Convenient. Instant. Yours.
The virtual VISA debit card
A card that’s secure, easy to use, and won’t cost you a thing.
Scan to download the TransferGo app
Currently only available in the UK—more countries coming soon.
Go further, spend freely
More ways to spend
Linked to your TransferGo GBP Account and designed for secure online spending, you can manage your virtual card through our mobile app.
1
Spend globally with no hidden costs
Confirm your ID and choose your plan
2
Top up
balances via bank transfer
Get a virtual card instantly or a physical one delivered fast
3
Smart spending insights
Top up your account and start spending
Scan to download the TransferGo app
Why go virtual?
A virtual debit card gives you instant access, secure spending, and the freedom to shop online globally. It’s fast, safe, and always with you.
Get your card quickly, for free
No monthly subscription fees
Great for online shopping
Instantly freeze/unfreeze your card
Safe and secure
Scan to download the TransferGo app
Unlock secure, smart spending
Download the TransferGo app and get your free card in minutes
1
Verify
Confirm your ID
2
Order
Get a virtual card instantly
3
Enjoy
Top up your account and start spending
Scan to download the TransferGo app
Physical
Debit Card
ESSENTIAL
FREE
Everything you need for smart, everyday spending—fast money transfers, a digital debit card for global use, and a multi-currency account.
GBP virtual Visa debit card
Send, receive, hold and exchange GBP, EUR or PLN
Top up balances via bank transfer
Spend globally with no hidden costs
Get paid from abroad—only a 1% fee, with a £1,000 cap
Smart spend insights
EXTRA
£4.99 FREE until 2026!
Includes everything from Essential, plus:
New to the UK? Get a physical card that’s easy to set up, with free ATM withdrawals worldwide, expert support, faster transfers, and lower fees.
GBP physical Visa debit card
Cash withdrawals (UK & EEA): £500 free within 3 withdrawals per month
Cash withdrawals (Rest of World): £600 free every 30 days, then 3% fee
Expert Customer Support
Overview
Card type
Currencies
Top-up options
Spending
ATM withdrawals
Additional perks
ESSENTIAL
FREE
Keep it simple with fast money transfers, a secure digital debit card, and smart online spending with no hidden fees.
Virtual GBP Visa debit card
Send, receive, hold, and exchange GBP, EUR or PLN
Bank transfer
Spend globally with no hidden costs
Not included
Smart spend insights
Real-time FX alerts
EXTRA
£4.99 FREE until 2026!
Everything in Essential, plus faster transfers, lower fees, priority support, a physical card, and free global ATM withdrawals.
Physical + virtual GBP Visa debit card
✅
Bank transfer + Free card top-ups
✅
– UK & EEA: £500 free (up to 3 withdrawals/month)
– Rest of World: £600 free every 30 days, then 3% fee
✅
COMING SOON
Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.
Trusted by millions worldwide
Frequently asked questions
What is the TransferGo virtual Visa debit card?
The TransferGo Virtual Visa debit card is a digital Visa card linked to your TransferGo GBP Account. Perfect for secure online spending, receiving payments, and sending money.
How can I get a TransferGo virtual Visa debit card?
Simply sign in to your TransferGo app, confirm your identity, and follow the steps to request your virtual card. It’s free and available instantly—no waiting required.
How do I use my virtual debit card for online payments?
You can use your virtual card just like a regular debit card. At checkout, enter your card number, expiry date, and CVV—found in your app. It’s secure, fast, and works anywhere Visa is accepted online.
How can I withdraw money using the virtual debit card?
Virtual cards can’t be used at ATMs. To withdraw cash, you’ll need to order a physical TransferGo debit card through the app, which offers fast delivery and even more benefits.
How does the TransferGo virtual Visa debit card work?
Once activated, your virtual debit card is linked to your GBP balance in your TransferGo multi-currency account. You can spend online, receive payments, send money, and manage everything from your app.
How do I add money to my virtual debit card?
Top up your card by adding funds to your TransferGo multi-currency account via bank transfer. Once your balance is funded, your virtual card will be ready to use immediately.
The card is issued by B4B Payments pursuant to license with Visa.