Everything you need to know
New Zealand Currency
Travelling to or living in New Zealand? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.
Use the GoCard in New Zealand
Open a UK bank account with us and get a GoCard for smarter spending in New Zealand. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.
What is the currency in New Zealand?
The official currency of New Zealand is the New Zealand dollar
The New Zealand dollar replaced the New Zealand pound in 1967. It is issued by the Reserve Bank of New Zealand.
NZD, $
Banknotes
$5
$10
$20
$50
$100
Coins
10
20
50 cents
$1
$2
Popular Dollar pairings
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Z
How to spend money in New Zealand
Cards are widely accepted in supermarkets, restaurants, hotels, and even small shops. Cash is occasionally used in rural areas and local markets. Mobile payments like Apple Pay, Google Pay, and Paywave are common. ATMs are readily available in cities and towns.
Tips for exchanging money in New Zealand
Exchange at banks or licensed bureaux for reliable rates.
Avoid airport kiosks; rates are often poor.
Pay in NZD to avoid conversion fees.
Keep small notes for rural areas, markets, and public transport.
Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.
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For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.
Emilia helped me with a particularly…
Emilia helped me with a particularly difficult transfer. I cannot thank her enough for her help and patience with me. Yet another 5 Star rating for the best money transfer company in the industry
Very helpful tech support
Very helpful tech support — they helped me solve my problem. As for the app, I’ve made only one transfer so far, and it worked well.
Great service and smooth
I jumped very quickly into a transaction without verifying many data and i was mistaken . Fortunately i spoke to the customer service person (Adam J ) and he assisted me very well until i got back my finance and ran again another correct transaction
A fantastic app for sending money. Excellent service
A fantastic app for sending money abroad. And if there are any issues the chat bot on this is pretty good. But if it can't be fixed then an agent is on hand within minutes. They also keep you updated on any process issues via email. And they really look after you.
Adam was very helpful and kind
Adam was very helpful and kind. He answered all my questions clearly and made everything easy to understand. I really appreciate his support!
Fast response all staff are kind and…
Fast response all staff are kind and respectful . Money not lost when it comes to delayed. Its very convenient for me . Good job always.
Frequently asked questions
What is the official currency used in New Zealand?
New Zealand dollar (NZD).
What is the official currency used in New Zealand?
Symbol: $ | Code: NZD
Can I use my home currency in New Zealand?
Rarely; NZD is standard.
How can I use my GoCard in New Zealand?
Just activate it in the app and start spending—online or in stores.
Is it better to use cash or card when spending in New Zealand?
Cards are widely accepted; cash is handy in rural areas.
Are credit or debit cards widely accepted in New Zealand?
Yes, almost everywhere.
Are there ATMs available in New Zealand, and are there withdrawal limits?
Yes, in towns and cities; limits depend on the bank.
Can I use a GoCard in New Zealand?
Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.