Everything you need to know

New Zealand Currency

Travelling to or living in New Zealand? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in New Zealand

The TransferGo card helps you spend smarter in New Zealand. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

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What is the currency in New Zealand?

The official currency of New Zealand is the New Zealand dollar

The New Zealand dollar replaced the New Zealand pound in 1967. It is issued by the Reserve Bank of New Zealand.

NZD, $

Banknotes

$10

$20

$50

$100

Coins

50 cents

Popular Dollar pairings

A

NZD

ANG

NZD

AWG

B

NZD

BMD

NZD

BND

NZD

BRL

NZD

BSD

NZD

BTN

NZD

BZD

D

NZD

DJF

NZD

DZD

E

NZD

EGP

F

NZD

FJD

G

NZD

GIP

NZD

GYD

H

NZD

HKD

I

NZD

INR

K

NZD

KMF

NZD

KYD

L

NZD

LSL

M

NZD

MRU

NZD

MVR

NZD

MWK

NZD

MZN

P

NZD

PGK

NZD

PYG

S

NZD

SBD

NZD

SCR

NZD

SRD

T

NZD

TMT

NZD

TOP

NZD

TTD

NZD

TZS

U

NZD

UYU

V

NZD

VUV

W

NZD

WST

Z

NZD

ZMW

How to spend money in New Zealand

Cards are widely accepted in supermarkets, restaurants, hotels, and even small shops. Cash is occasionally used in rural areas and local markets. Mobile payments like Apple Pay, Google Pay, and Paywave are common. ATMs are readily available in cities and towns.

Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in New Zealand

Exchange at banks or licensed bureaux for reliable rates.

Avoid airport kiosks; rates are often poor.

Pay in NZD to avoid conversion fees.

Keep small notes for rural areas, markets, and public transport.

Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.

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Frequently asked questions

What is the official currency used in New Zealand?

New Zealand dollar (NZD).

What is the official currency used in New Zealand?

Symbol: $ | Code: NZD

Can I use my home currency in New Zealand?

Rarely; NZD is standard.

How can I use the TransferGo card in New Zealand?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in New Zealand?

Cards are widely accepted; cash is handy in rural areas.

Are credit or debit cards widely accepted in New Zealand?

Yes, almost everywhere.

Are there ATMs available in New Zealand, and are there withdrawal limits?

Yes, in towns and cities; limits depend on the bank.

Can I use a TransferGo card in New Zealand?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.