{"id":16345,"date":"2021-09-15T13:35:59","date_gmt":"2021-09-15T13:35:59","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/termeni-cheie-de-transferuri-de-bani-explicati-simplu"},"modified":"2025-05-15T04:08:03","modified_gmt":"2025-05-15T04:08:03","slug":"termeni-transferuri-de-bani-explicati-simplu","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/ro\/termeni-transferuri-de-bani-explicati-simplu","title":{"rendered":"Termeni cheie de transferuri de bani, explica\u021bi simplu"},"content":{"rendered":"\n<p><span style=\"font-weight: 400\">C\u00e2nd te afli \u00een situa\u021bia de a trimite bani \u00een Rom\u00e2nia ori str\u0103in\u0103tate, ai nevoie s\u0103 \u00een\u021belegi c\u00e2\u021biva termeni cheie de transferuri de bani. Aici la <a href=\"https:\/\/www.transfergo.com\/ro\/\">TransferGo<\/a> \u021bi-am preg\u0103tit un ghid privind termenii de baz\u0103 de transferuri de bani. Asta, pentru a te ajuta s\u0103 faci cele mai bune alegeri pentru tine! S\u0103 \u00eencepem de la \u00eenceput a\u0219adar \u0219i s\u0103 definim c\u00e2\u021biva termeni cheie pe care \u00eei po\u021bi \u00eent\u00e2lni la transferuri de bani.\u00a0<\/span><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#procesul-de-verificare-a-contului\">Procesul de verificare a contului\u00a0<\/a><\/li><li class=\"\"><a href=\"#transfer-bancar\">Transfer bancar<\/a><\/li><li class=\"\"><a href=\"#cod-valutar\">Cod valutar<\/a><\/li><li class=\"\"><a href=\"#metoda-de-livrare\">Metoda de livrare<\/a><\/li><li class=\"\"><a href=\"#transfer-intern-de-bani\">Transfer intern de bani<\/a><\/li><li class=\"\"><a href=\"#transfer-interna\u021bional-de-bani\">Transfer interna\u021bional de bani<\/a><\/li><li class=\"\"><a href=\"#cursul-de-schimb\">Cursul de schimb<\/a><\/li><li class=\"\"><a href=\"#taxa-de-transfer\">Taxa de transfer<\/a><\/li><li class=\"\"><a href=\"#viteza-de-transfer\">Viteza de transfer<\/a><\/li><li class=\"\"><a href=\"#despre-transfer-go\">Despre TransferGo<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"procesul-de-verificare-a-contului\"><span style=\"font-weight: 400\">Procesul de verificare a contului&nbsp;<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">C\u00e2nd \u00ee\u021bi faci cont pe un site de transferuri de bani, informa\u021biile tale trebuie verificate. Diferite companii de transfer de bani pot solicita informa\u021bii diferite. Cu toate acestea, de obicei, vei oferi numele t\u0103u, adresa, data na\u0219terii \u0219i un act de identitate oficial.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/ro\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu.jpg?resize=1024,576\" alt=\"termeni-transferuri-de-bani-explicati-simplu\" class=\"wp-image-248230\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu.jpg 1920w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu.jpg?resize=300,169 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu.jpg?resize=768,432 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu.jpg?resize=1024,576 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-bancar\"><span style=\"font-weight: 400\">Transfer bancar<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Banii sunt transfera\u021bi direct \u00een contul bancar al destinatarului.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cod-valutar\"><span style=\"font-weight: 400\">Cod valutar<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Codul (sau stenograma) se refer\u0103 la moneda pe care dori\u021bi s\u0103 o transfera\u021bi. De exemplu, codul pentru dolari SUA este <a href=\"https:\/\/ro.wikipedia.org\/wiki\/Dolar_american\" target=\"_blank\" rel=\"noopener\">USD<\/a>, pentru euro este EUR, pentru lira sterlin\u0103 este <a href=\"https:\/\/ro.wikipedia.org\/wiki\/Lir%C4%83_sterlin%C4%83\" target=\"_blank\" rel=\"noopener\">GBP<\/a>, pentru leul rom\u00e2nesc este RON, \u0219i a\u0219a mai departe.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Aten\u021bie: <a href=\"https:\/\/www.transfergo.com\/ro\/cum-stii-daca-iti-transferi-banii-online-in-siguranta\/\">Asigur\u0103-te<\/a> c\u0103 verifici dac\u0103 moneda \u00een care dore\u0219ti s\u0103 faci transferul este selectat\u0103 corect \u00een c\u00e2mpul de transfer.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Noi l-am numit simplu <\/span><strong>moned\u0103<\/strong><span style=\"font-weight: 400\">.\u00a0<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"metoda-de-livrare\"><span style=\"font-weight: 400\">Metoda de livrare<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Transferul poate fi livrat \u00een mai multe moduri, cum ar fi: ridicare \u00een numerar, transfer mobil, direct \u00een contul bancar al destinatarului sau chiar prin livrare la domiciliu (unde unele b\u0103nci ofer\u0103 o op\u021biune de a livra banii direct la domiciliul destinatarului). Acest lucru va varia \u00een func\u021bie de \u021bar\u0103.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/ro\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu-1.jpg?resize=1024,576\" alt=\"\" class=\"wp-image-248241\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu-1.jpg 1920w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu-1.jpg?resize=300,169 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu-1.jpg?resize=768,432 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu-1.jpg?resize=1024,576 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2021\/09\/termeni-transferuri-de-bani-explicati-simplu-1.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-intern-de-bani\"><span style=\"font-weight: 400\">Transfer intern de bani<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Un transfer de fonduri c\u0103tre un destinatar din aceea\u0219i \u021bar\u0103 \u0219i probabil transferat \u00een aceea\u0219i moned\u0103.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Noi la TransferGo l-am numit simplu transfer <strong>local<\/strong>.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-interna\u021bional-de-bani\"><span style=\"font-weight: 400\">Transfer interna\u021bional de bani<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Un transfer de fonduri c\u0103tre un destinatar dintr-o alt\u0103 \u021bar\u0103 \u0219i de obicei transferat direct \u00eentr-o moned\u0103 interna\u021bional\u0103. \u00cen unele cazuri, ve\u021bi avea \u0219i op\u021biunea de a transfera fonduri \u00een USD.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cursul-de-schimb\"><span style=\"font-weight: 400\">Cursul de schimb<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Cursul sau rata de schimb la care banii pe care \u00eei transferi vor fi schimba\u021bi \u00een moned\u0103 str\u0103in\u0103. Aceast\u0103 valoare va fi de obicei afi\u0219at\u0103 \u00eentr-un raport comparativ cu o unitate a monedei de pornire.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">De exemplu, dac\u0103 ast\u0103zi vrei s\u0103 trimi\u021bi 200 de euro din Fran\u021ba \u00een Rom\u00e2nia, vei vedea afi\u0219at cursul de schimb astfel: 1 EUR = 4.88674 RON. Invers, dac\u0103 vrei s\u0103 trimi\u021bi, s\u0103 zicem, 1000 de lei din Rom\u00e2nia \u00een Fran\u021ba, se va afi\u0219a rata de schimb: 1 RON = 0.19903 EUR<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"taxa-de-transfer\"><span style=\"font-weight: 400\">Taxa de transfer<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Taxa pe care o pl\u0103ti\u021bi pentru a finaliza transferul de fonduri c\u0103tre destinatar. \u00cen func\u021bie de viteza de transfer selectat\u0103, este posibil s\u0103 ave\u021bi o tax\u0103 mai mare. La anumite companii suma poate varia, de asemenea, \u00een func\u021bie de tipul de metod\u0103 de plat\u0103 pe care o alegi.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Aten\u021bie! Utilizarea unui card de credit pentru un transfer atrage de obicei o tax\u0103 de tranzac\u021bie mai mare \u00een compara\u021bie cu un transfer bancar direct sau cu un card de debit. \u00cen unele cazuri, un transfer bancar direct poate fi chiar gratuit.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Noi am numit-o<\/span><span style=\"font-weight: 400\"><strong> tax\u0103 de livrare<\/strong>.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">\u00cen timp ce b\u0103ncile percep o tax\u0103 medie de transfer de 10 \u20a4, <\/span><b>TransferGo are o tax\u0103 fix\u0103 de transfer de 0,99 \u20a4 pentru banii livra\u021bi \u00een urm\u0103toarea zi lucr\u0103toare, 1,99 \u20a4 pentru banii livra\u021bi \u00een aceea\u0219i zi sau 2,99 \u00a3 pentru bani livra\u021bi \u00een doar 30 de minute.<\/b><span style=\"font-weight: 400\"> De asemenea, destinatarul prime\u0219te suma care a fost rezervat\u0103 de c\u0103tre expeditor, indiferent de fluctua\u021biile valutare, iar cursul valutar practicat de c\u0103tre TransferGo este unul extrem de avantajos comparativ cu cel al b\u0103ncilor sau al altor operatori cash!<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"viteza-de-transfer\"><span style=\"font-weight: 400\">Viteza de transfer<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Se refer\u0103 la timpul necesar pentru a v\u0103 putea transfera banii.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">De exemplu, la TransferGo, exista op\u021biunea de livrare a banilor \u00een doar 30 de minute cu o tax\u0103 fix\u0103 \u0219i suma la livrare garantat\u0103.&nbsp;&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"despre-transfer-go\"><span style=\"font-weight: 400\">Despre TransferGo<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">TransferGo este ast\u0103zi cea mai convenabil\u0103 modalitate de transfer interna\u021bional de bani online, pentru imigran\u021bi \u0219i \u00eentreprinderi deopotriv\u0103. <\/span><b>\u00cen ultimul an, peste 15.000 de rom\u00e2ni au trimis bani prin noi, reu\u0219ind astfel s\u0103 economiseasc\u0103 p\u00e2n\u0103 la 90% din costurile lor de transfer.<\/b><span style=\"font-weight: 400\"> Aceasta pentru c\u0103, aici la TransferGo \u00ee\u021bi oferim servicii de transfer la costuri mai mici dec\u00e2t la b\u0103nci. \u00cen plus, suma transferat\u0103 este garantat\u0103 la destina\u021bie, f\u0103r\u0103 vreun cost ascuns.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Viziteaz\u0103-ne \u0219i descarc\u0103 aplica\u021bia <a href=\"https:\/\/www.transfergo.com\/ro\/\">TransferGo<\/a> pentru a afla mai multe!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e2nd te afli \u00een situa\u021bia de a trimite bani \u00een Rom\u00e2nia ori str\u0103in\u0103tate, ai nevoie s\u0103 \u00een\u021belegi c\u00e2\u021biva termeni cheie de transferuri de bani. Aici la TransferGo \u021bi-am preg\u0103tit un ghid privind termenii de baz\u0103 de transferuri de bani. Asta, pentru a te ajuta s\u0103 faci cele mai bune alegeri pentru tine! S\u0103 \u00eencepem de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16346,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1310,1312],"tags":[],"business_case_studies_tags":[],"class_list":["post-16345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finante-personale","category-transferuri-de-bani"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/ro\/termeni-transferuri-de-bani-explicati-simplu","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Termeni cheie de transferuri de bani, explica\u021bi simplu","url":"http:\/\/www.transfergo.com\/ro\/termeni-transferuri-de-bani-explicati-simplu","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/ro\/termeni-transferuri-de-bani-explicati-simplu"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_1317426182.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_1317426182.jpg"},"articleSection":"Transferuri de bani","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2021-09-15T13:35:59Z","datePublished":"2021-09-15T13:35:59Z","dateModified":"2025-05-15T04:08:03Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Termeni cheie de transferuri de bani, explica\\u021bi simplu\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/ro\\\/termeni-transferuri-de-bani-explicati-simplu\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/ro\\\/termeni-transferuri-de-bani-explicati-simplu\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/shutterstock_1317426182.jpg?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/shutterstock_1317426182.jpg\"},\"articleSection\":\"Transferuri de bani\",\"author\":[{\"@type\":\"Person\",\"name\":\"TransferGo Team\"}],\"creator\":[\"TransferGo Team\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2021-09-15T13:35:59Z\",\"datePublished\":\"2021-09-15T13:35:59Z\",\"dateModified\":\"2025-05-15T04:08:03Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_1317426182.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/16345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/comments?post=16345"}],"version-history":[{"count":1,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/16345\/revisions"}],"predecessor-version":[{"id":248252,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/16345\/revisions\/248252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/media\/16346"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/media?parent=16345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/categories?post=16345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/tags?post=16345"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=16345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}