International Trade

International Trade: What Does the Term Mean?

International trade, the global economy, and globalisation are all terms we hear daily. Basically they all mean the same thing.   International trade is the exchange of capital, goods, and services across international borders or territories, which could involve the activities of the government and individual. In most countries, such trade represents a significant share...

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News

Why Millennials Love Fintech

The term “early adopters” was not coined with millennials in mind, but that group of the population has become the textbook definition of the term.  This is especially true in the area of technical innovation. For a generation that has never been exposed to a world without computers, new technologies are approached without fear and...

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mythbuster

Mythbuster: 5 Myths about Fintech

One of the true advantages of the digital age is the vast amount of information which is at our fingertips. However, the vast amount of information sometimes has a significant drawback; over “facts” which are actually myths or outright fabrications. The ability to spread information quickly by “sharing” so-called news stories or on blogs, without...

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Personal Finance

Understanding Your Credit Score

One of the necessities of modern life is having a good credit score. Credit scores are used to secure mortgages, car loans and credit cards. The interest rate that you are charged will often depend upon your credit score as well.  Landlords, insurance agencies and even some employers will also check credit reports. Many misunderstand...

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Guides

Guides: IBAN Codes – What are they?

Technological advances, an ever increasingly global economy, and a highly mobile workforce all influence society in a number of mostly beneficial ways.  However, all innovations and societal changes present new challenges which must be addressed. In the world of banking, the factors listed above, have made it necessary for systems to be put in place...

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Migrant Life

International Money Transfers: When is the Right Time?

Transferring money to another country can be a bit frustrating at times. Sending money overseas is becoming more and more commonplace as workers send money back home to family members and to pay bills, and expats make transfers to pay expenses or to make large purchases such as homes.  At one point being a “multinational”...

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