Everything you need to know
Germany Currency
Travelling to or living in Germany? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in Germany
Open a UK bank account with us and get a GoCard for smarter spending in Germany. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in Germany?
The official currency of Germany is the euro
Before the euro, Germany used the Deutsche mark (DEM).
EUR, €
Banknotes
€5
€10
€20
€50
€100
€200
€500
Coins
1
2
5
10
20
50 cents
€1
€2
Popular Euro pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in Germany
Germany remains cash-heavy compared to many neighbours. While debit cards are accepted in larger cities, many small shops, restaurants, and bakeries still prefer cash. Contactless and mobile wallets are expanding, but don’t assume every place takes cards. Always carry some cash when in Germany. Tip: Always choose to pay in local currency (EUR) to avoid extra conversion charges. With TransferGo, you can spend confidently and save on hidden bank fees.
Tips for exchanging money in Germany
Cash is king: expect to pay with notes and coins often.
ATMs are safe and widely available: but fees can vary.
Avoid airport exchanges: for poor rates.
Bring cash for rural areas: small towns and markets are less card-friendly.
With TransferGo, you can easily send euros to Germany without worrying about hidden bank fees.
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Frequently asked questions
What is the official currency used in Germany?
The euro (EUR, €).
What is the official currency used in Germany?
Symbol: € | Code: EUR
Can I use my home currency in Germany?
No, only euros are accepted.
How can I use my GoCard in Germany?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in Germany?
Cash is often preferred—carry some with you.
Are credit or debit cards widely accepted in Germany?
Yes in large cities, less so in small towns.
Are there ATMs available in Germany, and are there withdrawal limits?
Yes, but check for bank fees.
Can I use a GoCard in Germany?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.