Convenient. Instant. Yours.

THE VIRTUAL GOCARD

A card that’s secure, easy to use, and won’t cost you a thing.

Go further, spend freely

More ways to spend

You can manage your virtual GoCard, which is linked to your TransferGo GBP Account and designed for secure online spending, through our mobile app.

1

Spend with no hidden costs

Confirm your ID and choose your plan

2

Top up
BY bank transfer

Get a virtual card instantly or a physical one delivered fast

3

Smart spending insights

Top up your account and start spending

Why go virtual?

A virtual debit card gives you instant access, secure spending, and the freedom to shop online. It’s fast, safe, and always with you.

GET YOUR GOCARD QUICKLY, FOR FREE

No monthly subscription fees

Great for online shopping

Instantly freeze/unfreeze your card

Safe and secure

Unlock secure, smart spending

Download the TransferGo app and get your free GoCard in minutes

1

Verify

Confirm your ID

2

Order

Get a virtual GoCard instantly

3

Enjoy

Top up your account and start spending

Physical
GoCard

Perfect for those new to the UK. Our physical GoCard is an easy-to-get Visa debit card. It lets you spend securely anywhere Visa is accepted and easily withdraw cash from ATMs.

One GoCard, two ways to go

Virtual gocard

Free and ready to use the moment you sign up

Your virtual GoCard lives in your TransferGo app. Use it for online shopping, contactless ATM withdrawals, in-app payments, and tap-to-pay from your phone.

Physical gocard

£4.99 one-off fee, covers manufacturing and delivery

Order a physical GoCard for the moments a physical card still matters. ATM cash withdrawals where contactless isn`t supported, shops without tap-to-pay, and services like car rental that ask for a physical card.

Coming soon

Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

CNBC World Top
Tech Companies 2026
Payment Award

GB

Mr Sal Ambrose

When ever I use transfer n go service…

When ever I use transfer n go service to send money back to my family, the service I'd really quick and my family get money very quickly.A really good service from them I highly recommend anyone to use them.

DE

squirrellll

it was faster than sending money from a…

it was faster than sending money from a German bank account to another German bank account. i am amazed and will surely use it again.

ES

Maureen Harrison

Overall the company has transferred…

Overall the company has transferred finance in record time. There have been a few hiccups in that the app hasn’t worked, giving a blue screen. I have found also that transfers have been halted over weekends. In the past the weekends have been open for transfers. No reason was given as to why.

PL

tabita amos

5 stars

5 stars, I love transfer go, makes it so easy for me to send money to my family.

GB

customer Zenzele

They are reliable ,anytime you get the…

They are reliable ,anytime you get the right service. Instant transfer services,no complications, anything go wrong your money would be transferred back to your account ❤️.Thank you .

MD

Виктор Магдалюк

I found this service very comfortable…

I found this service very comfortable for me to transfer funds between my credit cards in different countries. An important thing, TransferGo has very affordable service fee and exchange rates. Also want to mention their great support team!

Frequently asked questions

What is the virtual GoCard?

The virtual GoCard is a digital Visa debit card linked to your TransferGo GBP Account. Perfect for secure online spending, receiving payments, and sending money.

How can I get a virtual GoCard?

Simply sign in to your TransferGo app, confirm your identity, and follow the steps to request your virtual card. It’s free and available instantly with no waiting required.

How do I use my virtual debit card for online payments?

You can use your virtual card just like a regular debit card. At checkout, enter your card number, expiry date, and CVV found in your app. It’s secure, fast, and works anywhere Visa is accepted online.

How can I withdraw money using the virtual GoCard?

Virtual cards can’t be used at ATMs. To withdraw cash, you’ll need to order a physical GoCard through the app, which offers fast delivery and even more benefits.

How does the virtual GoCard work?

Once activated, your virtual debit card is linked to your GBP balance in your TransferGo multi-currency account. You can spend online, receive payments, send money, and manage everything from your app.

How do I add money to my virtual GoCard?

Top up your card by adding funds to your TransferGo multi-currency account via bank transfer. Once your balance is funded, your virtual card will be ready to use immediately.

This card service is issued by B4B payments pursuant to license with Visa, who acts as a data processor for specific operations such as card personalisation and delivery. For more details, please read B4B’s Privacy Policy and the TransferGo Privacy Policy.