Everything you need to know
Hong Kong Currency
Travelling to or living in Hong Kong? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the TransferGo card in Hong Kong
The TransferGo card helps you spend smarter in Hong Kong. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.
What is the currency in Hong Kong?
The official currency of Hong Kong is the Hong Kong dollar
The Hong Kong dollar replaced the silver tael in 1935. It is issued by the Hong Kong Monetary Authority and is pegged to the US dollar.
HKD, $
Banknotes
$10
$20
$50
$100
$500
$1,000
Coins
10
20
50 cents
$1
$2
$5
$10
Popular Dollar pairings
A
B
D
E
F
G
I
K
L
M
N
P
S
T
U
V
W
Z
How to spend money in Hong Kong
Cards are widely accepted in shops, restaurants, and public transport. Mobile payments like Alipay HK, WeChat Pay, and Octopus card are very popular. Cash is still useful for markets, small stalls, and taxis. ATMs are abundant across the city.
Tips for exchanging money in Hong Kong
Exchange money at licensed banks or authorised bureaux for best rates.
Avoid airport kiosks; rates are less competitive.
Carry small notes for street food, markets, and minor transport fares.
With TransferGo, you can send money to Hong Kong or use your TransferGo card for seamless, cashless spending.
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Frequently asked questions
What is the official currency used in Hong Kong?
Hong Kong dollar (HKD).
What is the official currency used in Hong Kong?
Symbol: $ | Code: HKD
Can I use my home currency in Hong Kong?
Not generally; payments must be in HKD.
How can I use the TransferGo card in Hong Kong?
Just activate it in the app and start spending — online, in stores, or at ATMs.
Is it better to use cash or card when spending in Hong Kong?
Cards and mobile payments are widely used; carry cash for small vendors.
Are credit or debit cards widely accepted in Hong Kong?
Yes, especially in urban areas and chain stores.
Are there ATMs available in Hong Kong, and are there withdrawal limits?
Yes, with limits depending on your bank.
Can I use a TransferGo card in Hong Kong?
Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.