SWIFT/BIC codes

Use our free SWIFT code checker to quickly find or validate bank codes. Search by bank or country, or check an existing code before making international transfers.

SWIFT/BIC checker coming soon.

We’re working on a tool to validate and look up SWIFT/BIC codes directly on TransferGo. In the meantime, please use IBAN.com

What is a SWIFT/BIC code?

A SWIFT code (also called a BIC) is a unique identifier for banks worldwide. It ensures your money reaches the right bank when you send international transfers.

These codes are used in international wire transfers, SEPA payments, and cross-border transactions. Without them, payments could be delayed or misdirected.

Think of it as the “address” of your bank in the global financial network.

How is a
SWIFT/BIC code formatted?

A SWIFT/BIC code is 8–11 characters long and
identifies the bank, country, location, and branch.

Example

Two check digits

AAAA – BB – CC – 123

Bank code

AAAA

Country code

BB

Location code

CC

Branch code

123

Trusted by over 9 million people

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most. 

“Really good service”

TransferGo contacted me directly when there was a problem, and they resolved it quickly. My international transfer was made in a couple of hours.

“This company is excellent!”

The rates are competitive, it’s fast, and there are no charges. Most transfers are free. I recommend this platform to all Nigerians.

“Very good service!”

I sent money and received it in my other bank account in seconds. I’ve recommended the service to friends. Good job!

Frequently asked questions

What exactly is a SWIFT code and why is it used in international banking?

A SWIFT code helps banks identify each other for international transfers, making sure your money gets to the right place safely.

What does a BIC code mean and how does it work in cross-border transactions?

A BIC (Bank Identifier Code) is another name for a SWIFT code—both terms are used interchangeably.

Are SWIFT and BIC codes the same?

Yes. SWIFT and BIC codes refer to the same standard used to identify banks worldwide.

How can I find the correct SWIFT/BIC code for my bank?

You can use our finder above, check your bank statement, or ask your bank directly.

What’s the difference between a SWIFT code and an IBAN?

A SWIFT code identifies the bank, while an IBAN identifies your individual account within that bank.

How do I send money internationally with a SWIFT/BIC code?

Simply enter the receiver’s SWIFT/BIC code along with their IBAN or account number when making a transfer.