{"id":16309,"date":"2021-09-13T14:05:15","date_gmt":"2021-09-13T14:05:15","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/nu-sunt-inca-rezident-in-franta-pot-sa-imi-deschid-cont-bancar"},"modified":"2025-04-08T06:19:01","modified_gmt":"2025-04-08T06:19:01","slug":"nu-sunt-inca-rezident-in-franta","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/ro\/nu-sunt-inca-rezident-in-franta","title":{"rendered":"Nu sunt \u00eenc\u0103 rezident \u00een Fran\u021ba. Pot s\u0103 \u00eemi deschid cont bancar?"},"content":{"rendered":"\n<p><span style=\"font-weight: 400\">Te-ai mutat \u00een Fran\u021ba \u0219i nu \u021bi-ai ob\u021binut \u00eenc\u0103 statutul de rezident \u00een Fran\u021ba? Nu \u0219tii c\u00e2nd \u00ee\u021bi po\u021bi deschide un cont bancar? Nu \u00ee\u021bi face griji, aici la TransferGo am c\u0103utat pentru tine informa\u021biile de care ai nevoie. Vrei s\u0103 \u0219tii care e vestea bun\u0103? Deschiderea unui cont bancar ca nerezident este complet legal\u0103 \u00een Fran\u021ba. Astfel, cu un set minim de documente, este posibil s\u0103 \u00ee\u021bi ob\u021bii un cont bancar francez. Aten\u021bie \u00eens\u0103, unele b\u0103nci au condi\u021bii mai bune dec\u00e2t altele.<\/span><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#este-posibil-sa-deschizi-un-cont-bancar-in-fran\u021ba-ca-nerezident\">Este posibil s\u0103 deschizi un cont bancar \u00een Fran\u021ba ca nerezident?<\/a><\/li><li class=\"\"><a href=\"#documente-necesare-pentru-deschiderea-unui-cont-bancar-in-fran\u021ba\">Documente necesare pentru deschiderea unui cont bancar \u00een Fran\u021ba<\/a><\/li><li class=\"\"><a href=\"#care-este-cea-mai-buna-banca-pentru-un-strain-nerezident\">Care este cea mai bun\u0103 banc\u0103 pentru un str\u0103in nerezident?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"este-posibil-sa-deschizi-un-cont-bancar-in-fran\u021ba-ca-nerezident\"><span style=\"font-weight: 400\">Este posibil s\u0103 deschizi un cont bancar \u00een Fran\u021ba ca nerezident?<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Din fericire, deschiderea unui cont bancar atunci c\u00e2nd e\u0219ti nerezident \u00een Fran\u021ba este complet legal\u0103 \u0219i posibil\u0103. Aceasta deoarece, \u00een ochii legii, no\u021biunea de re\u0219edin\u021b\u0103 este \u00een\u021beleas\u0103 din punct de vedere fiscal. Ce \u00eenseamn\u0103 acest lucru? C\u0103 faptul de a pl\u0103ti impozite \u00een Fran\u021ba este determinant, ci nu adresa po\u0219tal\u0103. Cum reziden\u021ba fiscal\u0103 nu este o condi\u021bie de \u00eendeplinit \u00eenainte de a putea deschide un cont bancar, po\u021bi face acest lucru ca str\u0103in nerezident.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/ro\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta-1.jpg?resize=1024,576\" alt=\"nu-sunt-inca-rezident-in-franta\" class=\"wp-image-231480\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta-1.jpg 1920w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta-1.jpg?resize=300,169 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta-1.jpg?resize=768,432 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta-1.jpg?resize=1024,576 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta-1.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"documente-necesare-pentru-deschiderea-unui-cont-bancar-in-fran\u021ba\"><span style=\"font-weight: 400\">Documente necesare pentru deschiderea unui cont bancar \u00een Fran\u021ba<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Cu siguran\u021b\u0103 nu este o surpriz\u0103 faptul ca vei avea nevoie de c\u00e2teva documente personale pentru a-\u021bi putea deschide un cont bancar. Vei vedea \u00eens\u0103 ca nu este at\u00e2t de complicat! Iat\u0103 care sunt documentele pe care va trebui s\u0103 le prezinti la banc\u0103 \u00een majoritatea cazurilor:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Documente de identitate: <\/b><span style=\"font-weight: 400\">acesta este documentul esen\u021bial pentru deschiderea unui cont bancar. Ai de ales \u00eentre a-\u021bi prezenta cartea de identitate na\u021bional\u0103 sau pa\u0219aportul. Dac\u0103 nu e\u0219ti cet\u0103\u021bean francez, \u021bi se va cere, posibil, s\u0103 prezin\u021bi un permis de \u0219edere (<\/span><i><span style=\"font-weight: 400\">Carte de S\u00e9jour<\/span><\/i><span style=\"font-weight: 400\"> sau <\/span><i><span style=\"font-weight: 400\">Titre de Sejour<\/span><\/i><span style=\"font-weight: 400\">);<\/span><\/li>\n\n\n\n<li><b>Dovada adresei<\/b><span style=\"font-weight: 400\">: aviz fiscal, chitan\u021b\u0103 de chirie, factur\u0103 la ap\u0103 sau electricitate. Dac\u0103 e\u0219ti g\u0103zduit de cineva, po\u021bi aduce un certificat de cazare (<\/span><i><span style=\"font-weight: 400\">attestation d\u2019h\u00e9bergement<\/span><\/i><span style=\"font-weight: 400\">, \u00een francez\u0103). <\/span><span style=\"font-weight: 400\">Toate acestea constituie documente justificative pentru deschiderea unui cont bancar.<\/span><\/li>\n\n\n\n<li><b>Declara\u021bie de informa\u021bii bancare<\/b><span style=\"font-weight: 400\">: aceasta permite b\u0103ncii s\u0103 \u0219tie dac\u0103 vi se interzice accesul bancar (caz de interdic\u021bie bancar\u0103). Aceasta nu este o cerere pe care b\u0103ncile o fac \u00een general.<\/span><\/li>\n\n\n\n<li><b>Documente suplimentare<\/b><span style=\"font-weight: 400\">: o banc\u0103 poate solicita, de asemenea, o dovad\u0103 de identitate suplimentar\u0103 (exemplu: permis de conducere, certificat de na\u0219tere), dovada venitului sau a \u0219colariz\u0103rii (pentru studen\u021bi) sau chiar o RIB dac\u0103 schimbi banca.<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">Odat\u0103 ce acordul\/ contractul de cont bancar str\u0103in nerezident a fost semnat, contul t\u0103u este deschis. Ti se vor da datele bancare (RIB &#8211;<\/span> <i><span style=\"font-weight: 400\">Relev\u00e9 d&#8217;Identit\u00e9 Bancaire<\/span><\/i><span style=\"font-weight: 400\">). De asemenea, vei primi cardul bancar \u0219i carnetul de cecuri, eventual. Nu uita s\u0103 verifici la administra\u021bia fiscal\u0103 local\u0103 dac\u0103 trebuie s\u0103 declari contul deschis \u00een Fran\u021ba.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">De notat ca \u00eencep\u00e2nd cu 1 ianuarie 2014, rom\u00e2nii nu mai au nevoie s\u0103 dispun\u0103 obligatoriu de <\/span><i><span style=\"font-weight: 400\">Titre de Sejour <\/span><\/i><span style=\"font-weight: 400\">pentru a tr\u0103i \u0219i lucra \u00een Fran\u021ba. Pot solicita acest document op\u021bional ca act justificativ de domiciliu \u00een Fran\u021ba<\/span><span style=\"font-weight: 400\">.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218tim c\u0103 mutarea \u00eentr-o alt\u0103 \u021bar\u0103 vine cu multe eforturi financiare.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Mai ales la \u00eenceput de drum, ai nevoie de economii.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>De multe ori, economiile se termin\u0103 foarte repede.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218i atunci, ai nevoie de ceva bani \u00een ajutor.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Ai nevoie de bani foarte rapid \u0219i f\u0103r\u0103 taxe de transfer de zeci de euro.<\/b><\/p>\n\n\n\n<p><b>Ca reamintire, dreptul la un cont bancar este garantat de Banque de France \u0219i se aplic\u0103 oric\u0103rei persoane care locuie\u0219te \u00een Fran\u021ba, dar \u0219i nereziden\u021bilor.<\/b><span style=\"font-weight: 400\"> Astfel, deschiderea unui cont bancar \u00een Fran\u021ba pentru un str\u0103in nerezident este un drept. Dac\u0103 o banc\u0103 refuz\u0103 s\u0103 \u00ee\u021bi deschid\u0103 un cont bancar \u00een Fran\u021ba deoarece nu ai permis de \u0219edere ar trebui s\u0103 contactezi Banque de France pentru a-\u021bi confirma dreptul la cont. Dup\u0103 prezentarea dovezii de identitate \u0219i adres\u0103, aceasta din urm\u0103 va numi o banc\u0103 care \u00ee\u021bi va deschide contul curent.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/ro\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta.jpg?resize=1024,576\" alt=\"nu-sunt-inca-rezident-in-franta\" class=\"wp-image-231491\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta.jpg 1920w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta.jpg?resize=300,169 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta.jpg?resize=768,432 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta.jpg?resize=1024,576 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/nu-sunt-inca-rezident-in-franta.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"care-este-cea-mai-buna-banca-pentru-un-strain-nerezident\"><span style=\"font-weight: 400\">Care este cea mai bun\u0103 banc\u0103 pentru un str\u0103in nerezident?&nbsp;<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Unele b\u0103nci, at\u00e2t tradi\u021bionale, c\u00e2t \u0219i online, cer totu\u0219i reziden\u021b\u0103 fiscal\u0103 pentru clien\u021bii lor. Iat\u0103 aici 4 b\u0103nci la care nu vei avea probleme, conform informatiilor oferite de catre www.reassurez-moi.fr:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>N26<\/b><span style=\"font-weight: 400\"> (<a href=\"https:\/\/n26.com\/fr-fr\" target=\"_blank\" rel=\"noopener\">https:\/\/n26.com\/fr-fr<\/a>): servicii bancare online cu ofert\u0103 gratuit\u0103, f\u0103r\u0103 condi\u021bii de venit; de asemenea, pl\u0103\u021bi gratuite \u00een afara zonei euro \u0219i cont bancar \u00een mai multe valute, care permite transferuri interna\u021bionale, card de credit gratuit \u00een anumite condi\u021bii;<\/span><\/li>\n\n\n\n<li><b>Boursorama Banque <\/b><span style=\"font-weight: 400\">(<a href=\"https:\/\/www.boursorama-banque.com\" target=\"_blank\" rel=\"noopener\">https:\/\/www.boursorama-banque.com<\/a>): servicii bancare online cu card bancar \u0219i taxe gratuite de \u00eentre\u021binere a contului; condi\u021bia de venit minim, de 1.000 EUR;<\/span><\/li>\n\n\n\n<li><b>HSBC<\/b><span style=\"font-weight: 400\"> (<a href=\"https:\/\/www.hsbc.fr\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.hsbc.fr\/<\/a>): banc\u0103 de referin\u021b\u0103 pentru nereziden\u021bi, cu retrageri gratuite \u00een str\u0103in\u0103tate, acces la b\u0103ncile HSBC oriunde \u00een lume \u0219i gama de servicii care justific\u0103 rate peste medie;<\/span><\/li>\n\n\n\n<li><b>SOCIETE GENERALE <\/b><span style=\"font-weight: 400\">(<a href=\"https:\/\/particuliers.societegenerale.fr\/\" target=\"_blank\" rel=\"noopener\">https:\/\/particuliers.societegenerale.fr\/<\/a>): deschiderea \u00een sucursal\u0103 a contului, cu oferte competitive \u0219i variate; serviciul online nu este disponibil \u00een limba englez\u0103.<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center\"><b>Mai \u0219tim c\u0103 cei dragi \u00ee\u021bi sunt mereu aproape la \u00eenceput de drum. C\u0103 sunt l\u00e2ng\u0103 tine. Uneori, ai nevoie de sprijin un pic mai mult dec\u00e2t ai crezut.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218i atunci e important s\u0103 po\u021bi s\u0103 prime\u0219ti bani foarte rapid \u0219i f\u0103r\u0103 costuri grele.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>F\u0103-\u021bi cont TransferGo acum \u0219i fii lini\u0219tit!<\/b><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">G\u0103sirea unei b\u0103nci nu este \u00eentotdeauna u\u0219oar\u0103, mai ales atunci c\u00e2nd e\u0219ti str\u0103in. Pentru a te ajuta s\u0103 faci alegerea, www.reassurez-moi.fr\/ are un comparator online, care ofer\u0103 acces la nu mai pu\u021bin de 30 de b\u0103nci! Ei spun c\u0103 \u00een c\u00e2teva <em>click-uri<\/em> vei putea compara ofertele \u0219i g\u0103si care e cea bun\u0103 pentru tine. Iat\u0103 aici pagina comparatorului online (\u00een limba francez\u0103):&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\"><a href=\"https:\/\/reassurez-moi.fr\/guide\/banque\/comparateur-banque\" target=\"_blank\" rel=\"noopener\">https:\/\/reassurez-moi.fr\/guide\/banque\/comparateur-banque<\/a>.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Te-ai mutat \u00een Fran\u021ba \u0219i nu \u021bi-ai ob\u021binut \u00eenc\u0103 statutul de rezident \u00een Fran\u021ba? Nu \u0219tii c\u00e2nd \u00ee\u021bi po\u021bi deschide un cont bancar? Nu \u00ee\u021bi face griji, aici la TransferGo am c\u0103utat pentru tine informa\u021biile de care ai nevoie. Vrei s\u0103 \u0219tii care e vestea bun\u0103? Deschiderea unui cont bancar ca nerezident este complet legal\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16310,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1311,1322],"tags":[],"business_case_studies_tags":[],"class_list":["post-16309","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conturi-bancare","category-viata-in-strainatate"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/ro\/nu-sunt-inca-rezident-in-franta","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Nu sunt \u00eenc\u0103 rezident \u00een Fran\u021ba. Pot s\u0103 \u00eemi deschid cont bancar?","url":"http:\/\/www.transfergo.com\/ro\/nu-sunt-inca-rezident-in-franta","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/ro\/nu-sunt-inca-rezident-in-franta"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_254245552.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_254245552.jpg"},"articleSection":"Conturi bancare","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2021-09-13T14:05:15Z","datePublished":"2021-09-13T14:05:15Z","dateModified":"2025-04-08T06:19:01Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Nu sunt \\u00eenc\\u0103 rezident \\u00een Fran\\u021ba. 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