Everything you need to know
Kenya Currency
Travelling to or living in Kenya? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in Kenya
Open a UK bank account with us and get a GoCard for smarter spending in Kenya. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in Kenya?
The official currency of Kenya is the Kenyan shilling
The Kenyan shilling replaced the East African shilling in 1966 after independence. It is issued by the Central Bank of Kenya and subdivided into 100 cents.
KES, Sh
Banknotes
Sh50
Sh100
Sh200
Sh500
Sh1,000
Coins
Sh1
Sh5
Sh10
Sh20
Popular Shilling pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in Kenya
Cash is widely used, especially in markets, rural areas, and for local transport. In Nairobi, Mombasa, and Kisumu, cards are increasingly accepted in supermarkets, hotels, and restaurants. Mobile money, particularly M-Pesa, is extremely popular and often preferred for both personal and business transactions. ATMs are readily available in cities.
Tips for exchanging money in Kenya
Use banks or licensed exchange offices for fair rates.
Avoid airport kiosks and informal exchangers.
Always pay in shillings to avoid conversion fees.
Carry small notes for local transport, markets, and street vendors.
Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.
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Frequently asked questions
What is the official currency used in Kenya?
Kenyan shilling (KES).
What is the official currency used in Kenya?
Symbol: Sh | Code: KES
Can I use my home currency in Kenya?
Not widely; use shillings.
How can I use my GoCard in Kenya?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in Kenya?
Cash is essential outside cities; cards and mobile payments are accepted in urban areas.
Are credit or debit cards widely accepted in Kenya?
Mainly in hotels, large supermarkets, and restaurants.
Are there ATMs available in Kenya, and are there withdrawal limits?
Yes, in cities; limits vary by bank.
Can I use a GoCard in Kenya?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.