{"id":35999,"date":"2025-01-06T16:58:42","date_gmt":"2025-01-06T16:58:42","guid":{"rendered":"https:\/\/www.transfergo.com\/?p=35999"},"modified":"2025-01-20T13:22:15","modified_gmt":"2025-01-20T13:22:15","slug":"swift-nedir-nasil-yapilir","status":"publish","type":"post","link":"https:\/\/www.transfergo.com\/tr\/swift-nedir-nasil-yapilir","title":{"rendered":"D\u00f6viz Transferi \u0130\u015flemleri: SWIFT nedir ve nas\u0131l yap\u0131l\u0131r?"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>\u0130\u00e7indekiler tablosu<\/h2><nav><ul><li class=\"\"><a href=\"#swift-nedir\">SWIFT Nedir<\/a><\/li><li class=\"\"><a href=\"#swift-nedir-swift-sistemi-nedir-swift-ne-ise-yarar\">SWIFT Nas\u0131l \u00c7al\u0131\u015f\u0131r<\/a><\/li><li class=\"\"><a href=\"#swift-nedir-ve-swift-neden-kuruldu\">SWIFT Kodunun Yap\u0131s\u0131<\/a><\/li><li class=\"\"><a href=\"#swift-kodunu-nasil-ogrenebilirsiniz\">SWIFT Kodunu Nas\u0131l \u00d6\u011frenebilirim<\/a><\/li><li class=\"\"><a href=\"#swift-nedir-swift-islemi-nedir-swift-transferi-nedir\">SWIFT ile Gelen Para Nas\u0131l Al\u0131n\u0131r<\/a><\/li><li class=\"\"><a href=\"#swift-nedir-ve-swift-nasil-yapilir\">SWIFT \u00dccretleri<\/a><\/li><li class=\"\"><a href=\"#swift-kodu-nasil-belirlenir\">SWIFT Transfer S\u00fcresi<\/a><\/li><li class=\"\"><a href=\"#swift-kodu-nasil-alinir\">SWIFT ve IBAN Aras\u0131ndaki Fark<\/a><\/li><li class=\"\"><a href=\"#swift-nasil-calisir\">SWIFT \u0130\u015flemlerinin G\u00fcvenli\u011fi<\/a><\/li><li class=\"\"><a href=\"#swift-hakkinda-en-cok-sorulanlar\">SWIFT \u0130\u015flemleri \u0130le \u0130lgili S\u0131k\u00e7a Sorulan Sorular<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-nedir\"><strong>SWIFT<\/strong> Nedir<\/h2>\n\n\n\n<p>SWIFT (Society for Worldwide Interbank Financial Telecommunication), d\u00fcnya genelinde finansal kurumlar aras\u0131nda g\u00fcvenli bir ileti\u015fim a\u011f\u0131 sa\u011flayan uluslararas\u0131 bir sistemdir. 1973 y\u0131l\u0131nda Bel\u00e7ika\u2019da 15 \u00fclkeden tam 239 bankan\u0131n bir araya gelmesiyle kurulan SWIFT, tam 50. ya\u015f\u0131nda. SWIFT nedir sorusunun cevab\u0131 ise bu kurulu\u015fun ad\u0131nda sakl\u0131. \u201cSociety for Worldwide Interbank Financial Telecommunication\u201d\u0131n, yani Bankalararas\u0131 Finansal Telekom\u00fcnikasyon Derne\u011fi\u2019nin ba\u015f harflerinin bir araya gelmesi ile ad\u0131n\u0131 alan SWIFT, bir \u00f6nceki y\u00fczy\u0131lda uluslararas\u0131 \u00f6demelerde \u00e7a\u011f atlatm\u0131\u015ft\u0131.<\/p>\n\n\n\n<p>SWIFT a\u011f\u0131, uluslararas\u0131 para transferi i\u015flemlerini h\u0131zl\u0131, g\u00fcvenli ve standart bir \u015fekilde ger\u00e7ekle\u015ftirir. Geleneksel bankac\u0131l\u0131k sisteminde uluslararas\u0131 d\u00f6viz transferleri yapmak isteyen bireyler veya i\u015fletmeler i\u00e7in SWIFT, bankalar aras\u0131 ileti\u015fimi sa\u011flayan bir k\u00f6pr\u00fc g\u00f6revi g\u00f6r\u00fcr. Gelin SWIFT\u2019in detaylar\u0131na, nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131na ve sundu\u011fu alternatiflere birlikte bakal\u0131m.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"520\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/tr\/wp-content\/uploads\/2023\/07\/1-1024x520.jpg\" alt=\"SWIFT bir t\u00fcr geleneksel bankac\u0131l\u0131k i\u015flemi.\" class=\"wp-image-36062\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/1-1024x520.jpg 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/1-300x152.jpg 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/1-768x390.jpg 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/1-1536x780.jpg 1536w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/1-2048x1040.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">SWIFT bir t\u00fcr geleneksel bankac\u0131l\u0131k i\u015flemi.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-nedir-swift-sistemi-nedir-swift-ne-ise-yarar\">SWIFT Nas\u0131l \u00c7al\u0131\u015f\u0131r<\/h2>\n\n\n\n<p>Bir uluslararas\u0131 para transferi ger\u00e7ekle\u015ftirmek istedi\u011finizde, i\u015flem yapt\u0131\u011f\u0131n\u0131z banka ile g\u00f6nderim yapmay\u0131 planlad\u0131\u011f\u0131n\u0131z bankan\u0131n ve aradaki muhabir bankalar\u0131n birbirleri ile ileti\u015fim kurmalar\u0131 gerekir. \u0130\u015fte SWIFT tam da bu noktada devreye giriyor. SWIFT a\u011f\u0131, bankalar aras\u0131nda mesajla\u015fmay\u0131 ve para transferinin ger\u00e7ekle\u015ftirilmesini sa\u011flar.<\/p>\n\n\n\n<p>SWIFT i\u015flemi \u015fu \u015fekilde i\u015fler:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Mesaj G\u00f6nderimi:<\/strong> G\u00f6nderen banka, al\u0131c\u0131 bankaya bir SWIFT mesaj\u0131 ileterek i\u015flem detaylar\u0131n\u0131 payla\u015f\u0131r.<\/li>\n\n\n\n<li><strong>Arac\u0131 Bankalar:<\/strong> E\u011fer iki banka do\u011frudan ileti\u015fim halinde de\u011filse, arac\u0131 bankalar s\u00fcrece dahil olur ve transferin tamamlanmas\u0131n\u0131 sa\u011flar.<\/li>\n\n\n\n<li><strong>\u0130\u015flem Onay\u0131:<\/strong> Al\u0131c\u0131 banka transferi al\u0131r ve paray\u0131 hedef hesaba yat\u0131r\u0131r.<\/li>\n<\/ol>\n\n\n\n<p>Bu s\u00fcre\u00e7te, bankalar aras\u0131nda kullan\u0131lan ortak dil ve teknoloji, i\u015flemlerin g\u00fcvenli ve hatas\u0131z \u015fekilde tamamlanmas\u0131n\u0131 sa\u011flar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-nedir-ve-swift-neden-kuruldu\">SWIFT Kodunun Yap\u0131s\u0131<\/h2>\n\n\n\n<p>SWIFT kodu, bankalar aras\u0131 ileti\u015fimde kullan\u0131lan \u00f6zel bir tan\u0131mlay\u0131c\u0131d\u0131r. Bu kod 8 veya 11 haneden olu\u015fur ve a\u015fa\u011f\u0131daki bile\u015fenleri i\u00e7erir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Banka Kodu (4 Hane):<\/strong> \u0130\u015flem yap\u0131lan bankay\u0131 temsil eder.<\/li>\n\n\n\n<li><strong>\u00dclke Kodu (2 Hane):<\/strong> Bankan\u0131n bulundu\u011fu \u00fclkeyi belirtir.<\/li>\n\n\n\n<li><strong>Yerel Kod (2 Hane):<\/strong> Bankan\u0131n bulundu\u011fu \u015fehir ya da yerel ofisi tan\u0131mlar.<\/li>\n\n\n\n<li><strong>\u015eube Kodu (Opsiyonel &#8211; 3 Hane):<\/strong> Spesifik bir \u015fubeyi ifade eder.<\/li>\n<\/ul>\n\n\n\n<p>\u00d6rnek bir SWIFT kodu: <strong>ABCDTRXX123<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-kodunu-nasil-ogrenebilirsiniz\">SWIFT Kodunu Nas\u0131l \u00d6\u011frenebilirim<\/h2>\n\n\n\n<p>SWIFT kodunuzu \u00f6\u011frenmek i\u00e7in:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Bankan\u0131z\u0131n Web Sitesi:<\/strong> Bir\u00e7ok banka, SWIFT kodlar\u0131n\u0131 web sitelerinde listeler.<\/li>\n\n\n\n<li><strong>M\u00fc\u015fteri Hizmetleri:<\/strong> Bankan\u0131z\u0131n m\u00fc\u015fteri hizmetlerini arayarak SWIFT kodunu \u00f6\u011frenebilirsiniz.<\/li>\n\n\n\n<li><strong>Hesap Ekstresi:<\/strong> Baz\u0131 bankalar SWIFT kodunu hesap ekstresinde belirtir.<\/li>\n<\/ol>\n\n\n\n<p>Do\u011fru kodun kullan\u0131lmas\u0131 transfer s\u00fcrecinin sorunsuz olmas\u0131n\u0131 sa\u011flar. Yanl\u0131\u015f kod kullan\u0131m\u0131 transferin ba\u015far\u0131s\u0131z olmas\u0131na ya da gecikmesine neden olabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-nedir-swift-islemi-nedir-swift-transferi-nedir\">SWIFT ile Gelen Para Nas\u0131l Al\u0131n\u0131r<\/h2>\n\n\n\n<p>SWIFT sistemiyle gelen para transferleri \u015fu ad\u0131mlarla al\u0131nabilir:<\/p>\n\n\n\n<p><strong>Ba\u015fka Bir Hesaba Aktarma:<\/strong> Gelen paray\u0131 ba\u015fka bir yerel ya da uluslararas\u0131 hesaba transfer edebilirsiniz.<\/p>\n\n\n\n<p><strong>Hesap Kontrol\u00fc:<\/strong> Bankan\u0131z\u0131n internet bankac\u0131l\u0131\u011f\u0131 ya da mobil uygulamas\u0131ndan hesab\u0131n\u0131z\u0131 kontrol ederek transferin ula\u015f\u0131p ula\u015fmad\u0131\u011f\u0131n\u0131 g\u00f6rebilirsiniz.<\/p>\n\n\n\n<p><strong>ATM\u2019den \u00c7ekim:<\/strong> Para, hesab\u0131n\u0131za ge\u00e7tikten sonra bir ATM\u2019den nakit olarak \u00e7ekilebilir.<\/p>\n\n\n\n<p><strong>Banka \u015eubesinden \u00c7ekim:<\/strong> Hesap ekstrenizle birlikte bankan\u0131n \u015fubesine giderek transfer edilen tutar\u0131 nakit olarak alabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-nedir-ve-swift-nasil-yapilir\">SWIFT \u00dccretleri<\/h2>\n\n\n\n<p>SWIFT transferleri genellikle \u00e7e\u015fitli \u00fccretlere tabidir ve bu \u00fccretler bankadan bankaya de\u011fi\u015fiklik g\u00f6sterebilir. SWIFT ile ger\u00e7ekle\u015ftirece\u011finiz uluslararas\u0131 para transferlerinde al\u0131c\u0131 banka, al\u0131c\u0131 bankan\u0131n \u00e7al\u0131\u015ft\u0131\u011f\u0131 banka ve \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z banka birlikte \u00e7al\u0131\u015f\u0131yor ve i\u015flem ger\u00e7ekle\u015ftirilirken birden \u00e7ok kesinti ve masraf ortaya \u00e7\u0131k\u0131yor. Bunun neticesinde hem g\u00f6ndericinin hem de al\u0131c\u0131n\u0131n hesaplar\u0131ndan i\u015flem \u00fccretleri al\u0131n\u0131yor; \u00fcstelik bu tutarlar i\u015flem yapt\u0131\u011f\u0131n\u0131z bankaya ve onlar\u0131n \u00e7al\u0131\u015ft\u0131klar\u0131 bankalara g\u00f6re fark g\u00f6steriyor. Ayr\u0131ca i\u015flem yaparken mobil bankac\u0131l\u0131k, telefon bankac\u0131l\u0131\u011f\u0131 veya \u015fubeden yapm\u0131\u015f olman\u0131za g\u00f6re de SWIFT \u00fccreti de\u011fi\u015fkenlik g\u00f6sterebiliyor.<br><br>\u00dccretleri etkileyen fakt\u00f6rler \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>G\u00f6nderim Tutar\u0131:<\/strong> Y\u00fcksek tutarl\u0131 transferler genellikle daha y\u00fcksek \u00fccretlendirilir.<\/li>\n\n\n\n<li><strong>Arac\u0131 Banka Say\u0131s\u0131:<\/strong> Arac\u0131 bankalar, ek \u00fccretler talep edebilir.<\/li>\n\n\n\n<li><strong>Transfer Y\u00f6ntemi:<\/strong> \u0130nternet bankac\u0131l\u0131\u011f\u0131 veya mobil uygulama \u00fczerinden yap\u0131lan i\u015flemler genellikle daha d\u00fc\u015f\u00fck maliyetlidir.<\/li>\n\n\n\n<li><strong>Al\u0131c\u0131 Banka \u00dccretleri:<\/strong> Baz\u0131 durumlarda al\u0131c\u0131 bankalar da \u00fccret talep edebilir.<\/li>\n<\/ul>\n\n\n\n<p>SWIFT \u00fccretleri, genellikle <strong>g\u00f6nderen<\/strong>, <strong>al\u0131c\u0131<\/strong>, ya da her iki taraf aras\u0131nda payla\u015f\u0131labilir. \u00dccret politikalar\u0131n\u0131 \u00f6nceden \u00f6\u011frenmek faydal\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-ucreti-nedir-swift-ucreti-ne-kadar\"><strong>SWIFT Alternatifi<\/strong> &#8211; TransferGo<\/h2>\n\n\n\n<p>TransferGo ile <a href=\"https:\/\/www.transfergo.com\/tr\/yurt-disina-para-gonderme\">uluslararas\u0131 para transferi<\/a> i\u015flemi ger\u00e7ekle\u015ftirirken \u00f6ng\u00f6r\u00fclemez masraflara katlanmazs\u0131n\u0131z. TransferGo ile d\u00f6viz transferleri ger\u00e7ekle\u015ftirirken birka\u00e7 i\u015f g\u00fcn\u00fc beklemek zorunda kalmad\u0131\u011f\u0131n\u0131z gibi g\u00f6nderdi\u011finiz mebla\u011fda ekstra kesintiler gibi k\u00f6t\u00fc s\u00fcrprizlerle kar\u015f\u0131la\u015fmazs\u0131n\u0131z. Ayn\u0131 \u015fekilde al\u0131c\u0131 da ekstra masraflara katlanmak zorunda kalmaz. Al\u0131c\u0131ya ula\u015facak tutar i\u015flem esnas\u0131nda size g\u00f6sterilir ve sonras\u0131 i\u00e7in herhangi bir soru i\u015faretiniz kalmaz. H\u0131zl\u0131, g\u00fcvenli ve az masrafl\u0131 uluslararas\u0131 para transferleri i\u00e7in hemen \u015fimdi \u00fccretsiz \u015fekilde <a href=\"https:\/\/app.transfergo.com\/tr\/register\" target=\"_blank\" rel=\"noopener\">TransferGo&#8217;ya kay\u0131t olun<\/a>, uluslararas\u0131 para transferlerinde ger\u00e7ek bir devrimin par\u00e7as\u0131 olurken ilk 2 transferinizi de \u00fccretsiz ger\u00e7ekle\u015ftirin.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"680\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/tr\/wp-content\/uploads\/2023\/07\/2-1-1024x680.jpg\" alt=\"SWIFT ile para g\u00f6ndermek\n\" class=\"wp-image-36073\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/2-1-1024x680.jpg 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/2-1-300x199.jpg 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/2-1-768x510.jpg 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/2-1-1536x1021.jpg 1536w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/2-1-2048x1361.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">SWIFT ile para g\u00f6ndermek i\u00e7in bir SWIFT koduna ihtiya\u00e7 duyars\u0131n\u0131z.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-kodu-nasil-belirlenir\">SWIFT Transfer S\u00fcresi<\/h2>\n\n\n\n<p>SWIFT i\u015flemleri genellikle 1 ila 5 i\u015f g\u00fcn\u00fc aras\u0131nda tamamlan\u0131r. G\u00f6nderdi\u011finiz para bankan\u0131z ile al\u0131c\u0131 banka aras\u0131nda bir veya birden \u00e7ok muhabir banka arac\u0131l\u0131\u011f\u0131yla iletilebilir; bu durum da yap\u0131lacak i\u015flem say\u0131s\u0131n\u0131 art\u0131r\u0131r ve s\u00fcreyi uzat\u0131r. Her bir kurumun i\u015f yo\u011funlu\u011fu g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda swift ile paran\u0131z\u0131n varmas\u0131 5 i\u015f g\u00fcn\u00fcne dahi varabilir.\u00a0S\u00fcreyi etkileyen ba\u015fl\u0131ca fakt\u00f6rler \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Co\u011frafi Mesafe:<\/strong> G\u00f6nderici ve al\u0131c\u0131 bankalar\u0131n lokasyonlar\u0131 aras\u0131ndaki uzakl\u0131k.<\/li>\n\n\n\n<li><strong>Arac\u0131 Banka Say\u0131s\u0131:<\/strong> Arac\u0131 bankalar\u0131n i\u015flem s\u00fcreleri.<\/li>\n\n\n\n<li><strong>Hatal\u0131 Bilgiler:<\/strong> Eksik ya da yanl\u0131\u015f girilen bilgiler transferin gecikmesine neden olabilir.<\/li>\n<\/ul>\n\n\n\n<p>Arac\u0131 bankalar\u0131n say\u0131s\u0131 kadar i\u015flemi ger\u00e7ekle\u015ftirdi\u011finiz saat de \u00f6nemli. E\u011fer SWIFT talimat\u0131n\u0131z\u0131 bankan\u0131z\u0131n mesai saatleri i\u00e7inde, yani 16.45\u2019e kadar verirseniz transferiniz 2 i\u015f g\u00fcn\u00fc val\u00f6rle yap\u0131l\u0131r. Ancak 16.45\u2019ten sonra ger\u00e7ekle\u015ftirilen SWIFT i\u015flemleri sonraki g\u00fcne kal\u0131r. Benzer \u015fekilde mesai saatleri d\u0131\u015f\u0131nda ya da tatil g\u00fcnlerinde yap\u0131lan i\u015flemler daha uzun s\u00fcrebilir. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-kodu-nasil-alinir\">SWIFT ve IBAN Aras\u0131ndaki Fark<\/h2>\n\n\n\n<p>SWIFT ve IBAN, uluslararas\u0131 para transferlerinde kullan\u0131lan iki temel bilgidir, ancak farkl\u0131 rolleri vard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SWIFT:<\/strong> Bankalar aras\u0131ndaki ileti\u015fimi sa\u011flar ve transferin hangi bankaya yap\u0131laca\u011f\u0131n\u0131 belirtir.<\/li>\n\n\n\n<li><strong>IBAN:<\/strong> Belirli bir banka hesab\u0131n\u0131 tan\u0131mlayan standart bir numarad\u0131r.<\/li>\n<\/ul>\n\n\n\n<p>Bu iki bilgi genellikle birlikte kullan\u0131l\u0131r ve transferin do\u011fru bir \u015fekilde tamamlanmas\u0131n\u0131 sa\u011flar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-nasil-calisir\">SWIFT \u0130\u015flemlerinin G\u00fcvenli\u011fi<\/h2>\n\n\n\n<p>SWIFT, finans d\u00fcnyas\u0131nda en g\u00fcvenli ileti\u015fim protokollerinden birine sahiptir. Sistem, g\u00fc\u00e7l\u00fc \u015fifreleme algoritmalar\u0131 ve g\u00fcvenlik \u00f6nlemleri sayesinde:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Verilerin gizlili\u011fini korur.<\/li>\n\n\n\n<li>Doland\u0131r\u0131c\u0131l\u0131k riskini en aza indirir.<\/li>\n\n\n\n<li>\u0130\u015flemlerin do\u011fru bir \u015fekilde tamamlanmas\u0131n\u0131 sa\u011flar.<\/li>\n<\/ul>\n\n\n\n<p>SWIFT a\u011f\u0131, d\u00fcnya \u00e7ap\u0131ndaki finansal kurumlar taraf\u0131ndan s\u00fcrekli olarak izlenir ve g\u00fcncellenir.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.transfergo.com\/tr\/wp-content\/uploads\/2023\/07\/3-1-1024x683.jpg\" alt=\"SWIFT ile d\u00f6viz transferi\" class=\"wp-image-36084\" srcset=\"https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/3-1-1024x683.jpg 1024w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/3-1-300x200.jpg 300w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/3-1-768x512.jpg 768w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/3-1-1536x1024.jpg 1536w, https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/3-1-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">SWIFT ile pek \u00e7ok d\u00f6viz cinsinde para g\u00f6ndermek m\u00fcmk\u00fcn.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"swift-hakkinda-en-cok-sorulanlar\"><strong>SWIFT \u0130\u015flemleri \u0130le \u0130lgili S\u0131k\u00e7a Sorulan Sorular<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-transferi-ne-kadar-surer\">SWIFT transferi ne kadar s\u00fcrer?<\/h3>\n\n\n\n<p>Transfer genellikle 1-5 i\u015f g\u00fcn\u00fc s\u00fcrer, ancak arac\u0131 bankalar ve tatil g\u00fcnleri s\u00fcreci uzatabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-kodu-olmadan-transfer-yapilabilir-mi\">SWIFT kodu olmadan transfer yap\u0131labilir mi?<\/h3>\n\n\n\n<p>Hay\u0131r, uluslararas\u0131 transferlerde SWIFT kodu kullan\u0131m\u0131 zorunludur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-kodu-banka-hesabimda-nerede-bulunur\"><strong>SWIFT kodu banka hesab\u0131mda nerede bulunur?<\/strong><\/h3>\n\n\n\n<p>SWIFT kodunu bankan\u0131zla ileti\u015fime ge\u00e7erek veya internet \u00fczerinden ula\u015fabilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-ucretleri-geri-alinabilir-mi\">SWIFT \u00fccretleri geri al\u0131nabilir mi?<\/h3>\n\n\n\n<p>\u00dccretler genellikle iade edilmez, ancak bankan\u0131zla \u00f6zel durumlar i\u00e7in ileti\u015fime ge\u00e7ebilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-nedir-swift-acilimi-nedir\"><strong>SWIFT a\u00e7\u0131l\u0131m\u0131 nedir?<\/strong><\/h3>\n\n\n\n<p>SWIFT\u2019in a\u00e7\u0131l\u0131m\u0131 bankalararas\u0131 mesajla\u015fma a\u011f\u0131n\u0131 olu\u015fturan Society for Worldwide Interbank Financial Telecommunication (Bankalararas\u0131 Finansal Telekom\u00fcnikasyon Derne\u011fi) \u015feklindedir.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-nedir-bic-nedir\"><strong>SWIFT<\/strong> ile <strong>BIC fark\u0131 nedir?<\/strong><\/h3>\n\n\n\n<p>BIC, SWIFT ile ayn\u0131 anlama gelir. A\u00e7\u0131l\u0131m\u0131 Business Identifier Code olan BIC numaras\u0131 ile SWIFT kodu birbirinin ayn\u0131d\u0131r. Baz\u0131 finans kurumlar\u0131 sitelerinde SWIFT yerine BIC k\u0131saltmas\u0131n\u0131 kullanmay\u0131 tercih ediyor. SWIFT kodu, BIC kodu veya SWIFT numaras\u0131, BIC numaras\u0131 gibi kullan\u0131mlar, asl\u0131nda birbirinin yerine ge\u00e7en ifadeler.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-masrafini-kim-oder\"><strong>SWIFT masraf\u0131n\u0131 kim \u00f6der?<\/strong><\/h3>\n\n\n\n<p>SWIFT masraflar\u0131 hem g\u00f6ndericiden hem de al\u0131c\u0131 taraftan al\u0131n\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"swift-ile-farkli-para-birimlerinde-transfer-yapabilir-miyim\"><strong>SWIFT ile farkl\u0131 para birimlerinde transfer yapabilir miyim?<\/strong><\/h3>\n\n\n\n<p>SWIFT ile dolardan ba\u015fka Euro ve Sterlin gibi di\u011fer d\u00f6viz cinsleri ile de para transferi yapabilirsiniz ancak baz\u0131 bankalarda SWIFT kodlar\u0131, i\u015flem yap\u0131lan para birimine g\u00f6re de\u011fi\u015febilir. SWIFT i\u015flemi ger\u00e7ekle\u015ftirmeden \u00f6nce g\u00f6nderim yapaca\u011f\u0131n\u0131z d\u00f6viz cinsine g\u00f6re bankan\u0131n kodunu mutlaka teyit edin.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SWIFT Nedir SWIFT (Society for Worldwide Interbank Financial Telecommunication), d\u00fcnya genelinde finansal kurumlar aras\u0131nda g\u00fcvenli bir ileti\u015fim a\u011f\u0131 sa\u011flayan uluslararas\u0131 bir sistemdir. 1973 y\u0131l\u0131nda Bel\u00e7ika\u2019da 15 \u00fclkeden tam 239 bankan\u0131n bir araya gelmesiyle kurulan SWIFT, tam 50. ya\u015f\u0131nda. SWIFT nedir sorusunun cevab\u0131 ise bu kurulu\u015fun ad\u0131nda sakl\u0131. \u201cSociety for Worldwide Interbank Financial Telecommunication\u201d\u0131n, yani Bankalararas\u0131 [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":36051,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1400,1402],"tags":[],"business_case_studies_tags":[],"class_list":["post-35999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bireysel-finans","category-para-transferleri"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/transfergo.com\/tr\/swift-nedir-nasil-yapilir","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"D\u00f6viz Transferi \u0130\u015flemleri: SWIFT nedir ve nas\u0131l yap\u0131l\u0131r?","url":"http:\/\/www.transfergo.com\/tr\/swift-nedir-nasil-yapilir","mainEntityOfPage":{"@type":"WebPage","@id":"http:\/\/www.transfergo.com\/tr\/swift-nedir-nasil-yapilir"},"thumbnailUrl":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/Kapak-150x150.jpg","image":{"@type":"ImageObject","url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/Kapak-scaled.jpg"},"articleSection":"Para transferleri","author":[],"creator":[],"publisher":{"@type":"Organization","name":"TransferGo","logo":""},"keywords":[],"dateCreated":"2025-01-06T16:58:42Z","datePublished":"2025-01-06T16:58:42Z","dateModified":"2025-01-20T13:22:15Z"},"rendered":"<script type=\"application\/ld+json\" class=\"wp-parsely-metadata\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"NewsArticle\",\"headline\":\"D\\u00f6viz Transferi \\u0130\\u015flemleri: SWIFT nedir ve nas\\u0131l yap\\u0131l\\u0131r?\",\"url\":\"http:\\\/\\\/www.transfergo.com\\\/tr\\\/swift-nedir-nasil-yapilir\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.transfergo.com\\\/tr\\\/swift-nedir-nasil-yapilir\"},\"thumbnailUrl\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/Kapak-150x150.jpg\",\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.transfergo.com\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/Kapak-scaled.jpg\"},\"articleSection\":\"Para transferleri\",\"author\":[],\"creator\":[],\"publisher\":{\"@type\":\"Organization\",\"name\":\"TransferGo\",\"logo\":\"\"},\"keywords\":[],\"dateCreated\":\"2025-01-06T16:58:42Z\",\"datePublished\":\"2025-01-06T16:58:42Z\",\"dateModified\":\"2025-01-20T13:22:15Z\"}<\/script>","tracker_url":"https:\/\/cdn.parsely.com\/keys\/transfergo.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.transfergo.com\/wp-content\/uploads\/2023\/07\/Kapak-scaled.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/posts\/35999","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/comments?post=35999"}],"version-history":[{"count":3,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/posts\/35999\/revisions"}],"predecessor-version":[{"id":104188,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/posts\/35999\/revisions\/104188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/media\/36051"}],"wp:attachment":[{"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/media?parent=35999"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/categories?post=35999"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/tags?post=35999"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/www.transfergo.com\/tr\/wp-json\/wp\/v2\/business_case_studies_tags?post=35999"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}