Eswatini Currency

Travelling to or living in Eswatini? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in Eswatini

The TransferGo card helps you spend smarter in Eswatini. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

What is the currency in Eswatini?

The official currency of Eswatini is the Swazi lilangeni

The lilangeni replaced the South African rand in 1974 when Eswatini gained full monetary autonomy. The currency is pegged to the South African rand, which is also accepted in the country.

SZL, L

Banknotes

L10

L20

L50

L100

L200

Coins

1

2

5

10

20

50 cents

L1

L2

L5

How to spend money in Eswatini

Cash is the most common payment method in rural areas, markets, and small shops. Cards are accepted in hotels, larger supermarkets, and tourist areas in Mbabane and Manzini. ATMs are present in urban areas, but it’s wise to carry cash in smaller towns. Mobile payments are slowly gaining adoption.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Eswatini

Exchange at licensed banks or bureaux for the best rates.

South African rand can be used interchangeably, but always check the accepted denominations.

Carry small notes for markets, taxis, and local transport.

Avoid airport kiosks, which tend to offer poor rates.

With TransferGo, you can spend directly with your TransferGo card—avoiding extra bank charges.

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Frequently asked questions

What is the official currency used in Eswatini?

Swazi lilangeni (SZL), pegged to the South African rand.

What is the official currency used in Eswatini?

Symbol: L | Code: SZL

Can I use my home currency in Eswatini?

Not widely; South African rand is accepted in most places.

How can I use the TransferGo card in Eswatini?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in Eswatini?

Cash is essential outside major towns; cards work in hotels and larger stores.

Are credit or debit cards widely accepted in Eswatini?

Limited, mainly in urban areas and tourist spots.

Are there ATMs available in Eswatini, and are there withdrawal limits?

Yes, mostly in cities; daily withdrawal limits vary.

Can I use a TransferGo card in Eswatini?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.