Thailand Currency

Travelling to or living in Thailand? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the GoCard in Thailand

Open a UK bank account with us and get a GoCard for smarter spending in Thailand. Pay in local shops, use ATMs globally, and enjoy contactless payments—all with zero hidden fees. Everything is managed from the app. Available only to UK and EU residents.

What is the currency in Thailand?

The official currency is the Thai baht

The baht has been Thailand’s official currency for over a century. Widely used across Southeast Asia, it’s also one of the region’s most actively traded currencies. Modern banknotes were first introduced in the early 20th century and continue to evolve in design and security.

THB, ฿

Banknotes

฿20

฿50

฿100

฿500

฿1,000

Coins

฿1

฿2

฿5

฿10

25 and 50 satang

How to spend money in Thailand

Cash is widely used in Thailand, particularly for markets, street food, and taxis. In Bangkok, Phuket, and other major cities, cards are accepted in hotels, shopping malls, and large restaurants. Contactless payments are growing, and mobile wallets such as PromptPay are becoming popular. ATMs are common, though fees may apply, and some rural ATMs may not accept foreign cards.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Thailand

Exchange money at licensed banks or authorised bureaux for fair rates.

Avoid exchanging at airports and hotels—they charge higher fees.

Carry small cash for taxis, markets, and local eateries.

Always pay in baht to prevent extra conversion charges.

Use TransferGo to send baht directly to Thai accounts or use your GoCard for payments and ATM withdrawals—avoiding hidden fees.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

GB

Martin Enright

Emilia helped me with a particularly…

Emilia helped me with a particularly difficult transfer. I cannot thank her enough for her help and patience with me. Yet another 5 Star rating for the best money transfer company in the industry

UA

Oleg Ivanov

Very helpful tech support

Very helpful tech support — they helped me solve my problem. As for the app, I’ve made only one transfer so far, and it worked well.

PL

Ayman Web

Great service and smooth

I jumped very quickly into a transaction without verifying many data and i was mistaken . Fortunately i spoke to the customer service person (Adam J ) and he assisted me very well until i got back my finance and ran again another correct transaction

GB

Alex

A fantastic app for sending money. Excellent service

A fantastic app for sending money abroad. And if there are any issues the chat bot on this is pretty good. But if it can't be fixed then an agent is on hand within minutes. They also keep you updated on any process issues via email. And they really look after you.

BE

Fouzia

Adam was very helpful and kind

Adam was very helpful and kind. He answered all my questions clearly and made everything easy to understand. I really appreciate his support!

TR

aileen valdoz

Fast response all staff are kind and…

Fast response all staff are kind and respectful . Money not lost when it comes to delayed. Its very convenient for me . Good job always.

Frequently asked questions

What is the official currency used in Thailand?

Thai baht (THB, ฿).

What is the official currency used in Thailand?

Symbol: ฿ | Code: THB

Can I use my home currency in Thailand?

No, most businesses only accept baht.

How can I use my GoCard in Thailand?

Just activate it in the app and start spending—online or in stores.

Is it better to use cash or card when spending in Thailand?

Cash is essential for markets and transport; cards work in urban businesses.

Are credit or debit cards widely accepted in Thailand?

Yes, in cities and tourist areas, but cash is more common in smaller towns.

Are there ATMs available in Thailand, and are there withdrawal limits?

Yes, ATMs are everywhere. Most charge a withdrawal fee for foreign cards.

Can I use a GoCard in Thailand?

Yes! You can use your GoCard for spending, withdrawing, or managing your money—with fair rates and no hidden fees.