Switzerland Currency

Travelling to or living in Switzerland? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in Switzerland

The TransferGo card helps you spend smarter in Switzerland. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

What is the currency in Switzerland?

The official currency of Switzerland is the Swiss franc

The Swiss franc replaced various regional currencies in 1850 and has remained one of the world’s most stable currencies.

CHF, Fr or SFr

Banknotes

CHF10

CHF20

CHF50

CHF100

CHF200

CHF1,000

Coins

5

10

20

50 centimes

CHF1

CHF2

CHF5

How to spend money in Switzerland

Cards are widely accepted across the country, from shops and restaurants to hotels and public transport. Cash is still used in smaller towns, markets, and among older generations. ATMs are everywhere and usually dispense both CHF and sometimes euros near borders. Mobile payments such as TWINT are very popular.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Switzerland

Banks and ATMs offer competitive rates.

Exchange bureaux exist but may charge fees.

Always pay in francs; while some border shops accept euros, the rates are poor.

Keep coins for trams, buses, and vending machines.

Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.

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Frequently asked questions

What is the official currency used in Switzerland?

Swiss franc (CHF).

What is the official currency used in Switzerland?

Symbol: Fr / SFr | Code: CHF

Can I use my home currency in Switzerland?

Some border areas accept euros, but CHF is standard.

How can I use the TransferGo card in Switzerland?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in Switzerland?

Cards dominate; cash for smaller purchases.

Are credit or debit cards widely accepted in Switzerland?

Yes, almost everywhere.

Are there ATMs available in Switzerland, and are there withdrawal limits?

Yes, widely; limits depend on your bank.

Can I use a TransferGo card in Switzerland?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.