Jamaica Currency

Travelling to or living in Jamaica? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in Jamaica

The TransferGo card helps you spend smarter in Jamaica. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

What is the currency in Jamaica?

The official currency of Jamaica is the Jamaican dollar

The Jamaican dollar replaced the Jamaican pound in 1969 after decimalisation. It is issued by the Bank of Jamaica and subdivided into 100 cents.

JMD, $

Banknotes

$50

$100

$500

$1,000

$5,000

Coins

$1

$5

$10

$20

How to spend money in Jamaica

Cash is widely used, especially in markets, local transport, and small towns. In Kingston, Montego Bay, and tourist areas, credit and debit cards are generally accepted in hotels, restaurants, and larger stores. ATMs are available in urban centres but can be limited in rural areas.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Jamaica

Exchange money at banks or licensed bureaux for fair rates.

Avoid airport kiosks or street dealers.

Always pay in Jamaican dollars to avoid conversion fees.

Carry small notes for taxis, markets, and local shops.

Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.

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Frequently asked questions

What is the official currency used in Jamaica?

Jamaican dollar (JMD).

What is the official currency used in Jamaica?

Symbol: $ | Code: JMD

Can I use my home currency in Jamaica?

Not commonly; use JMD.

How can I use the TransferGo card in Jamaica?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in Jamaica?

Cash is essential outside tourist areas; cards are accepted in urban and tourist locations.

Are credit or debit cards widely accepted in Jamaica?

Yes, mainly in hotels, shops, and restaurants.

Are there ATMs available in Jamaica, and are there withdrawal limits?

Yes, in cities; limits vary by bank.

Can I use a TransferGo card in Jamaica?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.