Everything you need to know
Indonesia Currency
Travelling to or living in Indonesia? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the TransferGo card in Indonesia
The TransferGo card helps you spend smarter in Indonesia. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.
What is the currency in Indonesia?
The official currency of Indonesia is the Indonesian rupiah
The rupiah replaced the Netherlands Indies gulden in 1949 after Indonesia gained independence. It is issued by Bank Indonesia.
IDR, Rp
Banknotes
Rp1,000
Rp2,000
Rp5,000
Rp10,000
Rp20,000
Rp50,000
Rp100,000
Coins
Rp50
Rp100
Rp200
Rp500
Rp1,000
Popular Rupiah pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in Indonesia
Cash dominates in markets, rural areas, and street vendors. In Jakarta, Bali, and other cities, credit and debit cards are widely accepted in hotels, restaurants, and larger stores. Mobile wallets such as GoPay, OVO, and Dana are increasingly used. ATMs are common in urban areas but limited in smaller towns.
Tips for exchanging money in Indonesia
Use banks or licensed money changers for fair rates.
Avoid exchanging at airports or with street dealers.
Always pay in rupiah; foreign currency is rarely accepted in shops.
Carry small notes for local transport, markets, and street food.
Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.
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Frequently asked questions
What is the official currency used in Indonesia?
Indonesian rupiah (IDR).
What is the official currency used in Indonesia?
Symbol: Rp | Code: IDR
Can I use my home currency in Indonesia?
No, only rupiah is accepted.
How can I use the TransferGo card in Indonesia?
Just activate it in the app and start spending — online, in stores, or at ATMs.
Is it better to use cash or card when spending in Indonesia?
Cash is essential in rural areas; cards are fine in cities.
Are credit or debit cards widely accepted in Indonesia?
Mostly in urban centres, hotels, and larger shops.
Are there ATMs available in Indonesia, and are there withdrawal limits?
Yes, mostly in cities; limits vary by bank.
Can I use a TransferGo card in Indonesia?
Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.