Thailand Currency

Travelling to or living in Thailand? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in Thailand

The TransferGo card helps you spend smarter in Thailand. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

What is the currency in Thailand?

The official currency is the Thai baht

The baht has been Thailand’s official currency for over a century. Widely used across Southeast Asia, it’s also one of the region’s most actively traded currencies. Modern banknotes were first introduced in the early 20th century and continue to evolve in design and security.

THB, ฿

Banknotes

฿20

฿50

฿100

฿500

฿1,000

Coins

฿1

฿2

฿5

฿10

25 and 50 satang

How to spend money in Thailand

Cash is widely used in Thailand, particularly for markets, street food, and taxis. In Bangkok, Phuket, and other major cities, cards are accepted in hotels, shopping malls, and large restaurants. Contactless payments are growing, and mobile wallets such as PromptPay are becoming popular. ATMs are common, though fees may apply, and some rural ATMs may not accept foreign cards.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in Thailand

Exchange money at licensed banks or authorised bureaux for fair rates.

Avoid exchanging at airports and hotels—they charge higher fees.

Carry small cash for taxis, markets, and local eateries.

Always pay in baht to prevent extra conversion charges.

Use TransferGo to send baht directly to Thai accounts or use your TransferGo card for payments and ATM withdrawals—avoiding hidden fees.

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Frequently asked questions

What is the official currency used in Thailand?

Thai baht (THB, ฿).

What is the official currency used in Thailand?

Symbol: ฿ | Code: THB

Can I use my home currency in Thailand?

No, most businesses only accept baht.

How can I use the TransferGo card in Thailand?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in Thailand?

Cash is essential for markets and transport; cards work in urban businesses.

Are credit or debit cards widely accepted in Thailand?

Yes, in cities and tourist areas, but cash is more common in smaller towns.

Are there ATMs available in Thailand, and are there withdrawal limits?

Yes, ATMs are everywhere. Most charge a withdrawal fee for foreign cards.

Can I use a TransferGo card in Thailand?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.