Switzerland Currency

Travelling to or living in Switzerland? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Switzerland

Open a UK bank account with us and get a GoCard for smarter spending in Switzerland. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Switzerland?

The official currency of Switzerland is the Swiss franc

The Swiss franc replaced various regional currencies in 1850 and has remained one of the world’s most stable currencies.

CHF, Fr or SFr

Banknotes

CHF10

CHF20

CHF50

CHF100

CHF200

CHF1,000

Coins

5

10

20

50 centimes

CHF1

CHF2

CHF5

How to spend money in Switzerland

Cards are widely accepted across the country, from shops and restaurants to hotels and public transport. Cash is still used in smaller towns, markets, and among older generations. ATMs are everywhere and usually dispense both CHF and sometimes euros near borders. Mobile payments such as TWINT are very popular.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Switzerland

Banks and ATMs offer competitive rates.

Exchange bureaux exist but may charge fees.

Always pay in francs; while some border shops accept euros, the rates are poor.

Keep coins for trams, buses, and vending machines.

Choose smart tools like TransferGo to send and exchange money at transparent rates with no surprises.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

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Florence Agbigbi Simonsen

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Frequently asked questions

What is the official currency used in Switzerland?

Swiss franc (CHF).

What is the official currency used in Switzerland?

Symbol: Fr / SFr | Code: CHF

Can I use my home currency in Switzerland?

Some border areas accept euros, but CHF is standard.

How can I use my GoCard in Switzerland?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Switzerland?

Cards dominate; cash for smaller purchases.

Are credit or debit cards widely accepted in Switzerland?

Yes, almost everywhere.

Are there ATMs available in Switzerland, and are there withdrawal limits?

Yes, widely; limits depend on your bank.

Can I use a GoCard in Switzerland?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.