Tap. Shop. Spend.
The international debit card for daily spending
Easy to set up, quick to get, and ready to use with no hidden fees. Get your free virtual or physical TransferGo Visa debit card now.
Currently only available in the UK—more countries coming soon
Secure, convenient payments ON THE GO
Shop online, in-store, or on the move—and receive payments securely. TransferGo’s debit card gives you global flexibility wherever you are.
Moving to the UK? It’s quick and easy to get started:
Seamless spending and withdrawals
Perfect for receiving salaries, managing payments, local shopping, and online spending.
Global acceptance
Enjoy the freedom to spend anywhere Visa is accepted.
One powerful, easy-to-use mobile app
Manage your card, top up, send money with competitive rates, plus much more.
Pick the card
that suits your needs
ESSENTIAL
FREE
Everything you need for smart, everyday spending—fast money transfers, a digital debit card for global use, and a multi-currency account.
GBP virtual Visa debit card
Send, receive, hold and exchange GBP, EUR or PLN
Top up balances via bank transfer
Spend globally with no hidden costs
Get paid from abroad—only a 1% fee, with a £1,000 cap
Smart spend insights
EXTRA
£4.99 FREE until 2026!
Includes everything from Essential, plus:
New to the UK? Get a physical card that’s easy to set up, with free ATM withdrawals worldwide, expert support, faster transfers, and lower fees.
GBP physical Visa debit card
Cash withdrawals (UK & EEA): £500 free within 3 withdrawals per month
Cash withdrawals (Rest of World): £600 free every 30 days, then 3% fee
Expert Customer Support
Overview
Card type
Currencies
Top-up options
Spending
ATM withdrawals
Additional perks
ESSENTIAL
FREE
Keep it simple with fast money transfers, a secure digital debit card, and smart online spending with no hidden fees.
Virtual GBP Visa debit card
Send, receive, hold, and exchange GBP, EUR or PLN
Bank transfer
Spend globally with no hidden costs
Not included
Smart spend insights
Real-time FX alerts
EXTRA
£4.99 FREE until 2026!
Everything in Essential, plus faster transfers, lower fees, priority support, a physical card, and free global ATM withdrawals.
Physical + virtual GBP Visa debit card
✅
Bank transfer + Free card top-ups
✅
– UK & EEA: £500 free (up to 3 withdrawals/month)
– Rest of World: £600 free every 30 days, then 3% fee
✅
COMING SOON
Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.
Getting started
Download the TransferGo app and get your free card in minutes
1
Verify
Confirm your ID and choose your plan
2
Order
Get a virtual card instantly or a physical one delivered fast
3
Enjoy
Top up your account and start spending
Virtual
debit card
Instant, free, secure, and ready to use—our virtual Visa debit card lets you shop online and spend globally with ease. Perfect for digital shoppers and those who want fast access without waiting.
Physical
debit card
Perfect for those new to the UK—our physical Visa debit card is easy to get and lets you spend securely anywhere Visa is accepted, including ATM withdrawals. The best part? It’s free until 2026.
Multi-currency account.
Introducing our multi-currency account
There’s far more to TransferGo than fast, affordable international payments. With our new account, you can send, receive, hold and exchange multiple currencies. Plus, get more value with exclusive in-app FX rates and instant, zero-fee transfers between accounts. And the best part? It’s free!
Trusted by millions worldwide
Frequently asked questions
What is TransferGo’s debit card?
A virtual and physical Visa debit card designed for people living internationally. Spend securely anywhere in the world, whether in-store or online, withdraw cash, and manage it all through the TransferGo app.
Who is eligible to apply for a TransferGo card?
Anyone with a verified TransferGo account who is 18 or older. T&C’s apply. Get your debit card online.
What’s the difference between the Essential and Extra plan?
Essential is our free plan—perfect for secure online shopping and global spending. It comes with a virtual online debit card you can use immediately after sign-up.
Extra gives you everything in Essential plus a physical card, free ATM withdrawals, expert support, and even faster transfers. It’s free until 31.12.2025, then just £4.99/month. This option includes both a virtual online debit card and a physical one.
Can I use the card outside of Europe?
Yes! Your card works internationally—anywhere Visa is accepted, across Europe and beyond.
How much does it cost to get the card?
Virtual cards are free with both plans. Physical cards are free with the Extra plan until 31.12.2025, after which a small monthly fee applies.
What currencies can I hold with the card?
The card is linked to your GBP account, but you can send, receive, hold, and exchange GBP, EUR, and PLN with your multi-currency account—with more currencies coming soon.
How do I top up my card?
Top up your card via bank transfer.
What makes TransferGo’s card the best debit card for international use?
TransferGo’s debit card stands out as one of the best international debit cards because it works anywhere in the world Visa is accepted.
Can I use TransferGo as a business debit card?
Currently, TransferGo debit cards are tailored for individuals. For business debit card solutions, please check our upcoming features or contact support for details.
The card is issued by B4B Payments pursuant to license with Visa.