What is TransferGo? 

TransferGo is a growing fintech scale-up on a mission to make the world a fairer place for migrants. We strive to provide tailored, more affordable financial services that make people's hard-earned money go further. Now in our 13th year, with over 400 employees in offices across Europe, we’re crafting a brilliant, relevant product that makes a difference in people's lives and the well-being of their families. 

We’ve come this far by building a talented, diverse workforce on a fair culture and our strong values. Having this strong team of employees, we can serve those who really need our product to make their livesx better. 

Your team & impact

We are seeking an experienced Head of Risk who is responsible for the oversight and management of TransferGo’s Risk Management program. The Head of Risk will be responsible for ensuring all risk management requirements are met by local laws and regulations. The Head of Risk will build out the risk and outsourcing management programs.

The successful candidate will act as a senior leader within the Compliance & Risk function, reporting directly to the Chief Compliance Officer, oversight, and Board-level reporting.

Here’s what you’ll be doing as Head of Risk:

• Develop and execute the Group’s risk management strategy in line with our growth objectives and regulatory requirements.
• Define and monitor Risk Appetite Statements and tolerance levels with senior management and the Board.
• Lead risk identification, assessment, and management across financial, operational, compliance, strategic, reputational, ICT, and security domains.
• Oversee and coordinate Risk & Control Self-Assessments (RCSAs) to ensure robust control testing and accountability.
• Maintain and enhance the company’s risk register, ensuring timely escalation of significant risks and incidents.
• Provide regular risk reporting to the Board and leadership, including thematic reviews and forward-looking insights.
• Strengthen enterprise risk frameworks, including incident management, crisis management, disaster recovery, and wind-down planning.
• Enhance third-party and outsourcing risk management, ensuring effective due diligence, monitoring, and oversight.
• Partner with business teams to embed risk management standards and methodologies across the organisation.
• Support management in evaluating risks related to new products, business initiatives, partnerships, and market expansion.
• Represent the company in risk-related discussions with regulators and external stakeholders.
• Promote a strong culture of risk awareness and accountability at all levels of the organisation.
• Prepare ICT and security risk reports for regulators, ensuring resilience and compliance.

Here’s what we expect from You:

• Proven experience in risk management, quality assurance, and regulatory obligations, ideally in a senior leadership role within financial services, fintech, or a regulated environment.
• Deep understanding of quality assurance best practices, enterprise risk frameworks, and industry-specific regulations.
• Strong analytical skills with the ability to identify root causes, assess risk impact, and measure performance against objectives.
• A natural leader and influencer, able to inspire teams, foster collaboration, and embed a culture of accountability.
• Excellent communication and stakeholder management skills, with the ability to convey complex risk matters clearly to senior leadership, the Board, and regulators.

And if you can also do this stuff, even better: 

• Have experience in fintech and fast paced environment 
• Have experience in scaling a function to full operational maturity

What we believe

At TransferGo, we offer competitive rewards to all people. We know that recognition is about more than just money, and we’ve fostered a culture of kudos to shine a light on the great work throughout the business, and the people making it all happen. We hold regular in-person events to connect with each other and help all our TransferNauts to grow with a generous training allowance. We believe that empowering people makes for a happier and more effective workforce. This means we enable anyone who wants to pursue initiatives that deliver real value for our migrant customers. 

What We Offer:

• Competitive Salary: Starting from 6110 - 8270 € (gross) per month, depending on experience. Salary is just one part of the conversation – if you’re excited about the role but the range feels slightly off, don’t hesitate to apply. We’re open to discussing based on your experience and potential.
• Comprehensive Benefits: Including a generous holiday allowance, competitive healthcare insurance, and a wellbeing package from day one.
• Annual Development Budget: €1,000 to invest in your personal and professional growth.
• Hybrid Working Environment: Flexibility to work from home and in the office, with most team members in the office two days a week.
• Pet-Friendly Office: If you’re near one of our offices, bring your furry friend along!
• Inclusive Culture: Regular in-person events, fostering a strong sense of community and collaboration.
• Empowerment and Ownership: We believe in empowering our people to take initiative and drive meaningful change.

At TransferGo, we are committed to the equal treatment of all current and prospective employees. We will not tolerate discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity,  marriage, civil partnership or any other protected category. We are proud of our diverse and inclusive culture and we strongly encourage suitably qualified applicants from a wide range of backgrounds to apply and join TransferGo. We look forward to meeting you!