Here for the
Moments that matter
Here for…
Scan to download the TransferGo app
Money that knows no bounds
Make high-speed, low-cost payments to over 160 countries.
Send from
Exchange Rate
– – –
GBP 1 = NGN 2030.28232
Transfer Fee
Free – – – 0.99 0.99 USD
Receiver gets
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Delivered in minutes
Rated — Excellent
From reviews on Trustpilot
For You
Do everything—from sending and receiving payments to managing and exchanging currencies—all in one app.
Scan to download the TransferGo app
Send
Send money home quickly, securely, and with no hidden fees. With great rates and transfers you can trust, supporting loved ones back home has never been easier.
MANAGE
Keep everything in one place. Hold and exchange multiple currencies, track your transfers, and manage your account seamlessly—all from the app.
SPEND
Spend with confidence, at home or abroad. With your TransferGo debit card, you can shop, withdraw cash, and keep your money within reach wherever life takes you.
For your business
Save on every international transaction with TransferGo Business—a simple-to-use platform designed to grow profits and global reach.
Pick the card
that suits your needs
ESSENTIAL
FREE
Everything you need for secure, everyday spending—fast money transfers, a digital debit card for international use, and a multi-currency account.
GBP virtual VISA debit card
Send, receive, hold and exchange GBP, EUR or PLN
Top up balances via bank transfer or card
Spend worldwide with no hidden costs
EXTRA
£4.99/Monthly
Free until early 2026!
Everything in the Essential Plan, plus:
New to the UK? Get a physical card that’s easy to set up, with free ATM withdrawals, priority customer support, faster transfers, and lower fees.
GBP physical Visa debit card
ATM withdrawals (UK & EEA): £500 free/month (or 3 withdrawals), then 1.5% (min £1)
ATM withdrawals (Rest of World): £200 free/month (or 3 withdrawals), then 3% (min £1)
Priority Customer Support
Overview
Card type
Currencies
Top-up options
Coverage
ATM withdrawals
ESSENTIAL
FREE
Keep it simple with fast money transfers, a secure digital debit card, and smart online spending with no hidden fees.
Virtual GBP Visa debit card
Send, receive, hold, and exchange GBP, EUR or PLN
Bank transfer
Worldwide, no hidden costs
Not included
EXTRA
£4.99/Monthly
Free until early 2026!
Everything in Essential, plus faster transfers, lower fees, priority support, physical and virtual card, and free global ATM withdrawals.
Physical + virtual GBP Visa debit card
✅
✅
✅
– UK & EEA: £500 free (or 3 withdrawals per month), then 1.5% fee (min £1)
– Rest of World: £200 free (or 3 withdrawals per month), then 3% fee (min £1)
COMING SOON
Smarter plans and exciting features are coming your way very soon! Sign up for updates you won’t want to miss.
Frequently asked questions
What is TransferGo?
TransferGo is a digital money service that aims to improve the lives of hard-working people through simpler, better financial services. It began with developing fast, cheap international money transfers, and is now spreading out its offering to remove barriers for customers, especially migrants, who need financial services.
Is TransferGo safe?
TransferGo is closely regulated by EU and UK law. We work closely with international law enforcement to spot and prevent money laundering, and to keep our 9 million customers and their money safe.
Our end-to-end encryption protects our customers’ money and data. Should a transfer ever fail, there are special safeguarding measures in place to ensure that everyone gets their money back.
Of course, customers must still look out for fraud and stay safe online. As with all fraud, once the money has been sent, it’s very hard to get it back.
Can I trust TransferGo?
Millions of users around the world trust TransferGo with their money. With a rating of ‘Excellent’ from over 35,000 reviews on Trustpilot, the TransferGo app is highly recommended by customers. It also helps that TransferGo has excellent Customer Service in English and 9 other languages.
How does TransferGo work?
Years ago, TransferGo found an elegant solution to the problem of expensive international transfers.
By opening bank accounts in each country we served, we could use local transfers only to receive money in the send country, and to send money in the receiving country. Local transfers at both ends allowed us to cut out almost all of the costs, and pass the savings on to our customers. That’s why TransferGo rates are famously low. Now that fintech infrastructure has grown so much, we have more transfer options now than we did then, with superfast card-to-card payments, payments to e-wallets, and even cash transfers. But whatever the format, we’re always trying to make it as affordable as we can for our customers—while ensuring the transfers are secure and on time.
How to use TransferGo
It’s simple. Download the TransferGo app, register your identity, and then follow the prompts. You can download the TransferGo app for iOS, Android and Huawei from the App Store, Google Play and Huawei Gallery. You can also register online using your computer, if you prefer.
How to send money with TransferGo
The first step is your TransferGo verification: proving your identity so we can keep you and your money safe. After that, you simply choose the currency and amount that you’re sending, and the details of the person you’re sending it to. Finally, you choose how you want to pay for the transfer—and that’s how to transfer money with TransferGo!
This card service is issued by B4B payments pursuant to license with Visa, who acts as a data processor for specific operations such as card personalisation and delivery. For more details, please read B4B’s Privacy Policy and the TransferGo Privacy Policy.