USA Currency

Travelling to or living in USA? Managing your money shouldn’t be stressful. With TransferGo, you can send, spend, and exchange money affordably — so more of your money goes where it matters.

Use the TransferGo card in USA

The TransferGo card helps you spend smarter in USA. Pay in local shops, withdraw cash from ATMs, and enjoy contactless or virtual payments — all while avoiding hidden bank fees and poor exchange rates. Everything is managed from the app, so you’re always in control of your money.

What is the currency in USA?

The official currency of the United States is the US dollar

The dollar has been the national currency since 1792 and is the most traded currency worldwide.

USD, $

Banknotes

$1

$5

$10

$20

$50

$100

Coins

10¢

25¢

50¢

$1

How to spend money in USA

Cards dominate—debit, credit, and contactless are accepted almost everywhere. Cash is still useful for tipping, small cafés, and local stores. ATMs are everywhere, but some charge fees. Mobile wallets like Apple Pay are widely used.

  • Tip: Always pay in the local currency to get the best exchange rate and avoid extra conversion charges.

Tips for exchanging money in USA

Avoid airport kiosks—poor exchange rates.

ATMs are the easiest way to get cash, but withdrawal fees vary.

Always pay in dollars—other currencies aren’t accepted.

Some smaller businesses may prefer cash, especially outside big cities.

Use TransferGo to send money directly to US bank accounts or use your TransferGo card to pay in shops and withdraw cash with no hidden fees.

Trusted by millions worldwide

For over a decade, TransferGo has made financial services faster, simpler, more affordable—and more accessible to those who need them most.

“Really good service!”

“TransferGo contacted me directly when there was a problem, and they solved it quickly. I made an international transfer in just a couple of hours.”

“Great company and competitive rates”

“Transfers are fast and there are no charges. Most transfers are free! I will be recommending the platform to all Nigerians.”

“Very good service”

“I sent money to my other bank account and received it in seconds. I’ve recommended it to all my friends. Good job!”

Frequently asked questions

What is the official currency used in USA?

The United States dollar (USD, $).

What is the official currency used in USA?

Symbol: $ | Code: USD

Can I use my home currency in USA?

No, only US dollars are accepted.

How can I use the TransferGo card in USA?

Just activate it in the app and start spending — online, in stores, or at ATMs.

Is it better to use cash or card when spending in USA?

Card for most things; cash for tips and small places.

Are credit or debit cards widely accepted in USA?

Yes, cards are universally accepted, including contactless payments.

Are there ATMs available in USA, and are there withdrawal limits?

Yes, ATMs are widely available. Withdrawal limits depend on your card provider.

Can I use a TransferGo card in USA?

Yes! You can use your TransferGo card for spending, withdrawing, or managing your money— with fair rates and no hidden fees.