta\u010diau neperkaitint\u0105 ekonomikos augim\u0105. Su kainomis kyla ir atlyginimai bei \u012fvairios i\u0161mokos. Infliacija naudinga ir tiems, kas galvoja apie <a href=\"https:\/\/www.transfergo.com\/lt\/pinigu-skolinimas-seimai-ir-draugams-ka-butina-zinoti\">paskolas<\/a> \u2013 sakykime, jei \u0161iandien pasiskolinote 100 000, per 30 met\u0173, kol juos i\u0161mok\u0117site, pinig\u0173 vert\u0117 gerokai suma\u017e\u0117s, tod\u0117l savoti\u0161kai netgi sutaupysite.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Infliacija ir ekonomika<\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Jau min\u0117jome, kad normalus infliacijos rodiklis yra 2-3 %. Toks b\u016bdingas i\u0161sivys\u010diusioms, stabilioms ekonomikoms. Besivystan\u010diose \u0161alyse \u0161is rodiklis gali kilti iki 10 %. Infliacijai kylant dar auk\u0161\u010diau, \u0161alyje gali kilti kriz\u0117 ir chaosas. Turb\u016bt daugelis yra gird\u0117j\u0119 ir termin\u0105 \u201ehiperinfliacija\u201c, ta\u010diau tai \u2013&nbsp;tikrai retas rei\u0161kinys, mat jis rei\u0161kia \u0161uol\u012f iki 50 % ir daugiau, o Europoje paskutin\u012fkart toks buvo u\u017efiksuotas 1920-aisiais vykusios kriz\u0117s Vokietijoje metu.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Defliacija<\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Prie\u0161ingas infliacijai rei\u0161kinys yra defliacija, kuri\u0105 mes mat\u0117me 2008-\u0173j\u0173 pasaulin\u0117s kriz\u0117s metu, sprogus vadinamajam nekilnojamojo turto burbului. Prie\u0161ingai nei gali pasirodyti, krentan\u010dios kainos n\u0117ra geras \u017eenklas, jis da\u017eniausiai rei\u0161kia prast\u0105 ekonomikos b\u016bkl\u0119 ir nuosmuk\u012f.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kaip apsaugoti santaupas nuo infliacijos?<\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Siekiant apsisaugoti nuo infliacijos, svarbu protingai \u012fdarbinti turimas santaupas. Tiesiog laikomi banko s\u0105skaitoje, jie net pa\u010dioje sveikiausioje ekonomikoje ilgainiui praras savo vert\u0119, tod\u0117l patariama rasti b\u016bd\u0173 juos investuoti. Pasaulyje i\u0161skiriamos kelios investicij\u0173 kategorijos \u2013 viena populiariausi\u0173 Lietuvoje yra nekilnojamojo turto \u012fsigijimas. Toliau seka investavimas \u012f \u012fvairias valiutas ir prekyba jomis, \u017ealiav\u0173, toki\u0173 kaip auksas, \u012fsigijimas. Nema\u017ea dalis renkasi investuoti \u012f akcij\u0173 indeksus ar tiesiog \u012fsigyti akcij\u0173 bei obligacij\u0173. Na ir, \u017einoma, naujausia tendencija \u2013 investicijos \u012f <a href=\"https:\/\/www.transfergo.com\/lt\/kriptovaliutu-praeitis-dabartis-ir-ateitis\">kriptovaliutas<\/a>.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Kur\u012f investavimo b\u016bd\u0105 pasirinkti \u2013 ir ar tai apskritai daryti \u2013 nuspr\u0119sti galite tik j\u016bs. Vis d\u0117lto, ypa\u010d prad\u017eioje, rekomenduojama nuodugniai pasidom\u0117ti, surinkti nema\u017eai informacijos bei nerizikuoti didel\u0117mis pinig\u0173 sumomis. Daugelis bus gird\u0117j\u0119 taisykl\u0119, kad kuo rizikingesn\u0117 investicija, tuo ji pelningesn\u0117, ta\u010diau nema\u017ea dalis \u017emoni\u0173 pasirenka ma\u017eesn\u0119 gr\u0105\u017e\u0105 vien jau d\u0117l didesn\u0117s tikimyb\u0117s j\u0105 gauti.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Taigi, kuris b\u016bdas apsisaugoti nuo pinig\u0173 nuvert\u0117jimo tinkamiausias jums, galite nuspr\u0119sti tik patys. Ta\u010diau tikim\u0117s, kad nuo \u0161iol i\u0161gird\u0119 \u017eod\u012f \u201einfliacija\u201c nesibaiminsite ir suprasite tai kaip nat\u016bral\u0173 proces\u0105, kuris nekelia pavojaus bei nuo kurio neigiam\u0173 padarini\u0173 lengva apsisaugoti<\/span><\/p>\n\n\n\n<p>_________________________<\/p>\n\n\n\n<p><em>Si\u0173skite meil\u0119 ir pinigus su TransferGo. M\u0117gaukit\u0117s greitais, saugiais ir paprastais pervedimais. Pakvieskite savo draugus prisijungti prie TransferGo ir u\u017esidirbkite \u00a320.&nbsp;<a href=\"https:\/\/www.transfergo.com\/lt\/\">Prisijunkite<\/a>&nbsp;jau \u0161iandien! ?<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u017dod\u012f \u201einfliacija\u201c girdime nuolat, ta\u010diau ar visi \u017einome, k\u0105 tai rei\u0161kia? Paprastai tariant \u2013 infliacija yra procentais i\u0161rei\u0161kiamas rodiklis, kuris parodo, kaip \u0161alyje kyla kainos. \u017di\u016brint i\u0161 kitos pus\u0117s, galime sakyti, kad \u0161is rodiklis taip pat parodo pinig\u0173 nuvert\u0117jim\u0105. Infliacija skai\u010diuojama vertinant bendr\u0105j\u012f kain\u0173 kilimo indeks\u0105, o ne atsi\u017evelgiant \u012f atskir\u0173 produkt\u0173 ar j\u0173 grupi\u0173 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24528,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1454,1457],"tags":[],"business_case_studies_tags":[],"class_list":["post-5043","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asmeniniai-finansai","category-asmeniniu-finansu-patarimai"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/lt\/infliacija-ir-pinigu-nuvertejimas","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Infliacija ir pinig\u0173 nuvert\u0117jimas: kaip apsaugoti santaupas?","url":"http:\/\/www.transfergo.com\/lt\/infliacija-ir-pinigu-nuvertejimas","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/lt\/infliacija-ir-pinigu-nuvertejimas"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/06\/210519_06_Blog.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/06\/210519_06_Blog.jpg"},"articleSection":"Asmenini\u0173 finans\u0173 patarimai","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2021-06-11T07:58:32Z","datePublished":"2021-06-11T07:58:32Z","dateModified":"2024-11-08T15:44:27Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Infliacija ir pinig\\u0173 nuvert\\u0117jimas: kaip apsaugoti santaupas?\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/lt\\\/infliacija-ir-pinigu-nuvertejimas\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/lt\\\/infliacija-ir-pinigu-nuvertejimas\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/210519_06_Blog.jpg?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/210519_06_Blog.jpg\"},\"articleSection\":\"Asmenini\\u0173 finans\\u0173 patarimai\",\"author\":[{\"@type\":\"Person\",\"name\":\"TransferGo Team\"}],\"creator\":[\"TransferGo Team\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2021-06-11T07:58:32Z\",\"datePublished\":\"2021-06-11T07:58:32Z\",\"dateModified\":\"2024-11-08T15:44:27Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/06\/210519_06_Blog.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/posts\/5043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/comments?post=5043"}],"version-history":[{"count":0,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/posts\/5043\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/media\/24528"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/media?parent=5043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/categories?post=5043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/tags?post=5043"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=5043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}