Send money to the USA faster, and for less.
Download our app to send money to the USA in minutes.
Send from
Exchange Rate
– – –
GBP 1 = NGN 2030.28232
Transfer Fee
Free – – – 0.99 0.99 USD
Receiver gets
Delivered in minutes
Rated — Excellent
From reviews on Trustpilot
Multi-currency account.
More than just money transfers
Our multi-currency account has landed—a free-to-use platform from which you can send, receive, hold and exchange a range of currencies. With exclusive in-app FX rates and instant, zero-fee transfers between accounts, it’s set to make your money go even further.
Here’s how much it costs to send money to the USA
Your first 2 transfers to the USA are free, and our fees stay low after that. The receiver gets the exact amount that our app tells you. No hidden transfer fees, no nasty surprises.
Download TransferGo app:
Scan to download the TransferGo app
How does your money arrive in USA?
Bank account
We transfer money directly from our bank account in USA to the receiver’s one, so there are no high international transfer fees.
Payment link
Don’t have your recipient’s bank account details? Simply send us their phone number and we’ll send them a link!
It’s as easy as 1, 2, 3
1
Choose how much you want to send, and when
Send EUR to USD in USA
2
Add the recipient’s details
All you need is your receiver’s full name, and their card details.
3
Choose your payment method—and make the transfer!
Pay in by bank transfer, and your transfer is on its way!
Rest assured
Here’s why you can trust us with sending your money to USA
Our end-to-end encryption protects your money and your data. Should a remittance ever fail, your money gets returned straight back to you.
Regulation is our friend: it keeps our 8 million existing and new customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.
And if you ever do need help, we’re not some faceless money transfer app—our multi-lingual Customer Support team answers calls and emails quickly and helpfully.
Don’t take our word for it…
Really good service
TransferGo contacted me directly when there was a problem, and they solved it really quickly. The international transfer was made in just a couple of hours.
This company is lovely
The rates are competitive and the service is fast. No charges; most transfers are free! I recommend this platform to all Nigerians.
Very good service!
I sent money to my other bank account and received it in seconds. I’ve recommended it to all my friends. Good job!
Cheaper real-time transfers to the USA
Pay family, friends and bills back home—whichever way you suits you best.
How to get started…
What information do I need to make money transfers to USA?
ID verification
The first time you send money to the USA, you need to verify your identity (don’t worry, this won’t take long).
Receiver’s details
Make sure you’re ready with your receiver’s full name, and their bank details.
Your card or bank account
You need your own card or bank details ready for your first money transfer.
How long does it take to send money to the USA?
Our fastest delivery times option is instant, which usually arrives in 2-3 minutes. You can also send money to the USA the next day, but your first 2 instant money transfers abroad are free right now—so why wait?
Make easy, fast money transfers to the USA—download the TransferGo app!
Scan to download the TransferGo app
Best ways to send money to the USA
Bank transfer
Bank transfers are a popular option for funding your international money transfer to the USA. They take a little longer than debit or credit card transfers but they’re insanely cheap.
Debit card
Paying with a debit card makes your money transfer super-fast. However, compared to a bank transfer, it can be more expensive as they’re charged at a higher (but still low) fee.
Credit card
You can also pay for your international money transfers with a credit card. TransferGo accepts both Visa and Mastercard to make transfers super-simple.
PISP
Some online money transfers are enabled by a third-party financial entity called Payment Initiation Service Provider, or PISP, which facilitates direct bank transfers for seamless online transactions.
SWIFT
When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka SWIFT), a global messaging network that secures and executes cross-border transactions.
Apple Pay
If Apple Pay is enabled on your phone, you can use your mobile wallet to transfer money from your country to the USA. It’s quick and easy but check with your bank first in case they charge you extra fees. TransferGo doesn’t offer this functionality at the moment—but we’re planning to.
Google Pay
You can also send money to certain countries using Google Pay if mobile wallet is set up on your Android. All you need is your receiver’s mobile number. This isn’t a functionality TransferGo offers at the moment—but watch this space.
Frequently asked questions
What is the best way to send money to the USA?
The best and easiest way to send money to the USA and many other countries around the world is through mobile app money transfer services. TransferGo is a free-to-download app that allows you to make online international money transfers to the USA at a favourable rate, and it stands out for its excellent customer service in 9 languages.
Am I getting the best dollar foreign exchange rate?
Foreign currency exchange rates (EUR to Dollar) change all the time. At TransferGo we always try to offer the best rates and pricing, and when the rates are especially good for any currency (including USD and EUR), we let you know.
How to send money to the USA from my country
If you’re sending from a credit/debit card including Visa, just use the TransferGo app to send money to a bank account number in the USA. Choose the currency you’re sending from and to, your receiver’s full name and bank details, and then your own details and additional information.
If you’re making a bank transfer, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank deposit details they send you. Once you’ve done that, let TransferGo know in the app, and we’ll send the money to your receiver in the USA.
How to transfer money with low fees to the USA
Sending money with TransferGo is one of the cheapest ways to transfer money to the USA. In fact, your first two transfers to the USA are free with TransferGo! After that, we keep the fees low.
TransferGo uses a transparent, modular pricing structure based on the speed of the transfer and the currency corridor. We use a fair exchange rate, add a fee (where applicable) and show you the total cost so that you can transfer money to the USA with the best rates.
All of our pricing is clearly displayed before you confirm the transfer so there are no hidden charges or nasty surprises. You’ll be able to see how much your recipient will get prior to confirming your transfer. It’s as simple as that.
Can I send money to the USA with a bank?
To send money to your bank account in the USA, start your order in the TransferGo app. Then, use your own banking app to transfer the money across to TransferGo with your receiver’s bank details. Confirm in the app once you’ve done this and we’ll pay out the money to your American bank account. It’s that simple!
What details do I need for a bank transfer to the USA?
When sending money to a bank account in the USA, you’ll need the receiver’s first name, last name, account number, BIC/SWIFT code, address and postcode. You’ll also need your own payment details ready to pay for the transfer.
How long it takes for your money transfer to reach the USA
Here at TransferGo, we do our best to send your international money transfer to the USA with the best exchange rates quickly.
The delivery time depends on which delivery method you choose. The quickest method for sending money to the USA with TransferGo is with our ‘Now’ option, which offers quick money transfers to the USA within 2-3 minutes (usually, the money arrives within a few seconds). If you’re sending a bank transfer (one of the most cost-effective methods for sending money to the USA), your money will usually arrive within 30 minutes.
If you choose ‘Standard’, the money will arrive within one working day.
Can I send money to the USA without a bank account?
You don’t need to use a bank account to transfer money—you can just use your credit or debit card—though you can send from your bank account too, if you want.
How can I know which online money transfer services to the USA I can trust?
Look for well established brands that have proper websites, terms and conditions, and tens of thousands of Trustpilot reviews. For example, TransferGo has over 35,000 verified reviews and a total average score of 4.7 out of 5 on Trustpilot, which lets you know that our company is legitimate.
Regulated by UK and EU law, our secure money transfers to the USA are FCA approved, making us the safe way to send money to the USA online. Our end-to-end encryption also protects your money and your data for total peace of mind. Should a transfer ever fail (which is unlikely), your money gets returned straight back to you.
What’s the maximum amount you can transfer to the USA?
The maximum amount you can send in an international transfer to the USA is around USD 2,500.
How to track the status of money transfers to the USA
TransferGo sends your money from A to B fast and allows you to keep track of your transfers. Simply log in to your account and we’ll show you every step of the transfer process until the money reaches your recipient.
How your receiver gets the money in the USA
When you send money to the USA, your receiver can get the money sent straight to their bank account.
What are the advantages of sending money to the USA with TransferGo?
With our low fees and great exchange rates, TransferGo is one of the cheapest ways to send money to the USA. In fact, your first two transfers to the USA are free!
As well as being one of the cheapest methods for sending money to the USA, TransferGo is a go-to service provider when you want to send money to the USA quickly and securely with zero hassle. We’re FCA approved and regulated by EU and UK law. Oh, and our average customer rating on Trustpilot is 4.7/5 based on over 35,000 customer reviews.