Send money to the Philippines faster, and for less.

Download our app to send money to the Philippines in minutes.

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High speeds

It only takes a minute to order a transfer—which will reach your loved ones back home in just a few minutes more.

Low fees

Our exchange rates to PHP and USD are always good—and we add zero fees on bank transfers to the Philippines.

No hassle

We’re regulated by EU and UK law and protected by top-notch security. And our English speaking Customer Support is, frankly, wonderful—if you ever need it.

Here’s how much it costs to send money to the Philippines

We charge a flat transfer fee for all transfers to the Philippines: just 0.99 (GBP or EUR) for a next-day transfer, and 1.99 for an instant transfer. 



The receiver gets the exact amount that our app tells you they’ll get. No hidden fees, no nasty surprises.

Download TransferGo app:

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How does your money arrive in the Philippines?

Bank accounts

Bank accounts

We make local transfers directly from our Philippines account to your receiver’s bank account, skipping expensive international fees.

Debit/credit card

Debit/credit card

Or we can put the money straight onto your receiver’s credit card or debit card.

Mobile wallets

Mobile wallets

We can also top up your receiver’s mobile wallet with USD or PHP—we just need their phone number.

Send money now

It’s as easy as 1, 2, 3

Choose how much you want to send, and when


Send EUR and GBP to PHP and USD in the Philippines

Choose how much you want to send, and when


Add the receiver’s details.

All you need is your receiver’s full name and account details

Add the receiver’s details.

Choose your payment method—and make the transfer!

Pay in by bank transfer or by card, and your transfer is on its way!

Choose your payment method—and make the transfer!

Rest assured

Here’s why you can trust us with sending your money to the Philippines

Our end-to-end encryption protects your money and your data. Should a transfer ever fail, your money gets returned straight back to you.

Regulation is our friend: it keeps our 7 million customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.

And if you ever do need help, we’re not some faceless app—our English-speaking Customer Support team answers calls and emails quickly and helpfully.

Don’t take our word for it…

Here’s what our users say about sending money home to the Philippines…

The cheapest
way to make
real-time money
transfers

Pay family, friends and bills back home—
whichever way you suits you best.

The cheapest 
way to make
real-time money
transfers

How to get started…

What information do I need to make money transfers to the Philippines?

ID verification

The first time you send money, you need to prove you’re a resident in the country you’re sending from.

Receiver’s details

Make sure you’re ready with you receiver’s full name, and their e-Wallet, card or bank details,

Your payment method

You need to your card or bank details ready for your first transfer.

How long does it take to send money to the Philippines?

You can make instant transfers, which usually arrive in 2-3 minutes—or choose our ‘Standard’ option to get your money there the next day.

How long does it take to send money to the Philippines?
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Send money on the go—

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Frequently asked questions

What’s the best way to transfer money to the Philippines?
How to send money from the UK to the Philippines?
How do I send money from Europe to the Philippines?
How to send money to the Philippines electronically?
What is the best app to send money to the Philippines?
What is the cheapest way to send money to the Philippines?
Can I send money to the Philippines through a bank?
What are the advantages of sending money to the Philippines with TransferGo?
Is it safe to send money to the Philippines online?
How can I know which money transfer companies to trust?
How long will my money transfer take to arrive in the Philippines?
How will my recipient get the money in the Philippines?

What’s the best way to transfer money to the Philippines?

Real time money transfers with a mobile app are the fastest, easiest way to send money to the Philippines (or any destination country around the world). Most of them are free to download, and are up to 90% cheaper than banks. Some apps, like TransferGo, have outstanding Customer Service in several languages for when users need support.

How to send money from the UK to the Philippines?

If you’re sending from a credit/debit card, you just use the TransferGo app to send money to a card or bank account in the Philippines. Choose the currency you’re sending from and to, your receiver’s full name and card details, and then your own details. 

If you’re making a bank transfer, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank details they send you. Once you’ve done that, let TransferGo know in the app, and they’ll send the money to your receiver in the Philippines.

How do I send money from Europe to the Philippines?

If you’re sending from a credit/debit card, you just use the TransferGo app to send money to a card or bank account in the Philippines. Choose the currency you’re sending from and to, your receiver’s full name and card details, and then your own details. 

If you’re making a bank transfer, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank details they send you. Once you’ve done that, let TransferGo know in the app, and they’ll send the money to your receiver in the Philippines.

How to send money to the Philippines electronically?

All you need is an app on your phone to make electronic transfers to the Philippines. TransferGo will send money from your phone or web browser straight to cards, account numbers and mobile wallets in the Philippines—instantly, or on the next day, you decide. You also have different payment options available: you can pay with a card, or from your bank account.

What is the best app to send money to the Philippines?

With a rating of ‘Excellent’ from over 30,000 reviews on Trustpilot, the TransferGo app is highly recommended by users around the world. You can download it for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery.

What is the cheapest way to send money to the Philippines?

TransferGo’s ‘standard’ delivery method, which gets your money to the Philippines in one working day, costs just 0.99 (EUR or GBP, depending on where you’re sending it from. It costs just 1.99 to send it instantly to a card or mobile wallet, however much you’re sending. Either way, the total cost is not a percentage fee of the total, and as low as possible.

TransferGo also saves you money on the currency exchange, with good rates sending GBP and EUR to dollar and Philippine Peso accounts back home.

Can I send money to the Philippines through a bank?

Yes, you can, but it’s cheaper to use TransferGo—even if you’re sending from your bank account. Why? Because with TransferGo, your money doesn’t actually cross borders. You make a bank deposit to our account in the UK, and TransferGo pays your receiver from a TransferGo account in the Philippines. This can save up to 90% on traditional bank transfer fees.

With TransferGo you can also send money from one card straight to another in the Philippines, and it’s almost instant. The functionality is extremely intuitive and allows you to complete transfers in under a minute.

What are the advantages of sending money to the Philippines with TransferGo?

TransferGo money transfers are low cost, and can be performed in a few simple steps without the hassle of visiting a bank. Compared with other digital money transfer apps, TransferGo is cheaper and always has favourable currency exchange rates. They also have fast, friendly Customer Support in English and 9 other languages, which provides guidance and peace of mind when you need it.

Is it safe to send money to the Philippines online?

Online money transfers are safe, as long as:

1) You use a safe and protected money transfer providers like TransferGo. Established money transfer companies are regulated by EU and UK laws, and use the highest possible security to keep your money safe. If transfers ever do get cancelled, they’ll return your money to you immediately. 

2) You only send money to people you know and trust. Once your money has been sent to someone, no one can get it back. So beware of fraudsters and be sure of who you’re sending money to.

How can I know which money transfer companies to trust?

Look for well established brands that have proper websites, terms and conditions, and tens of thousands of Trustpilot reviews. For example, TransferGo has over 30,000 verified reviews and a total score of 4.8 out of 5 on Trustpilot, which lets you know that the company is legitimate. TransferGo is also regulated by the Financial Conduct Authority (or FCA) You can also check to see if they partner with established brands, like Visa and Mastercard, Maya, GCash and so on.

How long will my money transfer take to arrive in the Philippines?

The delivery time depends on which delivery method you choose. If you choose ‘Instant’, the money will arrive in under 30 minutes—usually, the transfer time is 2 or 3 minutes max. If you choose ‘Standard’, the money will arrive within one working day.

How will my recipient get the money in the Philippines?

You can send money to your recipient’s bank account, credit cards, debit cards and mobile wallets. You just need to enter the appropriate details when you make the transfer.