Send money to Nigeria faster, and for less.

Download our app to send money to Nigeria in minutes.

Rated  — Excellent

From reviews on Trustpilot

Send love and money home with TransferGo

Join the 8 million people making international money transfers with our app.

Download TransferGo app:

Scan to download the TransferGo app

http://QR%20code
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Send from

Enter the country or currency you want to send money from.

Popular

All countries

EUR Austria
EUR Belgium
EUR Croatia
EUR Cyprus
CZK Czech Republic
EUR Czech Republic
DKK Denmark
EUR Denmark
EUR Estonia
EUR Finland
EUR France
EUR Germany
EUR Greece
HUF Hungary
EUR Hungary
ISK Iceland
EUR Iceland
EUR Ireland
EUR Italy
EUR Latvia
EUR Liechtenstein
EUR Lithuania
EUR Luxembourg
EUR Malta
EUR Monaco
EUR Netherlands
NOK Norway
EUR Norway
PLN Poland
EUR Poland
EUR Portugal
RON Romania
EUR Romania
EUR San Marino
EUR Slovakia
EUR Slovenia
EUR Spain
SEK Sweden
EUR Sweden
GBP United Kingdom
EUR United Kingdom
TRY Turkey

Exchange Rate

– – –

GBP 1 = NGN 2030.28232

Transfer Fee

Free – – – 0.99 0.99 USD

Receiver gets

Enter the country or currency you want to receive money in.

Popular

All countries

EUR Andorra
AED United Arab Emirates
XCD Anguilla
ALL Albania
AMD Armenia
EUR Armenia
USD Armenia
AOA Angola
EUR Austria
AUD Australia
AWG Aruba
AZN Azerbaijan
EUR Azerbaijan
USD Azerbaijan
BBD Barbados
BDT Bangladesh
EUR Belgium
XOF Burkina Faso
BGN Bulgaria
EUR Bulgaria
BHD Bahrain
USD Bahrain
BMD Bermuda
BND Brunei Darussalam
BOB Bolivia
BSD Bahamas
BTN Bhutan
BWP Botswana
BZD Belize
CAD Canada
CHF Switzerland
EUR Switzerland
NZD Cook Islands
CLP Chile
XAF Cameroon
USD China
COP Colombia
CRC Costa Rica
ANG Curaçao
EUR Cyprus
CZK Czech Republic
EUR Czech Republic
EUR Germany
DJF Djibouti
DKK Denmark
EUR Denmark
XCD Dominica
DOP Dominican Republic
DZD Algeria
USD Ecuador
EUR Estonia
EGP Egypt
EUR Spain
ETB Ethiopia
EUR Finland
FJD Fiji
USD Micronesia
EUR France
XAF Gabon
EUR United Kingdom
GBP United Kingdom
XCD Grenada
GEL Georgia
EUR Georgia
USD Georgia
GHS Ghana
GIP Gibraltar
GMD Gambia
XAF Equatorial Guinea
EUR Greece
USD Guam
GYD Guyana
HKD Hong Kong
USD Hong Kong
HNL Honduras
EUR Croatia
EUR Hungary
HUF Hungary
IDR Indonesia
EUR Ireland
ILS Israel
INR India
USD India
EUR Iceland
EUR Italy
JMD Jamaica
JPY Japan
USD Japan
KES Kenya
USD Kenya
KGS Kyrgyzstan
EUR Kyrgyzstan
USD Kyrgyzstan
KHR Cambodia
AUD Kiribati
KMF Comoros
XCD Saint Kitts and Nevis
KWD Kuwait
USD Kuwait
KYD Cayman Islands
KZT Kazakhstan
EUR Kazakhstan
USD Kazakhstan
XCD Saint Lucia
EUR Liechtenstein
LKR Sri Lanka
LSL Lesotho
EUR Lithuania
EUR Luxembourg
EUR Latvia
MAD Morocco
EUR Monaco
EUR Moldova
MDL Moldova
USD Moldova
MGA Madagascar
MKD Macedonia
MNT Mongolia
EUR Martinique
MRU Mauritania
EUR Malta
MUR Mauritius
MVR Maldives
MWK Malawi
MXN Mexico
MYR Malaysia
MZN Mozambique
NAD Namibia
XOF Niger
NGN Nigeria
EUR Netherlands
EUR Norway
NOK Norway
NPR Nepal
NZD New Zealand
USD New Zealand
OMR Oman
USD Oman
USD Panama
PEN Peru
PGK Papua New Guinea
PHP Philippines
PKR Pakistan
PLN Poland
EUR Poland
USD Puerto Rico
EUR Portugal
PYG Paraguay
QAR Qatar
USD Qatar
EUR Reunion
EUR Romania
RON Romania
RWF Rwanda
SAR Saudi Arabia
USD Saudi Arabia
SBD Solomon Islands
SCR Seychelles
EUR Sweden
SEK Sweden
SGD Singapore
USD Singapore
EUR Slovenia
EUR Slovakia
EUR San Marino
XOF Senegal
SRD Suriname
USD El Salvador
SZL Eswatini
XAF Chad
XOF Togo
THB Thailand
USD Thailand
TJS Tajikistan
EUR Tajikistan
USD Tajikistan
USD Timor-Leste
TMT Turkmenistan
TOP Tonga
TRY Turkey
USD Turkey
TTD Trinidad and Tobago
TZS Tanzania
EUR Ukraine
UAH Ukraine
USD Ukraine
UGX Uganda
USD United States of America
UYU Uruguay
UZS Uzbekistan
EUR Uzbekistan
USD Uzbekistan
EUR Vatican City
XCD Saint Vincent and the Grenadines
USD Virgin Islands, British
VND Vietnam
VUV Vanuatu
WST Samoa
EUR Kosovo
ZAR South Africa
ZMW Zambia
This amount placeholder is shown due to an error in the calculator.
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Multi-currency account.

More than just money transfers

Our multi-currency account has landed—a free-to-use platform from which you can send, receive, hold and exchange a range of currencies. With exclusive in-app FX rates and instant, zero-fee transfers between accounts, it’s set to make your money go even further.

High speeds

Sending money to Nigeria has never been faster. With our service, your transfer order is processed super quickly, reaching your loved ones back home in Nigeria in a matter of minutes.

Low fees

Our service to send money to Nigeria offers competitive exchange rates to Naira and USD, with zero fees on bank transfers. Save on costs while ensuring your money reaches its destination securely.

No hassle

We make it simple to send money to Nigeria. As a company regulated by EU and UK laws, we prioritise top-notch security and compliance. Plus, our friendly, English-speaking customer support team is here to assist you whenever you need it.

Here’s how much it costs to send money to Nigeria

All our transfers to Nigeria are free! Instant card transfers, bank transfers, next day transfers… we add zero fees. And we don’t hide fees either. The receiver gets the exact amount that our app tells you they’ll get. No hidden fees or no nasty surprises.

Download TransferGo app:

Scan to download the TransferGo app

http://QR%20code

How does your money arrive in Nigeria?

Bank accounts

We make local transfers directly from our Nigerian account to your receiver’s bank account in Nigeria, skipping expensive international fees.

Debit/credit card

Or we can put the money straight onto your receiver’s credit or debit card.

It’s as easy as 1, 2, 3

1

Choose how much you want to send, and when

Send from European currencies to Naira and USD in Nigeria

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2

Add the receiver’s details

All you need is their receiver’s full name, bank account number / NUBAN or card details

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3

Choose your payment method—and make the transfer!

Pay in by bank transfer or by card: the exchange rate stays the same

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Rest assured

Our end-to-end encryption protects your money and your data. Should a transfer ever fail, your money gets returned straight back to you.

Regulation is our friend: it keeps our 8 million customers and their money safe. FCA approved and regulated by EU and UK law, we work closely with international law enforcement to spot and prevent money laundering.

And if you ever do need help, we’re not some faceless app—our English-speaking Customer Support team answers calls and emails quickly and helpfully.

Don’t take our word for it…

Really good service

TransferGo contacted me directly when there was a problem, and they solved it really quickly. The international transfer was made in just a couple of hours.

This company is lovely

The rates are competitive and the service is fast. No charges; most transfers are free! I recommend this platform to all Nigerians.

Very good service!

I sent money to my other bank account and received it in seconds. I’ve recommended it to all my friends. Good job!

The cheapest way to make real-time money transfers

Send money to family, friends, and pay bills back home in Nigeria—whichever way suits you best, whether through bank transfer, debit card, or credit card.

How to get started…

What information do I need to make money transfers to Nigeria?

ID verification

The first time you send money, you need to prove you’re a resident in the country you’re sending from.

Receiver’s details

Make sure you have your receiver’s full name, and their card or bank details, ready.

Your payment method

You need your card or bank details ready for your first transfer to Nigeria.

How long does it take to send money to Nigeria?

Our fastest option is instant—which means it arrives in a few minutes. You can also make next day transfers if you prefer, but all our transfers to Nigeria are free at the moment—so why wait?

Send money to Nigeria in minutes

Send money on the go—Download our app

Scan to download the TransferGo app

http://QR%20code

Best ways to send money to Nigeria

Bank transfer

Bank transfers are a popular option for funding your international money transfer. They take a little longer than debit or credit card transfers but they’re insanely cheap.

Debit card

Paying with a debit card makes your money transfer super-fast. However, compared to a bank transfer, it can be more expensive as they’re charged at a higher (but still low) fee.

Credit card

You can also pay for your international money transfers with a credit card. TransferGo accepts both Visa and Mastercard to make transfers super simple.

PISP

Some money transfers are enabled by a third-party financial entity called Payment Initiation Service Provider, or PISP, which facilitates direct bank transfers for seamless online transactions.

SWIFT

When funds are processed, payment institutions use Society for Worldwide Interbank Financial Telecommunication (aka SWIFT), a global messaging network that secures and executes cross-border transactions.

Apple Pay

If Apple Pay is enabled on your phone, you can use your mobile wallet to send money to certain countries. It’s quick and easy but check with your bank first in case they charge you extra fees. TransferGo doesn’t offer this functionality at the moment—but we’re planning to.

Google Pay

You can also send money to certain countries using Google Pay if mobile wallet is set up on your Android. All you need is your receiver’s mobile number. This isn’t a functionality TransferGo offers at the moment—but watch this space.

Frequently asked questions (FAQs)

How to send money from the UK to Nigeria

If you’re sending from a credit/debit card, you just use the TransferGo app to send money to a card or bank account in Nigeria. Choose the currency you’re sending from and to, your receiver’s full name and card details, and then your own details. If you’re making a bank transfer, start your order in the TransferGo app, then use your own banking app to send TransferGo the money—using the bank details they send you. Once you’ve done that, let TransferGo know in the app, and they’ll send the money to your receiver in Nigeria.

How to send money from Europe to Nigeria?

It’s the exact same process as sending money from the United Kingdom. Simply open the TransferGo app, choose your currencies, add your receiver’s details, and then input your own. You can do the whole process within the TransferGo app—unless you’re making a transfer from your bank account, in which case you’ll need to use your banking app to pay in the money to our account.

Can I send money to Nigeria with a bank?

Yes, you can, but it’s cheaper to use TransferGo—even if you’re sending from your bank account. Why? Because with TransferGo, your money doesn’t actually cross borders. You make a bank transfer to our account in the United Kingdom, and TransferGo pays your receiver from their account in Nigeria. This can save up to 90% on traditional bank transfer fees. With TransferGo you can also send money from one card straight to another in Nigeria, and it’s almost instant. The functionality is extremely intuitive and allows you to complete transfers in under a minute.

The cost of international money transfers to Nigeria

Transfers to Nigeria with TransferGo are free. That’s why many Nigerians in Europe and the UK use TransferGo’s money transfer services for remittances.

The advantages of sending money to Nigeria with TransferGo

TransferGo money transfers are free, and can be performed in a few simple steps without the hassle of visiting a bank. Compared with other digital money transfer apps, TransferGo is cheaper and always has favourable currency exchange rates. They also have fast, friendly Customer Support in English and 9 other languages, which provides guidance and peace of mind when you need it.

The safe way to send money to Nigeria online

Online money transfers are safe, as long as:

1) You use safe and protected money transfer providers like TransferGo. Established money transfer companies are regulated by EU and UK laws, and monitored by serious regulators like the Financial Conduct Authority. They use the highest possible security to keep your money safe. If transfers ever do get cancelled, they’ll return your money to you immediately.

2) You only send money to people you know and trust. Once your money has been sent to someone, no one can get it back. So beware of fraudsters and be sure of who you’re sending money to.

Which money transfer companies to trust

Look for well-established brands that have proper websites, terms and conditions, and tens of thousands of Trustpilot reviews. For example, TransferGo has over 30,000 verified reviews and a total score of 4.8 out of 5 on Trustpilot, which lets you know that the company is legitimate.

How long it takes for your money transfer to reach Nigeria

Delivery times can vary, but card transfers are instant, taking a few seconds, or 1-2 minutes at the most. Bank transfers usually arrive within 30 minutes. You can also choose to send them within 24 hours, but the fees are the same (zero), so why wait?

How your receiver gets the money in Nigeria

Each destination country differs. In Nigeria, the money you send will arrive directly on people’s cards or into their bank accounts, depending on which payout option you choose. In other countries in Africa, like Ghana, recipients can also receive the money on their mobile wallet, or as cash pickup from a partner outlet.

The maximum amount you can transfer to Nigeria

International money transfers to Nigeria vary in size. We can’t reveal any specific limits, as these depend on our payment partners in Nigeria.

How to track the status of money transfers to Nigeria

We’ll always keep you updated on your transfer status. Just check your home screen in the app (whether’s it’s Android or iOS.)

How to transfer money with low fees to Nigeria

Your best bet is to use TransferGo—our fees to Nigeria are currently zero! That includes charges, admin fees, delivery fees and so on.

The quickest method for sending money to Nigeria

The fastest way is to use a money transfer app like TransferGo. We get your money to your receiver’s bank account in Nigeria in less than half an hour—usually just 2 or 3 minutes!u003cbru003eThe process of ordering the transfer is also super easy. If you’ve verified your ID and you know your recipient’s bank details, you can order the transfer in seconds.

How can I calculate the cost of transferring a large amount to Nigeria?

Using our website or app to send money to Nigeria is easy, with all fees listed clearly and transparently. All you need to do is use our calculator to see how much it’ll cost to transfer your amount to Nigeria. What you see is what you pay.

What information do I need from the recipient for a successful transfer?

When sending money to your receiver, you’ll need their real, full name, as well as their correct account details.

What documents will I need to send money to Nigeria?

Before you send money to Nigeria, you’ll need to verify your identity. If you’re transferring a large amount of money to Nigeria, we may also ask for additional ID checks and proof of funds.

What online payment methods can I use to transfer money to Nigeria?

When sending a transfer to Nigeria, you can use a payment method that best suits you. We accept payments by local bank transfer or by debit card.