Belgium Currency

Travelling to or living in Belgium? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in Belgium

The TransferGo card helps you spend smarter in Belgium. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

What is the currency in Belgium?

The official currency of Belgium is the euro

The euro was introduced in 1999 as electronic money and in 2002 as notes and coins. Today, it’s one of the most stable and widely used currencies in the world. Before the euro, Belgium used the Belgian franc (BEF).

EUR, €

Banknotes

€5

€10

€20

€50

€100

€200

€500

Coins

1

2

5

10

20

50 cents

€1

€2

How to spend money in Belgium

Belgium is card-friendly, especially in cities. Debit cards are common, and credit cards (Visa, Mastercard) are accepted at most shops, restaurants, and transport hubs. Cash is still used in smaller towns and by independent businesses, but less than in the past. Contactless and mobile payments are widely supported. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Belgium

ATMs are everywhere: but some charge small fees.

Cash still helps: for small cafés, markets, or parking meters.

Avoid airport exchanges: rates and fees are poor.

Mobile payments are rising: apps like Bancontact are very popular locally.

With TransferGo, you can spend directly with your TransferGo card—avoiding extra bank charges.

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Frequently asked questions

What is the official currency used in Belgium?

The euro (EUR, €).

What is the official currency used in Belgium?

Symbol: € | Code: EUR

Can I use my home currency in Belgium?

No, only euros are accepted.

How can I use the TransferGo card in Belgium?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in Belgium?

Card is the default, but cash works for small, local purchases.

Are credit or debit cards widely accepted in Belgium?

Yes, especially in cities; smaller places may prefer debit.

Are there ATMs available in Belgium, and are there withdrawal limits?

ATMs are everywhere: but some charge small fees.

Can I use a TransferGo card in Belgium?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.