Here for the
Moments that matter
Here for…
Scan to download the TransferGo app
Money that knows no bounds
Make high-speed, low-cost payments to over 160 countries.
Send from
Exchange Rate
– – –
GBP 1 = NGN 2030.28232
Transfer Fee
Free – – – 0.99 0.99 USD
Receiver gets
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Delivered in minutes
Rated — Excellent
From reviews on Trustpilot
For You
Do everything—from sending and receiving payments to managing and exchanging currencies—all in one app.
Scan to download the TransferGo app
Send
Send money home quickly, securely, and with no hidden fees. With great rates and transfers you can trust, supporting loved ones back home has never been easier.
MANAGE
Keep everything in one place. Hold and exchange multiple currencies, track your transfers, and manage your account seamlessly—all from the app.
SPEND
Spend with confidence, at home or abroad. With your TransferGo debit card, you can shop, withdraw cash, and keep your money within reach wherever life takes you.
For your business
Save on every international transaction with TransferGo Business—a simple-to-use platform designed to grow profits and global reach.
ESSENTIAL
FREE
Everything you need for smart, everyday spending—fast money transfers, a digital debit card for global use, and a multi-currency account.
GBP virtual VISA debit card
Send, receive, hold and exchange PLN, EUR or RON
Top up balances via bank transfer
Spend globally with no added costs
Get paid from abroad—only a 1% fee, with a £1,000 cap
Smart spend insights and real-time FX alerts
EXTRA
£4.99/Monthly
Free until 2026!
Includes everything from Essential, plus:
New to the UK? Get a physical card that’s easy to set up, with free ATM withdrawals worldwide, priority support, faster transfers, and lower fees.
GBP physical VISA debit card
Cash withdrawals (UK & EEA): £500 free within 3 withdrawals per month
Cash withdrawals (Rest of World): £600 free every 30 days, then 3% fee
Free card top-ups
Top-up for relatives abroad
Overview
Card type
Currencies
Top-up options
Spending
Getting paid
ATM withdrawals
Additional perks
ESSENTIAL
FREE
Keep it simple with fast money transfers, a secure digital debit card, and smart online spending with no hidden fees.
Virtual GBP VISA debit card
Send, receive, hold, and exchange PLN, EUR, or RON
Bank transfer
Spend globally with no added costs
1% fee on inbound payments, capped at £1,000
Not included
Smart spend insights
Real-time FX alerts
EXTRA
£4.99/Monthly
Free until 2026!
Everything in Essential, plus faster transfers, lower fees, priority support, a physical card, and free global ATM withdrawals.
Physical + virtual GBP VISA debit card
✅
Bank transfer + Free card top-ups
✅
✅
– UK & EEA: £500 free (up to 3 withdrawals/month)
– Rest of World: £600 free every 30 days, then 3% fee
All Essential perks + Top-up for relatives abroad
COMING SOON
Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.
Frequently asked questions
What is TransferGo?
TransferGo is a digital money service that aims to improve the lives of hard-working people through simpler, better financial services. It began with developing fast, cheap international money transfers, and is now spreading out its offering to remove barriers for customers, especially migrants, who need financial services.
Is TransferGo safe?
TransferGo is closely regulated by EU and UK law. We work closely with international law enforcement to spot and prevent money laundering, and to keep our 9 million customers and their money safe.
Our end-to-end encryption protects our customers’ money and data. Should a transfer ever fail, there are special safeguarding measures in place to ensure that everyone gets their money back.
Of course, customers must still look out for fraud and stay safe online. As with all fraud, once the money has been sent, it’s very hard to get it back.
Can I trust TransferGo?
Millions of users around the world trust TransferGo with their money. With a rating of ‘Excellent’ from over 35,000 reviews on Trustpilot, the TransferGo app is highly recommended by customers. It also helps that TransferGo has excellent Customer Service in English and 9 other languages.
How does TransferGo work?
Years ago, TransferGo found an elegant solution to the problem of expensive international transfers.
By opening bank accounts in each country we served, we could use local transfers only to receive money in the send country, and to send money in the receiving country. Local transfers at both ends allowed us to cut out almost all of the costs, and pass the savings on to our customers. That’s why TransferGo rates are famously low. Now that fintech infrastructure has grown so much, we have more transfer options now than we did then, with superfast card-to-card payments, payments to e-wallets, and even cash transfers. But whatever the format, we’re always trying to make it as affordable as we can for our customers—while ensuring the transfers are secure and on time.
How to use TransferGo
It’s simple. Download the TransferGo app, register your identity, and then follow the prompts. You can download the TransferGo app for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery. You can also register online using your computer, if you prefer.
How to send money with TransferGo
The first step is your TransferGo verification: proving your identity so we can keep you and your money safe. After that, you simply choose the currency and amount that you’re sending, and the details of the person you’re sending it to. Finally, you choose how you want to pay for the transfer—and that’s how to transfer money with TransferGo!