Everything you need to know
Monaco Currency
Travelling to or living in Monaco? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in Monaco
Open a UK bank account with us and get a GoCard for smarter spending in Monaco. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in Monaco?
The official currency of Monaco is the euro
Monaco has never had its own modern currency; it previously used the French franc before adopting the euro.
EUR, €
Banknotes
€5
€10
€20
€50
€100
€200
€500
Coins
1
2
5
10
20
50 cents
€1
€2
Popular Euro pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in Monaco
Monaco is very card-friendly, with most shops, restaurants, and hotels accepting debit, credit, and contactless payments. Cash is still useful for taxis, cafés, and small purchases. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.
Tips for exchanging money in Monaco
ATMs are plentiful: especially near tourist areas and casinos.
Cards accepted almost everywhere: but carry some cash.
Avoid airport/train kiosks: high fees.
Budget tip: Monaco is expensive—plan for card use.
With TransferGo, you can send euros directly to Monaco or use your GoCard for fair, transparent rates—ideal for high-spending destinations.
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Frequently asked questions
What is the official currency used in Monaco?
The euro (EUR, €).
What is the official currency used in Monaco?
Symbol: € | Code: EUR
Can I use my home currency in Monaco?
No, only euros are accepted.
How can I use my GoCard in Monaco?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in Monaco?
Card is dominant, but some cash helps.
Are credit or debit cards widely accepted in Monaco?
Yes, in nearly all places.
Are there ATMs available in Monaco, and are there withdrawal limits?
Yes, many.
Can I use a GoCard in Monaco?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.