Estonia Currency

Travelling to or living in Estonia? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Estonia

Open a UK bank account with us and get a GoCard for smarter spending in Estonia. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Estonia?

The official currency of Estonia is the euro

Before the euro, Estonia used the Estonian kroon (EEK).

EUR, €

Banknotes

€5

€10

€20

€50

€100

€200

€500

Coins

1

2

5

10

20

50 cents

€1

€2

How to spend money in Estonia

Estonia is a digital leader. Card payments, contactless, and mobile wallets are everywhere—even in rural areas. Cash is used less often. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Estonia

ATMs are common: but you’ll hardly need cash.

Digital-first economy: mobile and card payments dominate.

Airport kiosks: avoid due to poor rates.

Budget tip: Estonia is one of the least cash-dependent countries in Europe.

With TransferGo, you can easily send euros to Estonia or use your GoCard for cashless spending.

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For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

SE

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GB

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TR

MEHMET

Make transfer money to another country so easy

First time got free fee for transfer, plus the money arrived sooner than expected

DE

Irina Lukovska

Proactive help and prompt response

I proceeded with transfer as usually, but the money got stuck in “processing” stage – I got automatic message where the problem was and how to work around. Then I contacted customer support, which was very friendly, kept an eye on my attempts and proactively checked whether I need help. In the end, everything went well and I’m really satisfied with the support and how swiftly it’s done. Thank you! 🙏

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I like transfergo and using this app

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Frequently asked questions

What is the official currency used in Estonia?

The euro (EUR, €).

What is the official currency used in Estonia?

Symbol: € | Code: EUR

Can I use my home currency in Estonia?

No, euros only.

How can I use my GoCard in Estonia?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Estonia?

Card and mobile payments are preferred.

Are credit or debit cards widely accepted in Estonia?

Yes, card is king.

Are there ATMs available in Estonia, and are there withdrawal limits?

Yes, but rarely needed.

Can I use a GoCard in Estonia?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.