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and for less.
Download our app to send money to Kenya in minutes.
Here’s how much it costs to make a money transfer to Kenya
Your first 2 transfers to Kenya are free! After that, the fees for transferring money to Kenya stay low.
The receiver gets the exact amount that our app tells you. No hidden fees, no nasty surprises.
Download the TransferGo app:
How does your money arrive in Kenya?
Credit card or debit card
We can transfer money directly to your receiver’s bank card so there are no high international transfer fees when it comes to your delivery of funds to Kenya.
Bank transfer
Another one of our money transfer methods to Kenya is bank transfer. This delivery method is usually the slowest but it’s considerably cheaper.
It’s as easy as 1, 2, 3
Choose how much you want to send, and when
Send money to KES or USD in Kenya
Add the recipient’s account details
All you need is your receiver’s full name, and their card or bank deposit details
Choose one of our payment methods—and make the transfer!
Pay your money in, and your transfer is on its way!
Rest assured
Here’s why you can trust us with sending your money to Kenya
Our end-to-end encryption protects your money and your data. Should a transfer ever fail, your money gets returned straight back to you.
Regulation is our friend: it keeps our 7 million existing and new customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.
And if you ever do need help, we’re not some faceless app—our English-speaking Customer Support team answers calls and emails quickly and helpfully.
Don’t take our word for it…
Here’s what our users say about sending money to Kenya…
Cheaper real-time transfers to Kenya
Pay family, friends and bills back home—whichever way you suits you best.
How to get started…
What information do I need to make money transfers to Kenya?
ID verification
The first time you send money to Kenya, you need to prove you’re a resident in the country you’re sending from.
Receiver’s details
Make sure you’re ready with your receiver’s full name and their card or bank details.
Your card or payment details
New customers will need their own card details ready for their first transfer.
How long does it take to send money to Kenya?
How long to send money to Kenya? Our fastest transfer time to Kenya is instant, which usually arrives in 30 minutes!
You can also make a transfer the next day, but your first 2 instant online money remittances to Kenya are free right now—so why wait?
Make fast, easy money transfers—
download the TransferGo app!
Best ways to send money to Kenya
Bank transfer
Bank transfers to Kenya are a popular option for funding your international money transfer. Sending money to Kenya via bank transfer takes a little longer than debit or credit card transfers but it's insanely cheap.
Debit card
Debit card transfers to Kenya makes your money transfer super-fast. However, compared to a bank transfer, using debit card for Kenya transfers can be more expensive as they’re charged at a higher (but still low) fee.
Credit card
You can also pay for your international online money transfers with a credit card. TransferGo accepts both Visa and Mastercard so you can send money to Kenya using credit cards easily.
PISP
Some money wire transfers are enabled by a third-party financial entity called Payment Initiation Service Provider, or PISP. PISP transfers to Kenya facilitate direct bank transfers for seamless money online transactions.
SWIFT
Curious about SWIFT transfers to Kenya? When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka SWIFT), a global messaging network that secures and executes cross-border transactions.
Apple Pay
If Apple Pay is enabled on your phone, you can use your mobile app wallet to send money to Kenya with Apple Pay and other countries. It’s quick and easy but check with your bank first in case they charge you extra pricing fees. TransferGo doesn't offer Apple Pay Kenya transfers at the moment—but we're planning to.
Google Pay
You can also send money to Kenya with Google Pay if mobile wallet is set up on your Android. All you need is your receiver’s mobile phone number. Google Pay transfers to Kenya isn’t a top up functionality TransferGo offers at the moment—but watch this space.
Frequently asked questions (FAQs)
What is the best way to send money to Kenya online?
Real-time money transfer services are the fastest, easiest way to send money to Kenya (or any destination country around the world). Most of them are free to download, and are up to 90% cheaper than banks and other financial services, service providers and payment services. Some apps, like TransferGo, have outstanding Customer Service in several languages for when users need support with anything from payment options to payout options.
What are the top apps for sending money to Kenya?
Wondering what the best app to send money to Kenya is? With a rating of ‘Excellent’ from over 35,000 reviews on Trustpilot, the TransferGo app is highly recommended by users around the world. You can download it for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery.
How long does it take to send money to Kenya?
Sending money with TransferGo is one the fastest ways to send money to Kenya. The delivery times depend on which delivery method you choose. If you choose ‘Instant’, the money will arrive in under 30 minutes—usually, the transfer time is 2 or 3 minutes max. If you choose ‘Standard’, the money will arrive within one working day.
Can I send money from the USA to Kenya using a bank transfer?
Unfortunately, it’s not currently possible to send money to Kenya from the USA using TransferGo as it’s not one of our send countries.
How much can I send to mobile money accounts in Kenya?
At the moment, it’s not possible to send money to a mobile wallet account in Kenya using TransferGo. But watch this space.
However, you can send mobile money online to Kenya using your mobile phone and the TransferGo app. At the moment, you can send money to credit cards, debit cards and bank accounts in Kenya with TransferGo.
Will I get the best KES exchange rate?
Currency exchange rates to Kenya change all the time but we always try to offer the best rate to send money to Kenya. This applies to all currencies including Kenyan Shilling, EUR and GBP.
As well as providing the best exchange rate for sending money to Kenya, we also offer great exchange rates to all other destination countries.
What fees are associated with sending money to Kenya?
Your two first money transfers to Kenya with TransferGo are free! (Regardless of whether you make your transfer on weekends or business days). After that, we charge low fees.
Bank transfers are typically our cheapest option. They involve sending money from a bank account number to another bank account number. Although the fees are lower, the transfers tend to take a little longer. Instant transfers are quicker and are ideal for when you need to send money urgently. However, they come with higher fees (which are still really low).
At TransferGo, we’re always transparent with our pricing and offer great exchange rates. No hidden additional fees, no nasty surprises.
How can I send money to a bank account in Kenya?
Wondering how to send money to Kenya? It’s easy with TransferGo! If you’re sending from a credit/debit card, just use the TransferGo app to send money to Kenya bank accounts. Choose the currency you’re sending from and to, your receiver’s full name and card details, and then your own details.
If you’re making a bank transfer, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank details they send you. Once you’ve done that, let TransferGo know in the app, and we’ll send the money to your receiver in Kenya.
How can I send money to Kenya using Mpesa?
M-Pesa is a mobile phone-based money transfer service that allows users to store and transfer money through their mobile phones.
As M-Pesa is a completely separate brand from TransferGo, it’s not a service we can help with or provide advice about.
What are the cheapest methods to send money to Kenya?
Compared with other digital money transfer apps, TransferGo is one of the cheapest ways to send money online to Kenya and always has favourable currency exchange rates. As well as being one of the best send money to Kenya apps, we also offer fast and friendly Customer Support in 10 languages, which gives you peace of mind when you need it.
Are there any limits on how much money I can send to Kenya through online services?
At the moment, the highest transfer amount you can send to Kenya is around USD 2,500 (or equivalent).
There are no restrictions on when you can send money with TransferGo—transfers with the app are 24/7. Your money must be sent from one of our ‘send’ countries—so from all countries in the EU, as well as from the United Kingdom, Liechtenstein, Monaco, Norway and San Marino. There are some limits on the size of each transfer (please see above).