Everything you need to know
Monaco Currency
Travelling to or living in Monaco? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in Monaco
Open a UK bank account with us and get a GoCard for smarter spending in Monaco. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in Monaco?
The official currency of Monaco is the euro
Monaco has never had its own modern currency; it previously used the French franc before adopting the euro.
EUR, €
Banknotes
€5
€10
€20
€50
€100
€200
€500
Coins
1
2
5
10
20
50 cents
€1
€2
Popular Euro pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in Monaco
Monaco is very card-friendly, with most shops, restaurants, and hotels accepting debit, credit, and contactless payments. Cash is still useful for taxis, cafés, and small purchases. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.
Tips for exchanging money in Monaco
ATMs are plentiful: especially near tourist areas and casinos.
Cards accepted almost everywhere: but carry some cash.
Avoid airport/train kiosks: high fees.
Budget tip: Monaco is expensive—plan for card use.
With TransferGo, you can send euros directly to Monaco or use your GoCard for fair, transparent rates—ideal for high-spending destinations.
Trusted by millions worldwide
For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.
Fast response all staff are kind and…
Fast response all staff are kind and respectful . Money not lost when it comes to delayed. Its very convenient for me . Good job always.
Thank you very much for helping to fix…
Thank you very much for helping to fix the error so that my loved ones could receive the money on time.
I liked that the service team helped me…
I liked that the service team helped me with my minor mistakes, helped me and They helped me fix my mistake, then transfer the money quickly. I'm satisfied 😇 спасибо👌🏻
Natalia K
Natalia K Thank you so much! I made a translation error and thought I'd never get my money back. I was planning to get my money back as soon as possible and delete this app. But, Natalia, when you started helping me with the translation, I felt at peace. Thank you for your work and prompt responses to my questions. Thanks to you, I'll continue to use your services. Good luck to you and your team in your work.
Quick
Quick, efficient straight to the point, understood the problem and acted as necessary
Great company to send money
I have done several searches online to find a company that transfers money abroad and found that this company is well worth it. They are quick to send money. I have had no problems with them. I recommend anyone sending money to use Transfergo.
Frequently asked questions
What is the official currency used in Monaco?
The euro (EUR, €).
What is the official currency used in Monaco?
Symbol: € | Code: EUR
Can I use my home currency in Monaco?
No, only euros are accepted.
How can I use my GoCard in Monaco?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in Monaco?
Card is dominant, but some cash helps.
Are credit or debit cards widely accepted in Monaco?
Yes, in nearly all places.
Are there ATMs available in Monaco, and are there withdrawal limits?
Yes, many.
Can I use a GoCard in Monaco?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.