{"id":16717,"date":"2022-03-02T11:11:13","date_gmt":"2022-03-02T11:11:13","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/cum-ma-ajuta-internet-banking-la-platile-curente"},"modified":"2025-05-15T10:15:50","modified_gmt":"2025-05-15T10:15:50","slug":"cum-ma-ajuta-internet-banking-la-platile-curente","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/ro\/cum-ma-ajuta-internet-banking-la-platile-curente","title":{"rendered":"Cum m\u0103 ajut\u0103 internet banking la pl\u0103\u021bile curente?"},"content":{"rendered":"\n<p><span style=\"font-weight: 400\">\u00cen <\/span><span style=\"font-weight: 400\">articolul anterior<\/span><span style=\"font-weight: 400\"> \u021bi-am l\u0103sat c\u00e2teva sfaturi generale care s\u0103-\u021bi fie de folos atunci c\u00e2nd folose\u0219ti internet banking. Pentru articolul de ast\u0103zi, ne-am g\u00e2ndit s\u0103 \u00ee\u021bi preg\u0103tim informa\u021bii folositoare despre pl\u0103\u021bile curente. Vorbim mai ales de avantajele de care te po\u021bi bucura atunci c\u00e2nd folose\u0219ti internet banking pentru pl\u0103\u021bi curente. Cu alte cuvinte, cum te ajut\u0103 internet banking? Hai s\u0103 vedem, cite\u0219te mai departe cu \u00eencredere!<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Aici la <\/span><b>TransferGo<\/b><span style=\"font-weight: 400\"> vrem s\u0103 \u00ee\u021bi facem via\u021ba departe de cas\u0103 c\u00e2t mai u\u0219oar\u0103. Nu doar prin costurile noastre de transfer, care sunt printre cele mai mici pe care le po\u021bi avea atunci c\u00e2nd<\/span> <a href=\"https:\/\/www.transfergo.com\/ro\/ce-se-intampla-cand-transferi-bani-online\"><span style=\"font-weight: 400\">transferi bani<\/span><\/a><span style=\"font-weight: 400\"> online \u0219i prin siguran\u021ba pe care \u021bi-o oferim, dar \u0219i prin toate aceste informa\u021bii pe care le preg\u0103tim pentru tine.<\/span><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#ce-pla\u021bi-pot-sa-fac-prin-internet-banking\">Ce pl\u0103\u021bi pot s\u0103 fac prin internet banking?<\/a><\/li><li class=\"\"><a href=\"#transfer-prin-internet-banking-dintr-un-cont-al-meu-catre-alt-cont-al-meu-la-aceea\u0219i-banca\">Transfer prin internet banking \u00a0<\/a><\/li><li class=\"\"><a href=\"#fac-o-plata-prin-internet-banking-catre-un-cont-deschis-la-o-banca-in-romania\">Plata prin internet banking c\u0103tre un cont deschis la o banc\u0103 \u00een Rom\u00e2nia<\/a><\/li><li class=\"\"><a href=\"#plata-facturilor-la-utilita\u021bi\">Plata facturilor la utilit\u0103\u021bi<\/a><\/li><li class=\"\"><a href=\"#ce-inseamna-direct-debit\">Ce \u00eenseamn\u0103 \u201edirect debit\u201d?<\/a><\/li><li class=\"\"><a href=\"#fac-o-plata-prin-internet-banking-catre-un-cont-deschis-la-o-banca-din-strainatate\">Plata prin internet banking c\u0103tre un cont deschis la o banc\u0103 din str\u0103in\u0103tate<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ce-pla\u021bi-pot-sa-fac-prin-internet-banking\"><span style=\"font-weight: 400\">Ce pl\u0103\u021bi pot s\u0103 fac prin internet banking?<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">C\u00e2nd vine vorba de felurile de pl\u0103\u021bi pe care le po\u021bi face prin internet banking, serviciile sunt dintre cele mai variate. Po\u021bi, a\u0219adar, face:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/support.transfergo.com\/hc\/ro\/categories\/4408333016340-Plasarea-unei-comenzi-de-transfer\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">Transferuri<\/span><\/a><span style=\"font-weight: 400\"> \u00eentre conturile tale deschise la aceea\u0219i banc\u0103;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Pl\u0103\u021bi \u00een lei sau valut\u0103 c\u0103tre conturi deschise la o alt\u0103 banc\u0103 din Rom\u00e2nia;<\/span>\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Pl\u0103\u021bi facturi (la gaze, de exemplu);<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Direct debit (\u00ee\u021bi po\u021bi pl\u0103\u021bi astfel chiria, dac\u0103 nu ai un cont bancar str\u0103in);<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Pl\u0103\u021bi de asigur\u0103ri;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Pl\u0103\u021bi taxe \u0219i impozite.&nbsp;<\/span><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Pl\u0103\u021bi \u00een lei sau valut\u0103 c\u0103tre un cont deschis la o banc\u0103 din str\u0103in\u0103tate;<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">Hai s\u0103 vedem acum cum func\u021bioneaz\u0103 \u0219i ce avantaje sunt la fiecare dintre ele.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"transfer-prin-internet-banking-dintr-un-cont-al-meu-catre-alt-cont-al-meu-la-aceea\u0219i-banca\"><span style=\"font-weight: 400\">Transfer prin internet banking \u00a0<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Atunci c\u00e2nd transferi bani prin <\/span><span style=\"font-weight: 400\">internet banking<\/span><span style=\"font-weight: 400\"> dintr-un cont al t\u0103u c\u0103tre alt cont al t\u0103u \u0219i la aceea\u0219i banc\u0103, ai dou\u0103 beneficii principale:<\/span><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\"> Transferul este instant.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\"> Tot ce trebuie s\u0103 completezi sunt suma \u0219i detaliile de transfer. Detaliile de transfer reprezint\u0103 scopul cu care \u00eel faci (de exemplu, \u201eeconomii\u201d sau \u201etransfer curent\u201d).&nbsp;<\/span><\/li>\n<\/ol>\n\n\n\n<p><span style=\"font-weight: 400\">Pentru c\u0103 sunt conturi la aceea\u0219i banc\u0103, transferul este aproape instant. Aceast\u0103 \u00eenseamn\u0103 c\u0103 \u00ee\u021bi vei vedea imediat banii \u00een contul \u00een care i-ai transferat \u0219i te vei putea folosi de ei de acolo pentru ce ai nevoie.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Tot pentru c\u0103 e\u0219ti la aceea\u0219i banc\u0103, nu ai nevoie s\u0103 completezi manual IBAN-ul, numele beneficiarului ori data la care vrei s\u0103 transferi banii. Aceasta pentru c\u0103 ele exist\u0103 \u00een sistem \u0219i vor fi completate automat \u00een sesiunea de transfer. Prin urmare, tot ce ai de completat sunt suma pe care vrei s\u0103 o transferi \u0219i detaliile de plat\u0103.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>\u0218tim c\u0103 mutarea \u00eentr-o alt\u0103 \u021bar\u0103 \u00eenseamn\u0103 multe eforturi.&nbsp;<\/i><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>\u00censeamn\u0103 curajul de a pleca \u0219i de a fi departe de cei dragi.<\/i><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>\u0218i tocmai de aceea, te ajut\u0103 s\u0103 \u0219tii c\u0103 banii t\u0103i sunt \u00een siguran\u021b\u0103.<\/i><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>Ai nevoie s\u0103 transferi bani simplu, rapid \u0219i f\u0103r\u0103 comisioane bancare<\/i><i> exagerate \u00een Rom\u00e2nia \u0219i nu numai.<\/i><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fac-o-plata-prin-internet-banking-catre-un-cont-deschis-la-o-banca-in-romania\"><span style=\"font-weight: 400\">Plata prin internet banking c\u0103tre un cont deschis la o banc\u0103 \u00een Rom\u00e2nia<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Dac\u0103 atunci c\u00e2nd <\/span><a href=\"https:\/\/support.transfergo.com\/hc\/ro\/categories\/4408333016340-Plasarea-unei-comenzi-de-transfer\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">transferi bani<\/span><\/a><span style=\"font-weight: 400\"> c\u0103tre un cont al t\u0103u aflat la aceea\u0219i banc\u0103&nbsp; tot ce trebuie s\u0103 completezi sunt suma \u0219i detaliile de transfer, atunci c\u00e2nd trimi\u021bi bani c\u0103tre alt\u0103 banca trebuie s\u0103 completezi \u0219i IBAN-ul beneficiarului. \u00cen cazul \u00een care transferi bani c\u0103tre o firma, vei complet\u0103 \u00een schimb CUI-ul (\u00een loc de IBAN).<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Aten\u021bie: La fel se \u00eent\u00e2mpl\u0103 \u0219i atunci c\u00e2nd faci o un transfer prin internet banking c\u0103tre un cont al altei persoane aflat la aceea\u0219i banc\u0103 cu banca ta: va trebui \u0219i \u00een acest caz s\u0103 \u0219tii IBAN-ul beneficiarului.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Banii ajung \u00een contul destinatarului \u00een doar c\u00e2teva minute. Totu\u0219i, dac\u0103 faci o plata dup\u0103 ora la care s-a terminat programul b\u0103ncii de operat transferurile online, atunci beneficiarul \u00ee\u0219i va primi banii a doua zi.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"plata-facturilor-la-utilita\u021bi\"><span style=\"font-weight: 400\">Plata facturilor la utilit\u0103\u021bi<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Dac\u0103 vrei s\u0103-\u021bi pl\u0103te\u0219ti o factur\u0103 de utilit\u0103\u021bi, tot ce va trebui s\u0103 faci este s\u0103 selectezi furnizorul respectiv din lista gata existent\u0103 \u00een platforma de internet banking. Pentru astfel de pl\u0103\u021bi banca nu ia niciun comision.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ce-inseamna-direct-debit\"><span style=\"font-weight: 400\">Ce \u00eenseamn\u0103 \u201edirect debit<\/span><span style=\"font-weight: 400\">\u201d?<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Direct debit este un serviciu prin care po\u021bi s\u0103 planifici ca o anumit\u0103 plat\u0103 s\u0103 se fac\u0103 automat din contul t\u0103u \u00een fiecare luna, la aceea\u0219i dat\u0103. De exemplu, po\u021bi s\u0103 programezi \u00een platforma de internet banking s\u0103 faci automat plata chiriei la aceea\u0219i dat\u0103 a lunii. La fel po\u021bi s\u0103 faci \u0219i pentru plata facturilor la abonamente unde sumele de plata sunt fixe.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Acolo unde pl\u0103\u021bile lunare variaz\u0103, de exemplu la telefonie mobil\u0103, \u0219i nu vrei s\u0103 la\u0219i m\u00e2na liber\u0103 la c\u00e2\u021bi bani s\u0103 \u021bi se ia din cont, po\u021bi s\u0103 setezi tu o limit\u0103 maxim\u0103 pentru suma care \u021bi se retrage automat din cont. Tot \u00een acest mod, po\u021bi s\u0103 setezi o perioad\u0103 anume pentru pl\u0103\u021bile tip direct debit. Ca urmare, la sf\u00e2r\u0219itul acestei perioade vor \u00eenceta pl\u0103\u021bile automate lunare din contul t\u0103u.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>La <\/i><i>TransferGo<\/i><i>, \u00ee\u021bi oferim garan\u021bia c\u0103 banii t\u0103i ajung rapid \u0219i \u00een siguran\u021b\u0103 la cei dragi.<\/i><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>\u0218i \u00ee\u021bi mai oferim ceva. Respectul pentru lupta ta pentru c\u0103 \u0219tim c\u00e2t Valorezi pentru Rom\u00e2nia!<\/i><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><i>Descarc\u0103-\u021bi aplica\u021bia TransferGo<\/i><i> \u0219i al\u0103tur\u0103-te celor peste 3,5 milioane de utilizatori din \u00eentreaga lume!<\/i><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fac-o-plata-prin-internet-banking-catre-un-cont-deschis-la-o-banca-din-strainatate\"><span style=\"font-weight: 400\">Plata prin internet banking c\u0103tre un cont deschis la o banc\u0103 din str\u0103in\u0103tate<\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Pentru pl\u0103\u021bile \u00een lei c\u0103tre un cont deschis la o banc\u0103 \u00een str\u0103in\u0103tate sunt operate \u00een acelea\u0219i condi\u021bii ca pl\u0103\u021bile \u00een lei c\u0103tre un cont deschis \u00een Rom\u00e2nia.&nbsp; Spre deosebirea de acestea, la <\/span><a href=\"https:\/\/support.transfergo.com\/hc\/ro\/articles\/206468386-Care-sunt-pre%C8%9Burile-pentru-diferite-%C8%9B%C4%83ri-\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">pl\u0103\u021bile \u00een valut\u0103<\/span><\/a><span style=\"font-weight: 400\"> ai de \u021binut cont de cursul de schimb valutar.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Ce po\u021bi face prin internet banking este s\u0103 setezi ca o plat\u0103 s\u0103 fie f\u0103cut\u0103 \u00een valuta beneficiarului. Cu alte cuvinte, stabile\u0219ti o sum\u0103 fix\u0103 \u00een valut\u0103, de la \u00eenceput. S\u0103 spunem c\u0103 vrei s\u0103 faci o plat\u0103 c\u0103tre un cont de euro \u0219i c\u0103 beneficiarul are de primit 250 de euro. Po\u021bi alege ca la beneficiar s\u0103 ajung\u0103 fix suma de 250 euro. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Mai departe, banca va aplica automat cursul valutar corespunz\u0103tor la calcularea sumei \u00een lei care pleac\u0103 din contul t\u0103u. \u00cen felul acesta, evi\u021bi ca la destina\u021bie s\u0103 ajung\u0103 mai pu\u021bin bani datorit\u0103 cursului de schimb valutar.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen articolul anterior \u021bi-am l\u0103sat c\u00e2teva sfaturi generale care s\u0103-\u021bi fie de folos atunci c\u00e2nd folose\u0219ti internet banking. Pentru articolul de ast\u0103zi, ne-am g\u00e2ndit s\u0103 \u00ee\u021bi preg\u0103tim informa\u021bii folositoare despre pl\u0103\u021bile curente. Vorbim mai ales de avantajele de care te po\u021bi bucura atunci c\u00e2nd folose\u0219ti internet banking pentru pl\u0103\u021bi curente. Cu alte cuvinte, cum te [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16718,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1311,1310,1313],"tags":[],"business_case_studies_tags":[],"class_list":["post-16717","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conturi-bancare","category-finante-personale","category-sfaturi-finantele-personale"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/ro\/cum-ma-ajuta-internet-banking-la-platile-curente","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Cum m\u0103 ajut\u0103 internet banking la pl\u0103\u021bile curente?","url":"http:\/\/www.transfergo.com\/ro\/cum-ma-ajuta-internet-banking-la-platile-curente","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/ro\/cum-ma-ajuta-internet-banking-la-platile-curente"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_503064997.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_503064997.jpg"},"articleSection":"Conturi bancare","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2022-03-02T11:11:13Z","datePublished":"2022-03-02T11:11:13Z","dateModified":"2025-05-15T10:15:50Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Cum m\\u0103 ajut\\u0103 internet banking la pl\\u0103\\u021bile curente?\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/ro\\\/cum-ma-ajuta-internet-banking-la-platile-curente\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/ro\\\/cum-ma-ajuta-internet-banking-la-platile-curente\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/shutterstock_503064997.jpg?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/shutterstock_503064997.jpg\"},\"articleSection\":\"Conturi bancare\",\"author\":[{\"@type\":\"Person\",\"name\":\"TransferGo Team\"}],\"creator\":[\"TransferGo Team\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2022-03-02T11:11:13Z\",\"datePublished\":\"2022-03-02T11:11:13Z\",\"dateModified\":\"2025-05-15T10:15:50Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2022\/11\/shutterstock_503064997.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/16717","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/comments?post=16717"}],"version-history":[{"count":1,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/16717\/revisions"}],"predecessor-version":[{"id":248851,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/16717\/revisions\/248851"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/media\/16718"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/media?parent=16717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/categories?post=16717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/tags?post=16717"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=16717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}