{"id":64338,"date":"2025-01-28T10:25:45","date_gmt":"2025-01-28T10:25:45","guid":{"rendered":"https:\/\/www.transfergo.com\/?p=64338"},"modified":"2026-04-28T12:44:16","modified_gmt":"2026-04-28T12:44:16","slug":"transferurile-internationale-raiffeisen-bank","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/ro\/transferurile-internationale-raiffeisen-bank","title":{"rendered":"Transferurile Interna\u021bionale Raiffeisen Bank: Comisioane, rate de schimb \u0219i timpul de transfer [2026]"},"content":{"rendered":"\n<p>Raiffeisen Bank, o banc\u0103 bine-cunoscut\u0103, ofer\u0103 o varietate de metode pentru a trimite bani \u00een str\u0103in\u0103tate, \u00eencep\u00e2nd de la aplica\u021bia sa prietenoas\u0103 pentru utilizatori p\u00e2n\u0103 la vizitele tradi\u021bionale \u00een sucursalele fizice.<\/p>\n\n\n\n<p>Cu toate acestea, \u00een timp ce Raiffeisen Bank ofer\u0103 confort \u0219i fiabilitate, este esen\u021bial s\u0103 lua\u021bi \u00een considerare comisioanele asociate, ratele de schimb \u0219i timpul de transfer.<\/p>\n\n\n\n<p>Acest ghid v\u0103 ofer\u0103 toate detaliile despre transferurile interna\u021bionale Raiffeisen Bank c\u0103tre prieteni, familie sau afaceri \u00een str\u0103in\u0103tate cu Raiffeisen Bank.<\/p>\n\n\n\n<p>Dar \u00eenainte de a \u00eencepe, este important s\u0103 men\u021bion\u0103m c\u0103, \u00een timp ce Raiffeisen Bank v\u0103 permite s\u0103 trimite\u021bi bani interna\u021bional, exist\u0103 \u0219i alte op\u021biuni digitale disponibile care pot fi modalit\u0103\u021bi mai rapide \u0219i mai ieftine de a efectua transferuri interna\u021bionale.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#cum-sunt-percepute-transferurile-interna\u021bionale-raiffeisen-bank\">Cum sunt percepute transferurile interna\u021bionale Raiffeisen Bank<\/a><\/li><li class=\"\"><a href=\"#ratele-de-schimb-pentru-transferurile-interna\u021bionale-raiffeisen-bank\">Ratele de schimb pentru transferurile interna\u021bionale Raiffeisen Bank<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#comisioanele-pentru-transferurile-interna\u021bionale-raiffeisen-bank\">Comisioanele pentru transferurile interna\u021bionale Raiffeisen Bank<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#cat-dureaza-sa-se-faca-un-transfer-interna\u021bional-cu-raiffeisen-bank\">C\u00e2t dureaz\u0103 s\u0103 se fac\u0103 un transfer interna\u021bional cu Raiffeisen Bank?<\/a><\/li><li class=\"\"><a href=\"#satisfac\u021bia-clien\u021bilor-raiffeisen-bank\">Satisfac\u021bia clien\u021bilor Raiffeisen bank<\/a><\/li><li class=\"\"><a href=\"#date-de-contact-raiffeisen-bank\">Date de contact Raiffeisen Bank<\/a><\/li><li class=\"\"><a href=\"#rezumat\">Rezumat<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cum-sunt-percepute-transferurile-interna\u021bionale-raiffeisen-bank\">Cum sunt percepute transferurile interna\u021bionale Raiffeisen Bank<\/h2>\n\n\n\n<p>C\u00e2nd trimi\u021bi bani \u00een str\u0103in\u0103tate cu Raiffeisen, vei fi taxat at\u00e2t taxe de transfer, c\u00e2t \u0219i rate de schimb. De exemplu, iat\u0103 cum se compar\u0103 TransferGo cu Raiffeisen Bank:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Transferuri Interna\u021bionale<\/strong> <strong>Raiffeisen Bank <\/strong><\/td><td><strong>TransferGo transferuri interna\u021bionale<\/strong><\/td><\/tr><tr><td>Cursuri de schimb<\/td><td>La ATM 9% raportate la ratele de schimb valutar de referin\u021b\u0103 euro stabilite de Banca Centrala Europeana; <br>La tranzac\u021biile cu cardul: \u00een conformitate cu dispozi\u021biile stabilite \u00een Condi\u021biile Generale de Derulare a Opera\u021biunilor Bancare pentru Persoane Fizice<\/td><td>0.5% &#8211; 1.5% din suma total\u0103 a transferului<\/td><\/tr><tr><td>Tax\u0103 de transfer<\/td><td><strong>Comision de transfer:<\/strong> de la aproximativ 4 lei<br><strong>Speze SWIFT:<\/strong> \u00een jur de 50 lei\/mesaj<br><strong>Comision extern (OUR):<\/strong> aproximativ 100 lei, \u00een cazul \u00een care alegi s\u0103 supor\u021bi toate costurile transferului<br><strong>Marja de schimb valutar:<\/strong> Raiffeisen Bank aplic\u0103 o marj\u0103 de profit \u00een cursul de schimb, ceea ce \u00eenseamn\u0103 c\u0103 suma primit\u0103 poate fi mai mic\u0103 dec\u00e2t dac\u0103 s-ar folosi cursul mediu al pie\u021bei.<\/td><td><br>Taxe reduse, variabile \u00een func\u021bie de metoda de transfer aleas\u0103. Transferurile dintr-un cont bancar in altul au costuri semnificativ mai mici. Iar primele 2 transferuri sunt gratuite.<\/td><\/tr><tr><td>Taxe suplimentare<\/td><td>Taxa de urgen\u021b\u0103 poate ajunge p\u00e2n\u0103 la aproximativ 250 lei, \u00een func\u021bie de tipul transferului \u0219i canalul utilizat, iar pe l\u00e2ng\u0103 aceasta pot ap\u0103rea \u0219i comisioane suplimentare percepute de b\u0103ncile intermediare sau de banca beneficiarului<\/td><td>Taxe transparente (incluse \u00een suma destinatarului)<\/td><\/tr><tr><td>Limit\u0103 de transfer<\/td><td><strong>Tipul de cont:<\/strong> Limitele pot fi diferite pentru conturile curente, conturile de economii \u0219i conturile de salariu.<br><strong>Istoricul dumneavoastr\u0103 ca \u0219i client:<\/strong> Clien\u021bii cu un istoric bun pot avea limite mai mari.<br><strong>Sursa banilor:<\/strong> Limitele pot fi mai mici pentru banii proveni\u021bi din surse nedeclarate.<br><strong>\u021aara de destina\u021bie:<\/strong> Limitele pot fi mai mici pentru transferurile c\u0103tre anumite \u021b\u0103ri.<\/td><td>\u00cen func\u021bie de \u021bara destinatarului \u0219i de metoda de livrare<\/td><\/tr><tr><td>Timp de transfer (Marea Britanie \u0219i Europe)<\/td><td>\u00cen cazul transferurilor \u00een euro c\u0103tre \u021b\u0103ri din UE sau SEE, banii pot ajunge \u00een aceea\u0219i zi sau cel t\u00e2rziu \u00een ziua urm\u0103toare. Pentru transferurile c\u0103tre United Kingdom sau \u00een alte valute, timpul de procesare este de obicei de 1\u20132 zile lucr\u0103toare, \u00een func\u021bie de destina\u021bie \u0219i de b\u0103ncile implicate.<\/td><td rowspan=\"2\">Patru op\u021biuni de livrare: \u00een aproximativ 30 de minute, \u00een aceea\u0219i zi, \u00een urm\u0103toarea zi lucr\u0103toare (\u00eenainte de pr\u00e2nz) sau \u00een 1 zi lucr\u0103toare, \u00een func\u021bie de ruta transferului \u0219i metoda de plat\u0103.<\/td><\/tr><tr><td>Timp de transfer (\u00eenafara Europei)<\/td><td>Dac\u0103 destina\u021bia este \u00een afara Europei, transferul este de regul\u0103 procesat \u00een 2\u20135 zile lucr\u0103toare de la ini\u021biere, \u00een func\u021bie de destina\u021bie \u0219i de b\u0103ncile intermediare implicate.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Afla\u021bi mai multe despre transferurile interna\u021bionale de bani TransferGo <a href=\"https:\/\/www.transfergo.com\/ro\/\">aici<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"670\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/gb\/wp-content\/uploads\/2024\/04\/iStock-1182384714-1024x670.jpg\" alt=\"\" class=\"wp-image-60936\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ratele-de-schimb-pentru-transferurile-interna\u021bionale-raiffeisen-bank\">Ratele de schimb pentru transferurile interna\u021bionale Raiffeisen Bank<\/h2>\n\n\n\n<p>Raiffeisen Bank nu afi\u0219eaz\u0103 online ratele de schimb specifice pentru transferurile interna\u021bionale.<\/p>\n\n\n\n<p>Exist\u0103 dou\u0103 motive principale pentru acest lucru:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-large-font-size\">Ratele de schimb valutar fluctueaz\u0103 constant pe parcursul zilei, in func\u021bie de pia\u021ba valutar\u0103.<\/li>\n\n\n\n<li class=\"has-large-font-size\">Raiffeisen Bank aplic\u0103 o marj\u0103 la cursul de schimb de pia\u021b\u0103 pentru a ob\u021bine un profit din transferurile interna\u021bionale.<\/li>\n<\/ul>\n\n\n\n<p>In consecin\u021b\u0103, rata de schimb final\u0103 pe care o ve\u021bi primi pentru transferul dumneavoastr\u0103 va fi diferit\u0103 de cursul de schimb de pia\u021b\u0103 la momentul respectiv.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cum-se-compara-acestea-cu-transfer-go\">Cum se compar\u0103 acestea cu TransferGo?<\/h3>\n\n\n\n<p>TransferGo percepe o mic\u0103 marj\u0103 de schimb valutar pe baza ratei de schimb de pia\u021b\u0103, situat\u0103 \u00eentre 0,5% \u0219i 1,5%, \u00een func\u021bie de destina\u021bia transferului dumneavoastr\u0103. Aceste rate de schimb se num\u0103r\u0103 printre cele mai favorabile de pe pia\u021b\u0103, motiv pentru care TransferGo ob\u021bine \u00een mod constant un <a href=\"https:\/\/www.monito.com\/en\/send-money-with\/transfergo\" target=\"_blank\" rel=\"noopener\">scor de 9\/10 pentru Ratele de Schimb pe Monito<\/a>.<\/p>\n\n\n\n<p>\u00cen final, TransferGo permite destinatarului s\u0103 primeasc\u0103 mai mul\u021bi bani \u00een compara\u021bie cu ratele de schimb Barclays. De asemenea, TransferGo include toate comisioanele \u00een suma pe care destinatarul o prime\u0219te: pentru ca transferul s\u0103 se realizeze, pl\u0103ti\u021bi doar aceea\u0219i sum\u0103 pe care a\u021bi introdus-o \u00een comanda de transfer.<\/p>\n\n\n\n<p>Altfel spus, nu exist\u0103 comisioane ascunse atunci c\u00e2nd efectua\u021bi transferuri interna\u021bionale cu TransferGo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-h3-higher-header-style\" id=\"comisioanele-pentru-transferurile-interna\u021bionale-raiffeisen-bank\">Comisioanele pentru transferurile interna\u021bionale Raiffeisen Bank<\/h2>\n\n\n\n<p>Comisioanele pentru transferurile interna\u021bionale la Raiffeisen Bank includ, de regul\u0103, un <strong>comision de transfer de la aproximativ 4 lei<\/strong>, <strong>speze SWIFT \u00een jur de 50 lei\/mesaj<\/strong> \u0219i un <strong>comision extern de aproximativ 100 lei pentru transferurile cu op\u021biunea OUR<\/strong>. \u00cen plus, banca aplic\u0103 o marj\u0103 de profit la cursul de schimb valutar, ceea ce \u00eenseamn\u0103 c\u0103 suma primit\u0103 poate fi mai mic\u0103 dec\u00e2t dac\u0103 s-ar folosi cursul mediu al pie\u021bei.<\/p>\n\n\n\n<p>Comparativ, TransferGo ofer\u0103 o <strong>structur\u0103 de costuri transparent\u0103<\/strong>, \u00een care <strong>comisionul este afi\u0219at \u00een avans<\/strong> \u0219i depinde de viteza de livrare \u0219i de ruta transferului, cu op\u021biuni precum livrare \u00een aceea\u0219i zi, \u00een ziua urm\u0103toare sau \u00een aproximativ 30 de minute.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"taxe-suplimentare-pentru-transferurile-interna\u021bionale-raiffeisen-bank\">Taxe suplimentare pentru transferurile interna\u021bionale Raiffeisen Bank<\/h3>\n\n\n\n<p>\u00cen plus fa\u021b\u0103 de comisioanele standard de transfer, Raiffeisen Bank poate aplica taxe suplimentare pentru transferurile interna\u021bionale, \u00een func\u021bie de circumstan\u021be specifice, cum ar fi detalii incomplete sau incorecte ale pl\u0103\u021bii ori anumite valute sau destina\u021bii. De exemplu, o tax\u0103 de urgen\u021b\u0103 poate ajunge p\u00e2n\u0103 la aproximativ 250 lei, \u00een func\u021bie de tipul transferului \u0219i canalul utilizat. <\/p>\n\n\n\n<p>De asemenea, pot ap\u0103rea comisioane percepute de b\u0103ncile intermediare sau de banca beneficiarului, care nu sunt controlate de banc\u0103. \u00cen contrast, TransferGo promoveaz\u0103 transparen\u021ba costurilor, astfel \u00eenc\u00e2t suma final\u0103 este afi\u0219at\u0103 \u00eenainte de efectuarea transferului, f\u0103r\u0103 taxe ascunse pentru destinatar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cat-dureaza-sa-se-faca-un-transfer-interna\u021bional-cu-raiffeisen-bank\">C\u00e2t dureaz\u0103 s\u0103 se fac\u0103 un transfer interna\u021bional cu Raiffeisen Bank?<\/h2>\n\n\n\n<p>\u00cen cazul transferurilor c\u0103tre Europa, Raiffeisen Bank proceseaz\u0103 pl\u0103\u021bile \u00een euro c\u0103tre \u021b\u0103ri din UE sau SEE, banii ajung\u00e2nd de obicei \u00een aceea\u0219i zi sau cel t\u00e2rziu \u00een ziua urm\u0103toare, iar pentru alte valute durata este de aproximativ 1\u20132 zile lucr\u0103toare, \u00een func\u021bie de destina\u021bie. Pentru transferurile \u00een afara Europei, timpul de procesare este, de regul\u0103, de c\u00e2teva zile lucr\u0103toare de la ini\u021biere, \u00een func\u021bie de b\u0103ncile implicate \u0219i de ruta transferului. <\/p>\n\n\n\n<p>\u00cen general, aceste termene nu se aliniaz\u0103 \u00eentotdeauna cu nevoile urgente, \u00eentruc\u00e2t \u00een UE transferurile pot dura \u00eentre una \u0219i dou\u0103 zile lucr\u0103toare, iar \u00een afara Europei chiar mai mult, ceea ce poate fi un dezavantaj pentru cei care caut\u0103 op\u021biuni mai rapide \u0219i mai eficiente.<\/p>\n\n\n\n<p>Cu toate acestea, <a href=\"https:\/\/www.transfergo.com\/ro\/\">TransferGo<\/a> ofer\u0103 o gam\u0103 de op\u021biuni de livrare concepute pentru a satisface diverse restric\u021bii de timp, asigur\u00e2nd transferuri interna\u021bionale rapide \u0219i convenabile. \u00cen func\u021bie de op\u021biunea de livrare aleas\u0103, TransferGo poate livra fondurile c\u0103tre destinatarul dumneavoastr\u0103 \u00een:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-large-font-size\">O zi lucr\u0103toare<\/li>\n\n\n\n<li class=\"has-large-font-size\">\u00cen aceea\u0219i zi<\/li>\n\n\n\n<li class=\"has-large-font-size\">Ziua lucr\u0103toare urm\u0103toare \u00eenainte de pr\u00e2nz<\/li>\n\n\n\n<li class=\"has-large-font-size\">\u00cen 30 de minute<\/li>\n<\/ul>\n\n\n\n<p>Aceste timpuri accelerate de transfer oferite de TransferGo ofer\u0103 clien\u021bilor flexibilitate \u0219i asigur\u0103ri c\u0103 banii lor vor ajunge prompt la destina\u021bie.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/gb\/wp-content\/uploads\/2024\/04\/iStock-1347738173-1024x683.jpg\" alt=\"\" class=\"wp-image-60947\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"efectuarea-unui-transfer-interna\u021bional-cu-raiffeisen-bank\">Efectuarea unui transfer interna\u021bional cu Raiffeisen Bank:<\/h2>\n\n\n\n<p>1. Alege tipul de transfer:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-large-font-size\"><strong>Transfer SHARE:<\/strong> Beneficiarul pl\u0103te\u0219te taxele.<\/li>\n\n\n\n<li class=\"has-large-font-size\"><strong>Transfer OUR:<\/strong> Tu pl\u0103te\u0219ti toate taxele. <\/li>\n<\/ul>\n\n\n\n<p>2. Acceseaz\u0103 internet banking-ul Raiffeisen sau aplica\u021bia mobil\u0103 Smart Mobile.<\/p>\n\n\n\n<p>3. Selecteaz\u0103 op\u021biunea &#8220;Pl\u0103\u021bi&#8221; sau &#8220;Transferuri&#8221;.<\/p>\n\n\n\n<p>4. Completeaz\u0103 detaliile transferului:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-large-font-size\"><strong>Contul dumneavoastr\u0103:<\/strong> Selecteaz\u0103 contul din care dore\u0219ti s\u0103 transferi banii.<\/li>\n\n\n\n<li class=\"has-large-font-size\"><strong>Contul beneficiarului:<\/strong> Introdu IBAN-ul beneficiarului.<\/li>\n\n\n\n<li class=\"has-large-font-size\"><strong>Suma:<\/strong> Introducu suma pe care dore\u0219ti s\u0103 o transferi.<\/li>\n\n\n\n<li class=\"has-large-font-size\"><strong>Valuta:<\/strong> Selecteaz\u0103 moneda \u00een care dore\u0219ti s\u0103 transferi banii.<\/li>\n\n\n\n<li class=\"has-large-font-size\"><strong>Tipul de transfer:<\/strong> Alege SHARE sau OUR.<\/li>\n\n\n\n<li class=\"has-large-font-size\"><strong>Detalii suplimentare:<\/strong> Po\u021bi ad\u0103uga o referin\u021b\u0103 \u0219i o descriere a transferului.<\/li>\n<\/ul>\n\n\n\n<p>5. Confirm\u0103 transferul.<\/p>\n\n\n\n<p>6. Introdu codul de securitate primit prin SMS sau prin aplica\u021bia Raiffeisen SmartToken.<\/p>\n\n\n\n<p>7. Transferul t\u0103u a fost ini\u021biat!<\/p>\n\n\n\n<p><strong>Informa\u021bii suplimentare:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-large-font-size\">Po\u021bi urm\u0103ri stadiul transferului online sau in aplica\u021bia mobil\u0103 Smart Mobile.<\/li>\n\n\n\n<li class=\"has-large-font-size\">Raiffeisen Bank aplic\u0103 un comision de transfer \u0219i o marj\u0103 la cursul de schimb de pia\u021b\u0103.<\/li>\n\n\n\n<li class=\"has-large-font-size\">Asigur\u0103-te c\u0103 ai toate informa\u021biile corecte ale beneficiarului, inclusiv IBAN-ul corect. Un IBAN gre\u0219it poate duce la \u00eent\u00e2rzieri sau chiar la pierderea banilor.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/ro\/wp-content\/uploads\/2024\/05\/transferurile-internationale-Raiffeisen-Bank-1024x683.jpg\" alt=\"transferurile interna\u021bionale Raiffeisen Bank\" class=\"wp-image-64342\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/transferurile-internationale-Raiffeisen-Bank-1024x683.jpg 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/transferurile-internationale-Raiffeisen-Bank-300x200.jpg 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/transferurile-internationale-Raiffeisen-Bank-768x512.jpg 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/transferurile-internationale-Raiffeisen-Bank-1536x1024.jpg 1536w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/transferurile-internationale-Raiffeisen-Bank-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">transferurile interna\u021bionale Raiffeisen Bank<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"satisfac\u021bia-clien\u021bilor-raiffeisen-bank\">Satisfac\u021bia clien\u021bilor Raiffeisen bank<\/h2>\n\n\n\n<p>Pentru a evalua satisfac\u021bia clien\u021bilor, este important s\u0103 se analizeze feedback-ul furnizat pe platforme independente. Raiffeisen Bank, o institu\u021bie bancar\u0103 de seam\u0103, de\u021bine \u00een prezent o evaluare <a href=\"https:\/\/www.trustpilot.com\/review\/raiffeisen.ro\" target=\"_blank\" rel=\"noopener\">TrustPilot de 1.5 din 5<\/a>.<\/p>\n\n\n\n<p>Aceast\u0103 evaluare se \u00eencadreaz\u0103 \u00een categoria &#8216;Slab&#8217;, indic\u00e2nd zone \u00een care Raiffeisen Bank ar putea avea nevoie de \u00eembun\u0103t\u0103\u021biri \u00een ceea ce prive\u0219te calitatea serviciilor \u0219i experien\u021ba general\u0103 a clien\u021bilor.<\/p>\n\n\n\n<p>\u00cen compara\u021bie cu al\u021bi furnizori de servicii financiare, cum ar fi TransferGo, contrastul \u00een evalu\u0103rile TrustPilot este evident. \u00cen timp ce TransferGo se bucur\u0103 de o evaluare impresionant\u0103 <a href=\"https:\/\/www.trustpilot.com\/review\/transfergo.com\" target=\"_blank\" rel=\"noopener\">TrustPilot de 4.6 din 5<\/a>, evaluarea mai sc\u0103zut\u0103 a Raiffeisen Bank sugereaz\u0103 o disparitate \u00een nivelurile de satisfac\u021bie ale clien\u021bilor.<\/p>\n\n\n\n<p>Cu toate c\u0103 evalu\u0103rile TrustPilot ofer\u0103 perspective valoroase asupra sentimentului general c\u0103tre serviciile Raiffeisen Bank, este esen\u021bial ca poten\u021bialii clien\u021bi s\u0103 efectueze cercet\u0103ri ample \u0219i s\u0103-\u0219i ia \u00een considerare cerin\u021bele individuale atunci c\u00e2nd selecteaz\u0103 un furnizor de servicii financiare.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/gb\/wp-content\/uploads\/2024\/04\/iStock-1585324337-1024x683.jpg\" alt=\"\" class=\"wp-image-60958\" style=\"width:1090px;height:auto\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"date-de-contact-raiffeisen-bank\">Date de contact Raiffeisen Bank<\/h2>\n\n\n\n<p>Raiffeisen Bank ofer\u0103 mai multe canale prin care \u00eei po\u021bi contacta pentru \u00eentreb\u0103ri legate de transferurile interna\u021bionale sau alte servicii:<\/p>\n\n\n\n<p><strong>Telefon:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-large-font-size\">Num\u0103r gratuit din Rom\u00e2nia: *2000 (disponibil din orice re\u021bea mobil\u0103 din Rom\u00e2nia)<\/li>\n\n\n\n<li class=\"has-large-font-size\">Num\u0103r interna\u021bional: +40 21 306 3002 (disponibil din orice re\u021bea din Rom\u00e2nia sau din str\u0103in\u0103tate)<\/li>\n<\/ul>\n\n\n\n<p><strong>Email:<\/strong> centrala@raiffeisen.ro<\/p>\n\n\n\n<p><strong>Chat online:<\/strong> (disponibil de luni p\u00e2n\u0103 vineri \u00eentre 8:00 \u0219i 22:00)<\/p>\n\n\n\n<p><strong>Website:<\/strong> <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.raiffeisen.ro\/\">https:\/\/www.raiffeisen.ro\/<\/a><\/p>\n\n\n\n<p><strong>Vizit\u00e2nd o sucursal\u0103 Raiffeisen Bank:<\/strong> Utiliza\u021bi <a href=\"https:\/\/www.raiffeisen.ro\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.raiffeisen.ro\/<\/a> pentru a g\u0103si o sucursal\u0103 din apropierea ta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rezumat\">Rezumat<\/h2>\n\n\n\n<p>Atunci c\u00e2nd faci o plat\u0103 interna\u021bional\u0103 \u0219i cau\u021bi cele mai economice metode este important s\u0103 fii con\u0219tient de diversele taxe care pot fi implicate.<\/p>\n\n\n\n<p>Dup\u0103 cum \u021bi-am ar\u0103tat, anumite taxe nu pot fi imediat evidente.<\/p>\n\n\n\n<p>Efectuarea unei cercet\u0103ri detaliate, a\u0219a cum ai f\u0103cut consult\u00e2nd acest ghid informativ, \u0219i compararea atent\u0103 a alternativelor poate produce economii semnificative \u0219i evitarea nepl\u0103cerilor pe termen lung.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raiffeisen Bank, o banc\u0103 bine-cunoscut\u0103, ofer\u0103 o varietate de metode pentru a trimite bani \u00een str\u0103in\u0103tate, \u00eencep\u00e2nd de la aplica\u021bia sa prietenoas\u0103 pentru utilizatori p\u00e2n\u0103 la vizitele tradi\u021bionale \u00een sucursalele fizice. Cu toate acestea, \u00een timp ce Raiffeisen Bank ofer\u0103 confort \u0219i fiabilitate, este esen\u021bial s\u0103 lua\u021bi \u00een considerare comisioanele asociate, ratele de schimb \u0219i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":65261,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1310],"tags":[],"business_case_studies_tags":[],"class_list":["post-64338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finante-personale"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/ro\/transferurile-internationale-raiffeisen-bank","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Transferurile Interna\u021bionale Raiffeisen Bank: Comisioane, rate de schimb \u0219i timpul de transfer [2026]","url":"http:\/\/www.transfergo.com\/ro\/transferurile-internationale-raiffeisen-bank","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/ro\/transferurile-internationale-raiffeisen-bank"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/iStock-1540766455.jpg?resize=150,150","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/iStock-1540766455.jpg"},"articleSection":"Finan\u021be personale","author":[{"@type":"Person","name":"TransferGo Team"}],"creator":["TransferGo Team"],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2025-01-28T10:25:45Z","datePublished":"2025-01-28T10:25:45Z","dateModified":"2026-04-28T12:44:16Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"Transferurile Interna\\u021bionale Raiffeisen Bank: Comisioane, rate de schimb \\u0219i timpul de transfer [2026]\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/ro\\\/transferurile-internationale-raiffeisen-bank\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/ro\\\/transferurile-internationale-raiffeisen-bank\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/iStock-1540766455.jpg?resize=150,150\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/iStock-1540766455.jpg\"},\"articleSection\":\"Finan\\u021be personale\",\"author\":[{\"@type\":\"Person\",\"name\":\"TransferGo Team\"}],\"creator\":[\"TransferGo Team\"],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2025-01-28T10:25:45Z\",\"datePublished\":\"2025-01-28T10:25:45Z\",\"dateModified\":\"2026-04-28T12:44:16Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2024\/05\/iStock-1540766455.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/64338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/comments?post=64338"}],"version-history":[{"count":4,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/64338\/revisions"}],"predecessor-version":[{"id":1449206,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/posts\/64338\/revisions\/1449206"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/media\/65261"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/media?parent=64338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/categories?post=64338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/tags?post=64338"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=64338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}