Japan Currency

Travelling to or living in Japan? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Japan

Open a UK bank account with us and get a GoCard for smarter spending in Japan. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Japan?

The official currency of Japan is the Japanese yen

The yen replaced the mon in 1871 during the Meiji period. It is issued by the Bank of Japan and subdivided into 100 sen, though sen coins are no longer in circulation.

JPY, ¥

Banknotes

¥1,000

¥2,000

¥5,000

¥10,000

Coins

¥1

¥5

¥10

¥50

¥100

¥500

How to spend money in Japan

Cash is widely used, particularly in rural areas, small stores, and public transport. In Tokyo, Osaka, and other large cities, cards are increasingly accepted in department stores, hotels, and restaurants. Mobile payments like Suica, PayPay, and Apple Pay are common. ATMs are available in banks and convenience stores.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Japan

Use banks or ATMs at post offices and 7-Eleven stores for safe transactions.

Avoid airport currency exchange kiosks; rates are less favourable.

Always pay in yen to avoid conversion fees.

Carry small notes for taxis, vending machines, and local shops.

Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

GB

Martin Enright

Emilia helped me with a particularly…

Emilia helped me with a particularly difficult transfer. I cannot thank her enough for her help and patience with me. Yet another 5 Star rating for the best money transfer company in the industry

UA

Oleg Ivanov

Very helpful tech support

Very helpful tech support — they helped me solve my problem. As for the app, I’ve made only one transfer so far, and it worked well.

PL

Ayman Web

Great service and smooth

I jumped very quickly into a transaction without verifying many data and i was mistaken . Fortunately i spoke to the customer service person (Adam J ) and he assisted me very well until i got back my finance and ran again another correct transaction

GB

Alex

A fantastic app for sending money. Excellent service

A fantastic app for sending money abroad. And if there are any issues the chat bot on this is pretty good. But if it can't be fixed then an agent is on hand within minutes. They also keep you updated on any process issues via email. And they really look after you.

BE

Fouzia

Adam was very helpful and kind

Adam was very helpful and kind. He answered all my questions clearly and made everything easy to understand. I really appreciate his support!

TR

aileen valdoz

Fast response all staff are kind and…

Fast response all staff are kind and respectful . Money not lost when it comes to delayed. Its very convenient for me . Good job always.

Frequently asked questions

What is the official currency used in Japan?

Japanese yen (JPY).

What is the official currency used in Japan?

Symbol: ¥ | Code: JPY

Can I use my home currency in Japan?

Not commonly; payments are in yen.

How can I use my GoCard in Japan?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Japan?

Cash is essential in smaller towns; cards work in major cities.

Are credit or debit cards widely accepted in Japan?

Yes, in urban areas, hotels, and larger shops.

Are there ATMs available in Japan, and are there withdrawal limits?

Yes, mainly at banks and convenience stores; limits depend on your bank.

Can I use a GoCard in Japan?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.